Are you experiencing debt that has been piling up lately? Are you tired of trying different financial advice and tips but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve already tried everything.
In most cases, the most effective approach is to talk to experts who can assist you settle this issue.
CuraDebt is among the most frequently contacted companies. Many people have been inquiring whether they can help you or help you get into more debt.
According to their clients, they can assist you in managing 80percent of your debt , so you can finally take a couple of things off your mind.
However, for certain people, these claims are just too good to be true.
You might be looking for any solution that could help you resolve your debt. If that’s the case, CuraDebt will mostly be recommended by people. We’ll be taking a deep review of how CuraDebt works and what problems it could help solve.
Moreover, before we end our discussion, we’ll take a look at its advantages and drawbacks.
Before beginning the review, check out this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company How To Ask For Relief From Late Tax File From Irs
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been a member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best well-known feature. They also provide other services that will aid you in becoming more financially stable.
It all starts by requesting a no-cost savings estimate online. The service is completely confidential, and they won’t be doing a credit check. With this savings estimate you’ll be able to discover more about other options in your journey to be debt-free.
This estimate of savings, as we’ve mentioned before, gives you an insight into your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you in navigating the process of credit arbitration should you choose to enroll. Financial advisors may be able to assist you with your debt-free journey.
Following your debt settlement plan, CuraDebt will be the agency to answer all of the calls from your creditors. They will also be the ones that determine the terms of your payment based on the status of your financial situation. Based on what works best for you, it could be a lump-sum settlement or an installment plan.
Additionally they will also be working with lenders to help you get better rates when you transfer money into your savings account. This, in turn, will be processed to pay the creditors. Their plans can help you pay off the debt in the period of 48 months.
After you’ve signed up with them, they will provide you with access to your data 24/7. All you need to do is login to CuraDebts’ client portal to track your development.
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CuraDebt’s Requirements
Before you can avail of the program, you’ll have to pass their requirements first. For eligibility, you’ll need to meet the following criteria:
- At least 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they assist you with?
Here are the various ways CuraDebt can aid you.
Debt Relief
The name of the company suggests that CuraDebt will assist you in dealing with your debt. They can negotiate settlements on your behalf for all kinds of debt. These include medical bills, personal loans credit cards, as well as lines of credit. You can also approach them to pay off any remaining balance of business debt, collections, or repossessions.
They may also assist in negotiating for back taxes as well as IRS debt. However, you won’t get assistance with the majority claims, government loans or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they will assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations so that you can have cash settlements, if they are possible. Certain violations may lead to having your debts removed as well.
CuraDebt can also help you repay debt for less than the amount you own. You can also ask questions during their free consult with their debt advisor.
The best part about their plan is that you only be charged when your debt is paid off. All you need to sign up for some of their programs and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they collect all of your financial documents They will also gather all the paperwork you’ll need to file tax returns.
Through this program, you should be able to deal with various tax issues like wage garnishments as well as tax penalties for personal and taxation for business as well as back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden charges also. They only offer flat-fee prices, which depends on the amount you’ll have to pay.
They have different solutions for the settlement of your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
> > Click Here to Get A Debt Consultation for Free < <
What kind of debt can they assist you with?
Although they specialize in debt settlement, it is not their specialty, they don’t offer all kinds of debt settlement. CuraDebt is only focused on debt that is not secured. They can’t help you if your loan or debt is linked to an item that is physical.
However, if you have the following types of debt, they’ll arrange settlements for you.
Tax Debt
With CuraDebt the service, you’ll be able to settle your past-due tax debts without any problems. Moreover, this type of service is accessible to all 50 states in the event that you owe money to the IRS. There are tax experts from the federal government to assist you with the issues.
Medical Debt
CuraDebt can also help resolve any medical-related debt. In some cases, you may even pay the debt for less than you are owed.
Private Student Loan
CuraDebt does not offer federal student loans. Still, they can help private students negotiate any loans they have to pay.
Personal Loan
Payday loans and personal loans are also eligible for the debt settlement program. You can also avail of the program if you also have other unsecured credit lines that you got from an alternative bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards or private label credit cards, CuraDebt can assist you in paying it off.
How much will it cost?
The greatest thing about CuraDebt is the way they’ve priced their services. They do not charge an upfront cost. Only pay when you settle each of your outstanding debts.
Additionally, they don’t charge high charges either. In the average, you’ll need to pay between 20 and 20% of the debt you settled with them.
In general, this type of industry can charge anywhere between 15 and 25%.
Additionally, customers can anticipate to pay off their debts in two to four years. This varies depending on the amount that you can save up per month.
Also, they claim that you can save up to 30% by incorporating their fees in your equation.
But this claim will also depend on the situation. Some clients even mentioned saving between 50% and up to 80%.
> > Click Here to Get A Debt Consultation for Free < <
Benefits of using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt offers, Let’s take a look at the benefits of using CuraDebt.
In the beginning, CuraDebt is only charged when you’ve paid off your debt. In addition they charge only 20% of the cost, whereas the majority of companies charge 25%.
Then, if you’re done with the debt settlement program, you can also sign up for their credit restoration program.
It’s an excellent method to improve your credit without going back into debt. However, the program runs differently for each person dependent on the circumstances of your case.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also investigate any creditor violations with the assistance of their own experts.
The drawbacks of the use of CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt settlement and debt relief typically require you to stop paying with . If you’re trying to improve your standing on credit scores, you might delay you from finishing your debt.
CureDebt also doesn’t offer a mobile application. While they do have a website for clients, it looks old and mundane. It’s not particularly intuitive and could be challenging to navigate.
Moreover, they are still not accredited with their Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you pay off your debts without spending more on those types of services. Additionally, their 20% service charge is less expensive than the majority of companies that offer an additional 25% charge. There aren’t any upfront fees, and you will only be required to pay once the debt is paid off.
While they’ll provide you with an account so that you can track your progress but their website isn’t simple to navigate. CuraDebt does not have an app yet, which could make it easier for you to track your progression.
But, they do have a competent support staff and can be reached them not only through emails but also via phone or making an e-ticket. How To Ask For Relief From Late Tax File From Irs
If the debt is a big issue right now, we highly recommend CuraDebt’s program. Just make sure that you’re qualified and that the services they offer are available in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ How To Ask For Relief From Late Tax File From Irs
What is the time frame to complete the course?
The average program is 24 to 48 months, dependent on the size of your debt as well as the agreed settlement.
Can CuraDebt help with tax problems in the state?
It is true that CuraDebt has a tax relief program to help you with problems like delinquent taxes and garnishments of wages.
What should I do after joining the program?
You’ll be required to communicate with your team members and pay the required payments to reduce your debt over time.
