Are you experiencing debt that has been piling up lately? Are you exhausted from trying other financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because already tried every thing.
In most cases, the most effective approach is to talk to experts who can assist you resolve the issue.
CuraDebt is one of the most frequently contacted companies. A lot of customers have asked if they can assist you or help you get into more debt.
According to their clients, they can help you control 80percent of your debt so that you can take few things off of your mind.
But for some people, these claims are just too good to be true.
Suppose you’re on the lookout for any solution that could help you resolve your debt. In this case, CuraDebt will mostly be highly recommended by those. We’ll take a deeper review of how CuraDebt works and what problems it can help you solve.
Moreover, before we end we’ll look at its benefits and drawbacks.
Before you begin the review, you can check out this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company How To Claim Tax Relief For Working From Home
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has been a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What can CuraDebt do?
Assistance in settling your debt is the most known feature. But they offer additional services to aid you in becoming more financially secure.
It all begins by requesting a free savings estimate online. It is a completely private service, and they won’t conduct a credit inquiry. With this estimate of savings you’ll discover more about alternatives to debt-free.
This estimate of savings, as mentioned previously, offers you the opportunity to consider your choices, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to assist you with credit arbitration if you decide to join. Some financial advisors can help you on your path to debt-free living.
Following the debt settlement program is completed, CuraDebt will be the company to take care of all your creditor’s calls. They’ll also be the ones that will determine what you will pay for your settlement depending on the condition of your finances. In determining which option is the most effectively to you, this can be a lump-sum settlement or an installment plan.
Additionally, they will be working with the lenders to help you have better rates as you deposit money to your savings account. This, is then processed to pay the creditors. The plans they offer can help you settle the debt within the period of 48 months.
After you’ve registered with them, they’ll give you access to your data 24/7. All you have to do is login to CuraDebts Client Portal so that you can monitor your performance.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to satisfy their criteria first. For eligibility, you’ll have to be:
- Minimum 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they assist you with?
Here are the different ways CuraDebt can assist you.
Debt Relief
As their name suggests, CuraDebt will assist you in dealing with debt. They can negotiate settlements on your behalf to settle all kinds of debt. This includes medical bills, personal loans credit cards, and also lines of credit. You can also approach them to pay off any remaining balance on business debt, collections, or repossessions.
They can even help negotiate for back taxes as well as IRS debt. However, you will not receive assistance with the majority of your lawsuits, government loans, collateral, and utility bills. The same goes for student loans.
On the other hand, they can assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation to ensure that you receive cash settlements, if possible. Some violations can also cause your debt to be removed as well.
CuraDebt also allows you to settle debt with less than the amount you have. You can also inquire about your debt during their no-cost consult with their debt counsellor.
The greatest benefit of the program is that you only be charged when your debt is paid off. All you need to do is sign up with one of their plans and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. After they have gathered all your financial records and tax documents, they’ll also collect all the paperwork you’ll need to file tax returns.
Through this program, you should be able to deal with various tax issues like wage garnishments and tax penalties, personal and business taxes, back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees neither are there hidden fees. They only use flat-fee pricing that is based on the amount that you’ll need to settle.
They have different solutions for paying off the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What types of debt can they help you with?
Although debt settlement is their specialty but they aren’t able to offer all kinds in debt resolution. CuraDebt concentrates on unsecured debt. They aren’t able to help you if the credit or loan is tied to a physical item.
If, however, you are in one of the following kinds of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt the service, you’ll be able pay off tax debts that were due to be paid without difficulty. Additionally, this service is offered to all 50 states in the event that you have a debt in arrears to IRS. They have federal tax experts that can help you resolve these kinds of problems.
Medical Debt
CuraDebt can also assist in settling your medical debt. In certain cases, you may even pay the debt for less than you have to pay.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. However, they can assist private students in negotiating any loans they are owed.
Personal Loan
Personal and payday loans are also eligible as debt-settling programs. You can also avail of the program if you also have other unsecured credit lines you obtained from an alternative financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, as well as private label credit card, CuraDebt can help you pay it off.
How much will it cost?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their services. They don’t charge upfront fees. You’ll only pay once you have paid off all of your outstanding debts.
Additionally, they don’t have high-cost costs either. On average, you’ll be required to pay up to 20% of the debt you settled with them.
In the average, this kind of industry can charge anywhere from 15% to 25 percent.
In addition, customers can expect to settle their debts within 2 to 4 years. However, this also varies according to the amount you are able to save each month.
Additionally, they claim that you could save as much as 30% by incorporating their costs into your calculations.
But this claim will also vary, depending on your specific situation. Some customers have even talked about saving 50% to up to 80%.
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Advantages to using CuraDebt
Once you’ve got an idea of what CuraDebt can offer you Let’s take a look at the benefits that come with using CuraDebt.
In the beginning, CuraDebt is only charged when you’ve paid off your debt. In addition, they only charge a 20% fee while the majority of companies charge 25%.
Then, if you’re done in the process of debt resolution, you can also sign up for their credit restoration program.
It’s a fantastic option to rebuild your credit without going back into debt. However, the program lasts in a different way for each individual according to your personal situation.
Lastly, CureDebt looks into your credit to help with settlements and negotiations. So, the amount you owe won’t rise over time. They’ll also be looking into any creditor violations using their own experts.
Drawbacks of using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt settlement and debt relief typically require you to stop paying with the credit card you use. So if you’re trying to increase your rating on your credit, this might set you back while you’re working on your debt.
CureDebt also doesn’t have a mobile app available. While they do have a website that clients can access but it’s old and mundane. It’s not particularly intuitive, and it can be difficult to navigate.
Furthermore, they are not recognized by the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a good program that allows you to pay off your debts without spending more on these kinds of services. In addition their 20% service fee is cheaper than most firms that charge an additional 25% charge. There are no upfront payments, and you will only have to pay when the debt is settled.
Although they’ll give you an account so that you can track your progress however, their website isn’t easy to navigate. CuraDebt isn’t even an app that would make it easier to look at your progress. How To Claim Tax Relief For Working From Home
They do have a good support team that you can contact them, not only via emails but also by phone or submitting an e-ticket. How To Claim Tax Relief For Working From Home
If debt is a big problem, then we recommend CuraDebt’s service. Be sure to be eligible and that the programs that they provide are offered in your area.
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FAQ How To Claim Tax Relief For Working From Home
What is the time frame to complete the program?
The program typically takes 24 to 48 months, dependent on the size of your debt as well as your agreed settlement.
Can CuraDebt help with state tax problems?
Yes, CuraDebt provides tax relief programs that can aid you in dealing with problems such as delinquent payroll tax and garnishments of wages.
What should I do after joining the program?
You’ll be required to communicate with the team and make the necessary payments to pay down the amount of debt you have over time.
