Are you experiencing debt that has increased lately? Are you exhausted from trying different financial tips and advice but still have unsolved issues?
Maybe you’re here because you’ve tried every thing.
In most cases, the best option is to speak with experts who can assist to resolve this issue.
CuraDebt is among the most frequently contacted companies. A lot of people are asking if they can help you or put you in more debt.
According to their clients they can assist you in managing 80% of your debt so that you can take couple of things off your plate.
For some, these claims are just too good to be true.
Suppose you’re on the lookout for any solution that could help you resolve your debt. In this case, CuraDebt will mostly be highly recommended by those. We’ll take a deeper look at how CuraDebt operates and what issues it can help you solve.
Furthermore, before we conclude, we’ll also look into its benefits and drawbacks.
Before you begin the review, watch this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company How Much Does Rush Tax Relief Cost
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most popular feature. But they offer other services that can assist you in becoming financially stable.
First of all, it begins with requesting a free online savings estimate. This service is very confidential, and they won’t be conducting a credit screening. By using this estimate of savings you’ll be able to learn more about your alternatives to be debt-free.
This estimate of savings, as we’ve mentioned previously, offers you an insight into your options, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to help you with credit arbitration if you decide to enroll. Financial advisors may be able to assist you on your path to debt-free living.
Following the debt settlement program is completed, CuraDebt will be the company to handle all of your creditors’ calls. They’ll also be the ones that will negotiate what you will pay for your repayment depending on the condition of your financial situation. In determining which option is the best for you, it could be either a lump sum settlement or an installment plan.
Furthermore, they will be working with creditors to ensure that you enjoy better rates when you deposit money to your savings account, which is then processed to pay off the creditors. The plans they offer can help you pay off the debt in 48 months.
After you’ve signed up with them, they will provide you with access to your data 24/7. All you have to do is log in to CuraDebts’ client portal to monitor your development.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- Minimum 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they assist you?
Here are the different ways CuraDebt can help you.
Debt Relief
The name of the company suggests that CuraDebt can help you deal your debt. They can negotiate settlements on your behalf to settle all kinds of debt. They can help with personal loans, medical bills, credit cards and loans. They can also be approached to pay off any remaining amount on business debts collection, repossessions, or collections.
They can even help negotiate with back taxes as well as IRS debt. However, you will not receive assistance with the majority cases, government loans or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they can help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation in order to get cash settlements, if possible. Some violations can also result in having your debts removed as well.
CuraDebt can also help you pay off debts with less than the sum you have. You can also have questions answered during a free meeting with their debt advisor.
The greatest benefit of the program is that you will only pay the fees after your debt has been settled. All you have to sign up for one of their plans and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they’ve gathered all your financial documentation They will also gather all the paperwork you’ll need to file tax returns.
With this program, you will be able to deal with the various types of tax problems such as garnishments on wages, tax penalties, personal and business taxes, back taxes and trust fund penalties and tax lien.
There aren’t hidden fees neither are there hidden fees. They only offer flat-fee prices and is dependent on the amount you’ll have to pay.
They have different solutions for settling taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kind of debt can they help you with?
While debt settlement is their specialty however, they do not provide all kinds of debt settlement. CuraDebt only focuses on debt that is not secured. They can’t help you if the credit or loan is tied to a physical item.
If, however, you are in the following types of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt it is expected that you will be able pay off taxes that are due without any issues. Furthermore, this service is offered to all 50 states in the event that you have a debt to the IRS. There are tax experts from the federal government that can help you resolve the issues.
Medical Debt
CuraDebt can also assist in settling any medical-related debt. In certain cases you might even be able to pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not cater to federal student loans. However, they can assist private students negotiate the student loans they owe.
Personal Loan
Personal loans and payday loans are also eligible as debt-settling programs. You can also avail if you have other unsecured credit lines you obtained from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards and private-label credit cards, CuraDebt will help you pay it off.
What will it cost you?
The greatest thing about CuraDebt’s pricing is how they’ve priced their service. They don’t charge an upfront fee. You’ll only pay once you settle each of your debts.
Also, they don’t charge high charges either. On average, you’ll have to pay between 20 and 20% of the debt you settled through them.
In the average, this kind of industry charges between 15 and 25%.
Moreover, clients can expect to settle their debts within 2 to 4 years. However, this also varies according to the amount you can save up per month.
They also claim that you can save up to 30% by incorporating their fees in your equation.
But this claim will also depend on your situation. Some customers have even talked about saving 50% to 80%.
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Advantages to using CuraDebt
Once you’ve got an understanding of what CuraDebt can provide, let’s explore the benefits of using CuraDebt.
The first is that CuraDebt will only charge you after you’ve settled your debt. In addition they charge only a 20% fee while the majority of companies charge 25 percent.
Next, if you’re done in the process of debt resolution, you can join their credit repair program.
It’s an excellent option to rebuild the credit rating without going back into debt. However, the program lasts different for every person, depending on your situation.
Finally, CureDebt looks into your credit to assist with settlements and negotiations. It means that the amount you owe won’t rise as time passes. They’ll also investigate any violations of creditor with the help of their in-house experts.
The drawbacks of using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt relief and debt settlements often require you to cease making payments with your credit card. So if you’re trying to increase your credit score, it might cause you to delay finishing your debt.
CureDebt doesn’t even have a mobile app available. While they do have a client website however, it appears aged and simple. It’s not particularly user-friendly, and can be challenging to navigate.
In addition, they’re not accredited with the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a great program that lets you pay off your debts without spending more on those types of services. Moreover their 20% service fee is lower than many companies that offer a 25% fee. There aren’t any upfront fees, and you will only be required to pay once the debt is paid off.
Although they’ll give you an account so that you can track your progress but their website isn’t user-friendly. CuraDebt does not have an app that will make it easier to track your performance.
However, they have a good support team and can be reached them, not only via emails but also by phone or sending an e-ticket. How Much Does Rush Tax Relief Cost
If your credit card is a major problem right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the services they offer are available in your area.
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FAQ How Much Does Rush Tax Relief Cost
What is the time frame to finish the program?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt assist with state tax problems?
It is true that CuraDebt offers a program for tax relief to aid you in dealing with problems like delinquent tax and garnishments of wages.
What’s the first thing I have to do after joining the program?
You’ll be required to communicate with your team members and pay the required payments to reduce the amount of debt you have over time.