Are you experiencing debt that has been piling up lately? Are you exhausted from trying other financial advice and tips but still have unsolved issues?
Maybe you’re here because you’ve already tried everything.
In the majority of cases, the most effective approach is to talk to experts who can help to resolve this issue.
CuraDebt is among the most frequently contacted companies. A lot of customers have asked if they can help you or put you in more debt.
According to their clients they can assist you in managing 80percent of your debts so that you can take couple of things off your plate.
For some the claims seem too good to be true.
Suppose you’re on the lookout for something that will aid you in settling your debt. In that scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep review of the way CuraDebt works and what problems it can help you solve.
In addition, prior to our conclusion we’ll look at the advantages and disadvantages of this method.
Before beginning the review, you can check out this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review.
About the Company How Do You Get Tax Relief On Property Taxes
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has been a part of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most well-known feature. But they offer other services that will help you be more financially secure.
The process begins by requesting a free savings estimate on the internet. It is a completely private service, and they won’t be doing a credit check. By using this estimate of savings you’ll be able to be able to learn more about the options to debt-free.
The savings estimate, as we’ve mentioned previously, offers you the opportunity to consider your options, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you in navigating the process of credit arbitration should you choose to enroll. Financial advisors may be able to assist you with your debt-free journey.
After your debt settlement program is completed, CuraDebt can be the agency to handle all of your creditor’s calls. They will also be the ones who negotiate what you will pay for your repayment depending on the condition of your finances. In determining which option is the most effectively for you, it could either be a lump sum settlement or a payment plan.
Furthermore they will be working with creditors to ensure that you get better rates when you transfer money into your savings account. This in turn, will be processed to pay off creditors. The plans they offer can help you pay off the debt in two years.
Once you’ve signed up with them, they’ll give you access to your information 24/7. All you need to do is sign in to CuraDebts the client portal to monitor your progress.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to pass their requirements first. To be eligible, you’ll have to meet the following requirements:
- At least 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they assist you?
Here are the different ways CuraDebt can help you.
Debt Relief
Like their name implies, CuraDebt can assist you in dealing your debt. They are able to negotiate settlements on behalf of you for most types of debt. These include personal loans, medical bills credit cards, and lines of credit. You can also approach them to help settle any remaining balance on business debt and collections or repossessions.
They can even help negotiate for back taxes and IRS debt. However, you will not receive support for most of your lawsuits, loans from the government, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they will help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations in order to get cash settlements, if they are possible. Some violations can also cause your debt to be also dismissed.
CuraDebt also allows you to repay debt for less than the amount you have. They also allow you to ask questions during their free meeting with their debt counsellor.
The greatest benefit of their plan is that you’ll only be charged after your debt has been settled. All you need to do is sign up with one of their plans and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they’ve gathered all your financial documentation They will also gather all the necessary paperwork for tax returns.
With this program, you’ll be able to deal with different types of taxes such as garnishments on wages, tax penalties, personal and corporate taxes as well as back taxes, trust fund penalties, and tax liens.
There aren’t hidden fees neither are there hidden fees. They only offer flat-fee prices that is based on the amount you must settle.
There are a variety of options when it comes to the settlement of your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts can they help you with?
Although they specialize in debt settlement, it is not their forte however, they do not offer all kinds of debt settlement. CuraDebt is only focused on debt that is not secured. They can’t help you if your debt or loan is tied to an item that is physical.
If you do have the following types of debt, they’ll arrange settlements for you.
Tax Debt
With CuraDebt it is expected that you will be able pay off taxes that are due without any issues. Additionally, this service is available to all 50 states in the event that you owe money to the IRS. There are tax experts from the federal government who can assist you in resolving these kinds of problems.
Medical Debt
CuraDebt will also help you resolve the medical bills. In certain cases, you may even pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. However, they can assist private students negotiate the student loans they owe.
Personal Loan
Personal loans and payday loans are also eligible for the debt settlement program. It is also possible to avail the program the program if you have other unsecure credit lines that you have obtained from an alternative bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards and private-label credit cards CuraDebt will help you pay it off.
How much will it cost?
The best part about CuraDebt is the way they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you settle each of your debts.
Additionally, they don’t have high-cost charges either. On average, you’ll be required to pay up to 20 percent of the debt you settled with them.
In general, this type of industry charges from 15% to 25 percentage.
In addition, customers can expect to pay off their debts in two to four years. This varies in relation to the amount you can save up per month.
They also claim you can save up to 30% if you include their costs into your calculations.
But this claim will also vary, depending on your specific situation. Some clients even mentioned saving between 50% and up to 80%.
> > Click Here to Get A Debt Consultation for Free < <
The benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt can offer you let’s look into the advantages that come with using CuraDebt.
The first is that CuraDebt only charges you after you’ve settled your debt. Furthermore they charge only a 20% fee while most companies charge you 25 percent.
Next, if you’re done in the process of debt resolution, you can join their credit restoration program.
It’s an excellent option to rebuild the credit rating without going into debt again. However, the program lasts different for every person dependent on the circumstances of your case.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. This means the amount you owe won’t rise as time passes. They’ll also investigate any violations by creditors using their in-house experts.
Some disadvantages to using CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt relief and debt settlements typically require you to stop paying with your credit card. So if you’re trying to improve your standing on credit scores, you might set you back while you’re finishing your debt.
CureDebt does not offer a mobile application. Although they have a client website but it’s aged and simple. It’s not very user-friendly, and can be challenging to navigate.
In addition, they’re not credited with their Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to resolve your debt without having to spend more on those types of services. In addition the 20% service charge is less expensive than the majority of companies that offer an additional 25% charge. There aren’t any upfront fees and you’ll only be required to pay once your debt is finally settled.
Although they’ll allow you to access an account to see your progress but their website isn’t user-friendly. CuraDebt isn’t even an app yet, which could make it easier for you to track your progress.
But, they do have a competent support staff and can be reached them, not only via emails but also by phone or making an e-ticket. How Do You Get Tax Relief On Property Taxes
If the problem of debt is an problem, then we recommend CuraDebt’s service. Be sure to be qualified and that the services that they provide are offered in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ How Do You Get Tax Relief On Property Taxes
How long will it take to complete the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt aid with state tax problems?
It is true that CuraDebt has a tax relief program that will help you with problems such as delinquent payroll taxes and garnishments on wages.
What’s the first thing I have to do after joining the program?
You’ll have to keep in constant contact with the team and make the necessary payments to pay down your debt over time.
