Are you experiencing debt that has been increasing lately? Are you tired of trying different financial tips and advice but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve tried every thing.
In the majority of cases, your best way is to approach experts who can help you settle this issue.
CuraDebt is among the companies that get the most inquiries. A lot of customers have asked if they can assist you or put you into more debt.
According to their customers, they can assist you in managing the majority of your debt so that you can finally take a couple of w
orries off your mind.
For some, these claims are just too good to be true.
If you’re looking for any solution that could aid you in settling your debt. In that situation, CuraDebt will mostly be suggested by people. We’ll be taking a deep study of how CuraDebt works and what problems it could help solve.
Moreover, before we end our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before you begin the review, you can watch this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company How Does Pension Tax Relief Work
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has been an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best well-known feature. They also provide other services that can assist you in becoming financially stable.
The process begins with requesting a free savings estimate on the internet. It is a completely private service and they will not be doing a credit check. With this savings estimate you’ll be able to be able to learn more about the options to debt-free.
The savings estimate, which was mentioned previously, offers you an idea of your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you in navigating the process of credit arbitration should you choose to join. Some financial advisors can help you with your debt-free journey.
Following the debt settlement program, CuraDebt will be the one to handle all of your creditor’s calls. They’ll also be the ones who will negotiate conditions of the settlement depending on the condition of your finances. Depending on which works best your situation, the payment could either be a lump sum settlement or a payment plan.
Furthermore, they will be working with creditors to ensure that you have better rates as you make deposits to your savings account. This in turn, will process to pay off creditors. The plans they offer can help you get rid of debt in just 48 months.
Once you’ve signed up with them, they’ll allow you access to your information 24/7. All you need to do is sign in to CuraDebts’ client portal to track your progress.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll have to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they help you with?
Here are the various ways CuraDebt can assist you.
Debt Relief
Like their name implies, CuraDebt can help you deal your debt. They are able to negotiate settlements on behalf of you for all kinds of debt. They can help with personal loans, medical bills, credit cards as well as lines of credit. You can also approach them to help settle any remaining balance of business debt, collections, or repossessions.
They can even help negotiate with back taxes as well as IRS debt. However, you won’t get assistance for the majority claims, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the contrary, they’ll assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation to ensure that you receive cash settlements, if they are possible. Some violations can also result in having your debts dismissed as well.
CuraDebt lets you pay off debts with less than the sum you have. They also allow you to have questions answered during a free consult with their debt advisor.
The best part about their plan is that you will only pay the fees after your debt has been settled. All you have to sign up for one of their plans, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they’ve gathered all your financial records, they will also collect all the necessary paperwork to file tax returns.
With this program, you’ll be able to solve various tax issues such as wage garnishments as well as tax penalties for personal and taxation for business and back taxes and trust fund penalties and tax liens.
There aren’t any hidden charges also. They only use flat-fee pricing and is dependent on the amount you’ll must settle.
They offer different options in paying off taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts can they assist you with?
Although debt settlement is their specialization but they aren’t able to cater to all types of settlement. CuraDebt only focuses on unsecured debt. They can’t help you if the debt or loan is tied to a physical item.
However, if you have the following types of debt, they’ll arrange settlements for you.
Tax Debt
With CuraDebt, you should be able to settle tax debts that were due to be paid without difficulty. Moreover, this type of service is accessible across all 50 states, if you owe money towards the IRS. There are tax experts from the federal government to assist you with the issues.
Medical Debt
CuraDebt will also help you resolve your medical debt. In certain cases, you may even pay the debt for less than you owe.
Private Student Loan
CuraDebt does not offer Federal student loan. They can however assist private students in negotiating any loans they are owed.
Personal Loan
Payday loans and personal loans are also eligible as debt-settling programs. It is also possible to avail the program if you have other unsecured credit lines that you got from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards or private label credit cards, CuraDebt will help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how the company has priced its services. They don’t charge an upfront fee. The only time you pay is when you’ve paid each of your outstanding debts.
They also don’t charge high fees as well. On average, you’ll have to pay as much as 20 percent of the debt you settled through them.
In the average, this kind of industry charges between 15 and 25%.
Moreover, clients can expect to settle their debts within two to four years. However, this also varies according to the amount you save per month.
Additionally, they claim you can save as much as 30% if you include their charges into your calculation.
However, this statement will vary, depending on the situation. Some clients even mentioned saving 50 to 80%.
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Benefits of using CuraDebt
Now that you have an idea of the benefits CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
In the beginning, CuraDebt is only charged when you’ve paid off your debt. Furthermore they only charge a 20% fee while the majority of companies charge 25%.
If you’re finished with the debt settlement program you can join their credit restoration program.
It’s a fantastic method to improve your credit without having to go back into debt. The program is however designed in a different way for each individual dependent on the circumstances of your case.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. This means the amount you owe won’t rise as time passes. They’ll also be looking into any creditor violations with the assistance of their in-house experts.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt relief and debt settlements typically require you to stop making payments using . Therefore, if you’re trying increase your standing on credit scores, you could delay you from getting rid of your obligations.
CureDebt doesn’t even have a mobile app available. While they do have a client website, it looks outdated and basic. It’s not particularly intuitive, and it can be difficult to navigate.
Moreover, they are still not credited with an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a good program that allows you to settle your debt without spending more for these types of services. Additionally, their 20% service fee is cheaper than most businesses that charge the 25% cost. There aren’t any upfront fees, and you will only have to pay the fee when your debt is finally settled.
Although they’ll allow you to access an account to see your progress, their website is not simple to navigate. CuraDebt does not have an app, which could make it easier for you to look at your progress.
They do have a great support team that you can contact them, not only via emails but by phone or by sending an electronic ticket. How Does Pension Tax Relief Work
If your debt is a big issue right now, we recommend CuraDebt’s service. Just make sure that you’re qualified and that the services that they provide are offered in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ How Does Pension Tax Relief Work
What is the time frame to complete the program?
The program typically takes between 24 and 48 months depending on the amount of your debt and the agreed settlement.
Can CuraDebt assist with state tax problems?
Sure, CuraDebt has a tax relief program to assist you with issues such as delinquent payroll tax issues and wage garnishments.
What’s the first thing I have to do once I’m in the program?
You’ll have to keep in constant contact with your team members and pay the required payments to reduce your debt over time.
