Has your debt been increasing lately? Are you burnt out from trying different financial advice and strategies but haven’t solved your problems?
Maybe you’re here because tried every thing.
In the majority of cases, your most effective approach is to talk to experts who can help you settle this issue.
CuraDebt is among the most asked companies. Many people are asking if they can assist you or help you get into more debt.
According to their clients they can assist you in managing the majority of your debts so that you can take couple of w
orries off your shoulders.
But for some people they believe these claims are too good to be true.
If you’re looking for any solution that could aid you in settling your debt. In that scenario, CuraDebt will mostly be recommended by people. We’ll be taking a deep study of the way CuraDebt works and what problems it could help solve.
Moreover, before we end our discussion, we’ll take a look at its benefits and drawbacks.
Before starting the review, go to this video in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review.
About the Company How Much Is The Tax Relief For Disaster Stricken States
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has been an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have restricted their services.
What can CuraDebt do?
Assistance in settling your debt is the most well-known feature. But they offer other services that will assist you in becoming financially stable.
The process begins with requesting a free savings estimate on the internet. It is a completely private service and they will not be conducting a credit screening. By using this estimate of savings you’ll be able to learn more about your other options in your journey towards debt-free.
Savings estimates, as mentioned previously, offers you the opportunity to consider your options regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you with credit arbitration in the event that you decide to join. Some financial advisors can help you on your path to debt-free living.
Following the debt settlement program, CuraDebt is the company to handle all of your creditor’s calls. They’ll also be the ones who negotiate conditions of the payment based on the status of your financial situation. Depending on which works best to you, this could be a lump-sum settlement or the option of a payment plan.
Furthermore, they will be working with creditors so that you can have better rates as you transfer money into your savings account, which in turn, will be processed to pay creditors. The plans they offer can help you get rid of debt in just the period of 48 months.
Once you’ve signed up with them, they’ll allow you access to your data 24/7. All you have to do is sign in to CuraDebts the client portal so that you can monitor your development.
> > Click Here to Get A Debt Consultation for Free < <
CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll need to be:
- At least 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What can they help you?
Here are some of the ways CuraDebt can help you.
Debt Relief
As their name suggests, CuraDebt can assist you in dealing with your debt. They can negotiate settlements on your behalf for the majority of types of debt. They can help with personal loans, medical bills credit cards as well as lines of credit. They can also be approached to settle any outstanding balance on business debt collection, repossessions, or collections.
They may even assist you in negotiating with back taxes as well as IRS debt. But, you won’t receive assistance with the majority claims, government loans, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they can help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors in order to get cash settlements, if possible. Certain violations may result in having your debts removed as well.
CuraDebt also allows you to repay debt for less than the sum you have. They also allow you to ask questions during their free consultation with their debt counsellor.
The greatest benefit of their plan is that you’ll only have to pay for the charges once your debt is settled. All you need to sign up to one of their plans, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they collect all of your financial records They will also gather all the necessary paperwork for tax returns.
With this program, you will be able to deal with the various types of tax problems like garnishments on wages as well as tax penalties for personal and taxation for business and back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees either. They use only flat-fee pricing, which depends on the amount that you’ll have to pay.
They have different solutions when it comes to the settlement of taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
> > Click Here to Get A Debt Consultation for Free < <
What types of debt are they able to help with?
While debt settlement is their specialization, they don’t cater to all types in debt resolution. CuraDebt is only focused on unsecured debt. They won’t be able to help you if the credit or loan is tied to an item that is physical.
If you do have the following kinds of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt, you should be able to settle your past-due tax debts without difficulty. Furthermore, this service is available across all 50 states, if you owe money to the IRS. They have federal tax experts that can help you resolve these kinds of problems.
Medical Debt
CuraDebt can also help resolve your medical debt. In certain cases you might even be able to pay the debt for less than you are owed.
Private Student Loan
CuraDebt does not cater to federal student loans. They can however assist private students with negotiating any loans they are owed.
Personal Loan
Payday loans and personal loans are also eligible for the debt settlement program. You may also be eligible if you have other unsecured credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, as well as private label credit card CuraDebt can help you pay it off.
What will it cost you?
The most appealing aspect of CuraDebt is how they’ve priced their service. They do not charge an upfront cost. Only pay when you have paid off all of your debts.
Also, they don’t charge high charges either. On average, you’ll be required to pay as much as 20 percent of the debt that you settled with them.
On average, this type of industry charges between 15% and 25%.
In addition, customers can expect to pay off their debts in two to four years. But, it also differs according to the amount you save per month.
Additionally, they claim that you can save as much as 30% if you include their charges into your calculation.
However, the claim may differ based on the situation. Some clients even mentioned saving 50 to up to 80%.
> > Click Here to Get A Debt Consultation for Free < <
The benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can offer you let’s look into the advantages that come with using CuraDebt.
The first is that CuraDebt is only charged after you’ve settled your debt. Furthermore they only charge an amount of 20%, while most companies charge you 25 percent.
Next, if you’re done in the process of debt resolution you may join their credit repair program.
It’s a great method to improve your credit without going in debt again. However, the program runs differently for each person according to your personal situation.
In the end, CureDebt looks into your financial obligations to help with settlements and negotiations. This means your debt won’t inflate over time. They’ll also investigate any violations by creditors with the assistance of their experts in-house.
Some disadvantages to using CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Settlement of debt and debt relief often require you to stop making payments using your credit card. If you’re trying to build a better standing on credit scores, you might delay you from finishing your obligations.
CureDebt doesn’t even offer a mobile application. While they have a client website however, it appears outdated and basic. It’s not very user-friendly, and can be challenging to navigate.
Furthermore, they are not recognized by the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that lets you pay off your debts without spending more for these types of services. In addition the 20% service charge is lower than many companies that offer an additional 25% charge. There are no upfront payments, and you will only be required to pay once the debt is paid off.
Although they’ll give you an account that allows you to track your progress however, their website isn’t user-friendly. CuraDebt does not have an app, which will make it easier to look at your progression.
But, they do have a competent support staff, and you can reach them, not only via emails but by phone or by sending an e-ticket. How Much Is The Tax Relief For Disaster Stricken States
If the debt is a big problem, then we highly recommend CuraDebt’s program. Just make sure that you’re qualified and that the services that they provide are offered in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ How Much Is The Tax Relief For Disaster Stricken States
How long does it take to complete the course?
The average program is 24 to 48 months, depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt aid in the fight against state tax issues?
It is true that CuraDebt provides tax relief programs that can assist you with issues like delinquent tax and garnishments of wages.
What should I do when I’m enrolled in the program?
You’ll be required to communicate with the team and pay the required payments to pay down your debt over time.
