Have your debts been increasing lately? Are you exhausted from trying other financial advice and strategies but still have unsolved issues?
Maybe you’re here because tried every thing.
In the majority of cases, the best option is to speak with experts who can assist you resolve the issue.
CuraDebt is among the companies that get the most inquiries. Many people have been inquiring whether they are able to help or put you into more debt.
According to their customers, they can assist you in managing 80% of your debts so that you can finally take a couple of w
orries off your plate.
For some they believe these claims are too good to be true.
If you’re looking for anything that can aid you in settling your debt. If that’s the scenario, CuraDebt will mostly be suggested by people. We’ll be taking a deep study of the way CuraDebt works and what problems it could help solve.
Furthermore, before we conclude our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before starting the review, watch this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company How Much Does Freedom Tax Relief Cost
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most popular feature. They also provide additional services to help you be more financially stable.
The process begins with requesting a free savings estimate online. It is a completely private service and won’t be conducting a credit screening. With this savings estimate you’ll be able to be able to learn more about the alternatives to debt-free.
This estimate of savings, which was mentioned before, gives you an insight into your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you with credit arbitration if you decide to sign up. Financial advisors may be able to assist you on your path to debt-free living.
Following the debt settlement program is completed, CuraDebt is the company to answer all of your creditor’s calls. They’ll also be the ones that negotiate the terms of your settlement depending on the condition of your finances. In determining which option is the most effectively for you, it could be a lump-sum settlement or a payment plan.
Additionally, they will be working with the creditors to ensure that you get better rates when you make deposits to your savings account. This in turn, will process to pay off the creditors. Their programs can assist you to settle the debt within 48 months.
After you’ve registered with them, they’ll provide you with access to your information 24/7. All you need to do is login to CuraDebts’ client portal to monitor your development.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to pass their requirements first. To be eligible, you’ll have to meet the following requirements:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they assist you?
Here are the various ways CuraDebt can help you.
Debt Relief
As their name suggests, CuraDebt can help you deal your debt. They are able to negotiate settlements on your behalf to settle most types of debt. These include personal loans, medical bills, credit cards as well as line of credit. You can also approach them to settle any outstanding balance on business debt and collections or repossessions.
They may even assist you in negotiating on tax owed as well as IRS debt. But, you won’t receive support for most of your lawsuits, government loans or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they will assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations so that you can have cash settlements, if possible. Some violations can also result in having your debts dismissed as well.
CuraDebt can also help you pay off debts with less than the sum you have. Additionally, you can have questions answered during a free consult with their debt counsellor.
The greatest benefit of their program is that you’ll only have to pay for the charges once your debt is settled. All you have to sign up for one of their plans, and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. After they have gathered all your financial documents and tax documents, they’ll also collect all the necessary paperwork for tax returns.
Through this program, you’ll be able to solve different types of taxes such as garnishments on wages as well as tax penalties for personal and corporate taxes and back taxes and trust fund penalties and tax liens.
There aren’t any hidden charges either. They only offer flat-fee prices that is based on the amount you’ll must settle.
There are a variety of options in the settlement of your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kind of debt are they able to help with?
While debt settlement is their specialization but they aren’t able to offer all kinds of debt settlement. CuraDebt only focuses on unsecured debt. They can’t assist you if your debt or loan is tied to an actual item.
If you do have one of the following kinds of debt, they will make arrangements for settlements.
Tax Debt
With CuraDebt the service, you’ll be able to settle taxes that are due without difficulty. Additionally, this service is accessible across all 50 states, if you owe money to the IRS. They have federal tax experts to assist you with these kinds of problems.
Medical Debt
CuraDebt can also assist in settling your medical debt. In some instances you might even be able to pay the debt for less than you have to pay.
Private Student Loan
CuraDebt does not offer Federal student loan. Still, they can help private students negotiate any student loans that they owe.
Personal Loan
Payday loans and personal loans also qualify as debt-settling programs. It is also possible to avail the program if you have other unsecured credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards as well as private label credit card, CuraDebt can help you pay it off.
How much will it cost?
The most appealing aspect of CuraDebt’s pricing is how the company has priced its services. They do not charge an upfront cost. You’ll only pay once you settle each of your outstanding debts.
Additionally, they do not charge high charges either. On average, you’ll be required to pay as much as 20% of the debt you settled through them.
In general, this type of industry can charge anywhere from 15% to 25 percentage.
Moreover, clients can expect to settle their debts within 2 to 4 years. But, it also differs according to the amount you can save up per month.
Additionally, they claim that you could save up to 30% if you include their fees in your equation.
But this claim will also depend on your specific situation. Some customers even claimed to save between 50% and 80percent.
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Benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt offers, let’s look into the advantages that come with using CuraDebt.
First, CuraDebt will only charge you once you’ve paid off your debt. Additionally they charge only 20% of the cost, whereas many companies charge 25%.
Next, if you’re done with the debt settlement program you could enroll in their credit restoration program.
It’s a great option to rebuild the credit rating without going into debt again. The program is however designed differently for each person, depending on your situation.
In the end, CureDebt looks into your financial obligations to assist with settlements and negotiations. This means the amount you owe won’t rise over time. They’ll also be looking into any creditor violations with the help of their in-house experts.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt relief and debt settlements usually require that you stop making payments using . If you’re trying to increase your standing on credit scores, you may set you back while you’re working on your credit card debt.
CureDebt does not have a mobile app available. While they have a website that clients can access however, it appears old and mundane. It’s not very intuitive and could be challenging to navigate.
Furthermore, they are not recognized by the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to settle your debt without spending more on those types of services. Additionally the 20% service cost is cheaper than most companies that offer the 25% cost. There aren’t any upfront fees, and you will only have to pay when the debt is paid off.
While they’ll provide you with an account to see your progress however, their website isn’t simple to navigate. CuraDebt also doesn’t have an app yet, which will make it easier to monitor your performance.
They do have a good support team and can be reached them not only through emails but by phone or by sending an e-ticket. How Much Does Freedom Tax Relief Cost
If debt is a big problem, then we recommend CuraDebt’s service. Make sure you’re eligible and that the programs they offer are available in your state.
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FAQ How Much Does Freedom Tax Relief Cost
How long does it take to complete the program?
The typical program lasts from between 24 and 48 months depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt assist with state tax problems?
Yes, CuraDebt has a tax relief program that will help you with problems such as delinquent payroll taxes and wage garnishments.
What do I need to do when I’m enrolled in the program?
You’ll have to keep in constant contact with the team and make the necessary payments to pay down your debt over time.