Have your debts been increasing lately? Are you tired of trying other financial tips and advice but haven’t solved your problems?
Maybe you’re here because you’ve already tried every thing.
In most cases, the most effective approach is to talk to experts who can help to resolve this issue.
CuraDebt is among the most asked companies. A lot of people have been inquiring whether they can assist you or put you into more debt.
According to their customers, they can assist you in managing the majority of your debt so that you are able to take couple of w
orries off your shoulders.
But for some people the claims seem too good to be true.
If you’re looking for anything that can assist you in paying off your debt. In this situation, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth look at the way CuraDebt works and what problems it can solve for you.
Furthermore, before we conclude we’ll look at the advantages and disadvantages of this method.
Before starting the review, go to this video for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review.
About the Company How To Claim Tax Relief On Pensions Higher Rate
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has been a part of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have restricted their services.
What can CuraDebt do?
Helping you pay off your debt is the most known feature. However, they also offer other services that will assist you in becoming financially stable.
It all begins by requesting a free savings estimate on the internet. It is a completely private service and they will not conduct a credit inquiry. With this estimate of savings you’ll be able to discover more about options towards debt-free.
Savings estimates, as we’ve mentioned earlier, provides you with an idea of your options regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you with credit arbitration if you decide to enroll. Some financial advisors can help you on your path to debt-free living.
After your debt settlement program, CuraDebt will be the company to handle all of the calls from your creditors. They will also be the ones that determine conditions of the settlement in accordance with the state of your financial situation. Based on what works best for you, it can be either a lump sum settlement or an installment plan.
Additionally, they will be working with lenders to help you enjoy better rates when you transfer money into your savings account. This, in turn, will process to pay back creditors. The plans they offer can help you get rid of debt in just the period of 48 months.
After you’ve signed up with them, they’ll give you access to your data 24/7. All you need to do is login to CuraDebts the client portal to monitor your development.
Before you can avail of their program, you’ll need to pass their requirements first. For eligibility, you’ll have to meet the following criteria:
- Minimum 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they help you with?
Here are some of the ways CuraDebt can aid you.
Like their name implies, CuraDebt can assist you in dealing with your debt. They can negotiate settlements on your behalf to settle the majority of types of debt. This includes medical bills, personal loans credit cards, and also line of credit. They can also be approached to settle any outstanding balance of business debt, collections, or repossessions.
They may even assist you in negotiating with back taxes and IRS debt. However, you won’t get assistance with the majority cases, loans from the government, collateral, and utility bills. The same goes for student loans.
On the contrary, they’ll help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors so that you can have cash settlements, if they are possible. Certain violations could result in having your debts dismissed as well.
CuraDebt lets you settle debt with less than the sum you have. They also allow you to have questions answered during a free meeting with their debt advisor.
The most appealing aspect of their plan is that you will only pay the fees once your debt is settled. All you need to do is sign up with some of their programs, and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. After they have gathered all your financial documentation and tax documents, they’ll also collect all the necessary paperwork for tax returns.
By using this program, you should be able to solve the various types of tax problems such as wage garnishments, tax penalties, personal and corporate taxes, back taxes, trust fund penalties, and tax lien.
There aren’t any hidden costs neither are there hidden fees. They only offer flat-fee prices, which depends on the amount you have to pay.
They offer different options in paying off your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they help you with?
Although debt settlement is their specialty, they don’t offer all kinds in debt resolution. CuraDebt only focuses on debt that is not secured. They can’t help you if the loan or debt is linked to an actual item.
If, however, you are in one of the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt, you should be able to settle tax debts that were due to be paid without any problems. Additionally, this service is accessible to all 50 states if you owe money towards the IRS. They have federal tax experts that can help you resolve these kinds of problems.
CuraDebt can also help resolve your medical debt. In certain cases you might even be able to pay the debt for less than you owe.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. They can however assist private students in negotiating any student loans that they are owed.
Personal loans and payday loans also qualify as debt-settling programs. You may also be eligible of the program if you also have other unsecured credit lines that you got from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, as well as private label credit card, CuraDebt will help you pay it off.
What is the cost?
The best part about CuraDebt’s pricing is how they’ve priced their service. They don’t charge an upfront fee. You’ll only pay once you settle each of your outstanding debts.
Additionally, they don’t charge high fees as well. On average, you’ll be required to pay up to 20% of the debt you settled through them.
In general, this type of industry charges between 15% and 25%.
Additionally, customers can anticipate to settle their debt from two to four years. This varies according to the amount you save per month.
They also claim you can save as much as 30% when you factor in their charges into your calculation.
However, this statement will vary, depending on your situation. Some clients even mentioned saving 50% to up to 80%.
The benefits of using CuraDebt
Once you’ve got a clearer picture of what CuraDebt can offer you Let’s take a look at the benefits that come with using CuraDebt.
The first is that CuraDebt only charges you after you’ve settled your debt. Additionally they charge only 20% of the cost, whereas the majority of companies charge 25 percent.
Next, if you’re done in the process of debt resolution, you could also sign up for their credit restoration program.
It’s an excellent method to improve your credit without going in debt again. However, the program runs differently for each person dependent on the circumstances of your case.
Finally, CureDebt looks into your credit to help with settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also look into any violations of creditor with the assistance of their experts in-house.
The drawbacks of using CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt settlement and debt relief typically require you to stop paying with . So if you’re trying to build a better credit score, it might cause you to delay getting rid of your credit card debt.
CureDebt also doesn’t have a mobile app available. While they have a website that clients can access however, it appears aged and simple. It’s not very user-friendly, and can be challenging to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to resolve your debt without having to spend more on those types of services. Additionally the 20% service charge is less expensive than the majority of businesses that charge an additional 25% charge. There aren’t any upfront fees, and you will only have to pay when your debt is finally settled.
Although they’ll allow you to access an account so that you can track your progress however, their website isn’t simple to navigate. CuraDebt does not have an app that will make it easier to look at your progress.
But, they do have a competent support staff that you can contact them, not only via emails but by phone or by sending an e-ticket. How To Claim Tax Relief On Pensions Higher Rate
If your credit card is a major problem, then we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the programs that they provide are offered in your state.
FAQ How To Claim Tax Relief On Pensions Higher Rate
How long does it take to complete the course?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as the agreed settlement.
Can CuraDebt help with tax problems in the state?
Sure, CuraDebt has a tax relief program to help you with problems like delinquent tax and garnishments of wages.
What do I need to do when I’m enrolled in the program?
You’ll have to keep in constant contact with the team and make the necessary payments to reduce your debt over time.