Has your debt been increasing lately? Are you exhausted from trying other financial tips and advice but still have unsolved issues?
Maybe you’re here because already tried everything.
In the majority of cases, the most effective approach is to talk to experts who can assist you resolve the issue.
CuraDebt is among the companies that get the most inquiries. A lot of people are asking if they are able to help or put you into more debt.
According to their clients they can assist you in managing 80% of your debt , so you are able to take couple of things off your plate.
However, for certain people they believe these claims are too good to be true.
If you’re looking for any solution that could assist you in paying off your debt. If that’s the situation, CuraDebt will mostly be suggested by people. We’ll take a deeper study of the way CuraDebt operates and what issues it can help you solve.
Moreover, before we end, we’ll also look into its benefits and drawbacks.
Before you begin the review, check out this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company How To Claim Tax Relief When Working From Home
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been an active part of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is the most known feature. They also provide additional services to assist you in becoming financially secure.
It all begins with requesting a free savings estimate on the internet. This service is very confidential, and they won’t be doing a credit check. With this savings estimate you’ll be able to be able to learn more about the other options in your journey to be debt-free.
The savings estimate, as mentioned previously, offers you an insight into your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you in navigating credit arbitration in the event that you decide to join. Some financial advisors can help you on your path to debt-free living.
Following the debt settlement program, CuraDebt can be the agency to answer all of the calls from your creditors. They will also be the ones who will negotiate the terms of your settlement based on the status of your financial situation. Based on what works best your situation, the payment can be a lump-sum settlement or a payment plan.
Additionally, they will work with creditors so that you can enjoy better rates when you transfer money into your savings account, which in turn, will be processed to pay off creditors. The plans they offer can help you settle the debt within 48 months.
After you’ve registered with them, they’ll provide you with access to your data 24/7. All you have to do is log in to CuraDebts’ client portal so that you can monitor your development.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll need to be:
- Minimum 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they help you with?
Here are some of the ways CuraDebt can assist you.
Debt Relief
Like their name implies, CuraDebt will assist you in dealing your debt. They are able to negotiate settlements on behalf of you for all kinds of debt. They can help with personal loans, medical bills, credit cards as well as lines of credit. You can also approach them to pay off any remaining balance of business debt and collections or repossessions.
They may even assist you in negotiating for back taxes as well as IRS debt. However, you won’t get assistance for the majority claims, government loans, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation so that you can have cash settlements, should it be possible. Certain violations may result in having your debts dismissed as well.
CuraDebt lets you settle debt with less than the amount you have. They also allow you to ask questions during their free meeting with their debt advisor.
The best part about their plan is that you will only have to pay for the charges when your debt is paid off. All you need to sign up to any of the plans and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. After they have gathered all your financial documentation They will also gather all the necessary paperwork for tax returns.
With this program, you will be able to solve different types of taxes such as garnishments on wages, tax penalties, personal and corporate taxes, back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden costs also. They only use flat-fee pricing and is dependent on the amount you’ll need to settle.
There are a variety of options in settling your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kinds of debts are they able to help with?
Although they specialize in debt settlement, it is not their specialization, they don’t cater to all types in debt resolution. CuraDebt is only focused on debt that is not secured. They won’t be able to assist you if your loan or debt is linked to an actual item.
If, however, you are in the following types of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt it is expected that you will be able to pay taxes that are due without difficulty. Furthermore, this service is accessible across all 50 states, if you have a debt to the IRS. There are tax experts from the federal government to assist you with the issues.
Medical Debt
CuraDebt will also help you resolve any medical-related debt. In some instances, you may even pay them for less than what you owe.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. Still, they can help private students in negotiating any loans they are owed.
Personal Loan
Personal loans and payday loans are also eligible for the debt settlement program. You may also be eligible the program if you have other unsecure credit lines that you have obtained from a different financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, or private label credit cards CuraDebt can help you pay it off.
What is the cost?
The best part about CuraDebt is the way the company has priced its services. They don’t charge an upfront fee. Only pay when you have paid off all of your debts.
Additionally, they don’t have high-cost charges either. In the average, you’ll need to pay between 20 and 20% of the debt you settled with them.
In general, this type of industry charges between 15% and 25 percent.
Additionally, customers can anticipate to settle their debts within two to four years. But, it also differs in relation to the amount you save per month.
Also, they claim that you could save as much as 30% when you factor in their charges into your calculation.
However, this statement will differ based on your situation. Some customers have even talked about saving 50% to 80percent.
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The benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can offer you let’s look into the advantages of using CuraDebt.
The first is that CuraDebt will only charge you after you’ve settled your debt. Additionally they only charge an amount of 20%, while the majority of companies charge 25%.
Then, if you’re done by the program for debt relief, you may enroll in their credit restoration program.
It’s a great way to restore your credit without going into debt again. However, the program runs differently for each person, depending on your situation.
Lastly, CureDebt looks into your debt so that they can help with settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also look into any creditor violations using their own experts.
The drawbacks of the use of CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt settlement and debt relief usually require that you stop paying with . Therefore, if you’re trying increase your standing on credit scores, you might cause you to delay finishing your obligations.
CureDebt also doesn’t offer a mobile application. While they do have a client website, it looks outdated and basic. It’s not very intuitive and could be challenging to navigate.
Moreover, they are still not recognized by the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a useful program that will allow you to resolve your debt without having to spend more on those types of services. Moreover, their 20% service fee is lower than many companies that offer the 25% cost. There aren’t any upfront fees, and you will only have to pay when the debt is paid off.
Although they’ll allow you to access an account to see your progress but their website isn’t easy to navigate. CuraDebt isn’t even an app that could make it easier for you to look at your progress.
However, they have a competent support staff, and you can reach them not just via email but also by phone or sending an electronic ticket. How To Claim Tax Relief When Working From Home
If problem of debt is an problem right now, we strongly recommend CuraDebt’s debt management program. Be sure to be qualified and that the services that they provide are offered in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ How To Claim Tax Relief When Working From Home
How long will it take to complete the program?
The program typically takes 24 to 48 months, dependent on the size of your debt and the agreed settlement.
Can CuraDebt help with state tax problems?
Sure, CuraDebt provides tax relief programs that will help you with problems such as delinquent payroll tax and garnishments of wages.
What’s the first thing I have to do after joining the program?
You’ll need to constantly communicate with the team and make the necessary payments to reduce your debt over time.
