Have your debts increased lately? Are you tired of trying different financial advice and strategies but haven’t solved your problems?
Maybe you’re here because you’ve been through everything.
In the majority of cases, the best way is to approach professionals that can help you resolve the issue.
CuraDebt is among the companies that get the most inquiries. Many people are asking if they can assist you or put you in more debt.
According to their clients they can assist you in managing 80percent of your debt so that you can finally take a few things off of your mind.
However, for certain people they believe these claims are too good to be true.
If you’re looking for any solution that could assist you in paying off your debt. In this scenario, CuraDebt will mostly be suggested by people. We’ll be taking a deep look at how CuraDebt operates and what issues it can help you solve.
Moreover, before we end our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before beginning the review, check out this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company How Do I Find My Ny Property Tax Relief Credit
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best known feature. They also provide other services that can assist you in becoming financially secure.
First of all, it begins by requesting a free savings estimate on the internet. The service is completely confidential and they will not conduct a credit inquiry. By using this estimate of savings you’ll be able to learn more about the alternatives towards debt-free.
This estimate of savings, as mentioned earlier, provides you with an insight into your options, regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you in navigating the process of credit arbitration should you choose to join. Certain financial advisors can assist you on your path to debt-free living.
After your debt settlement plan, CuraDebt is the agency to take care of all your creditor’s calls. They’ll be the ones who determine what you will pay for your repayment based on the status of your finances. In determining which option is the best your situation, the payment can be a lump-sum settlement or an installment plan.
Furthermore, they will be working with lenders to help you have better rates as you make deposits to your savings account. This is then processed to pay back the creditors. Their plans can help you settle the debt within 48 months.
Once you’ve signed up with them, they will provide you with access to your data 24/7. All you need to do is login to CuraDebts Client Portal to monitor your performance.
Before you can avail of their program, you’ll need to satisfy their criteria first. For eligibility, you’ll have to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they help you?
Here are the various ways CuraDebt can aid you.
Like their name implies, CuraDebt can help you deal with your debt. They are able to negotiate settlements on your behalf to settle most types of debt. This includes personal loans, medical bills, credit cards and lines of credit. You can also approach them to settle any outstanding balance on business debt collection, repossessions, or collections.
They can even help negotiate with back taxes and IRS debt. However, you won’t get assistance for the majority cases, government loans as well as collateral and utility bills. The same goes for student loans.
On the other hand, they can assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations to ensure that you receive cash settlements, should it be possible. Certain violations may cause your debt to be dismissed as well.
CuraDebt also allows you to repay debt for less than the sum you have. You can also have questions answered during a free consultation with their debt counselor.
The best part about their program is that you will only have to pay for the charges when your debt is paid off. All you have to sign up for any of the plans, and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they’ve gathered all your financial documents and tax documents, they’ll also collect all the necessary paperwork for tax returns.
Through this program, you will be able to deal with the various types of tax problems like garnishments on wages and tax penalties, personal and taxation for business and back taxes, trust fund penalties, and tax liens.
There aren’t any hidden costs also. They use only flat-fee pricing, which depends on the amount you’ll need to settle.
They have different solutions for paying off taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt are they able to help with?
While debt settlement is their specialty but they aren’t able to cater to all types in debt resolution. CuraDebt concentrates on loans that are not secured. They aren’t able to assist you if your credit or loan is tied to a physical item.
If you do have the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able to settle tax debts that were due to be paid without any problems. Furthermore, this service is accessible to all 50 states if you owe money to the IRS. There are federal tax experts who can assist you in resolving these types of issues.
CuraDebt will also help you resolve any medical-related debt. In certain cases you could even settle them less than the amount you are owed.
Private Student Loan
CuraDebt does not cater to federal student loans. They can however assist private students with negotiating any loans they have to pay.
Personal loans and payday loans also qualify to be eligible for debt relief programs. You can also avail if you have other unsecured credit lines you obtained from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, or private label credit cards, CuraDebt will assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt is how they’ve priced their services. They don’t charge an upfront fee. You’ll only pay once you have paid off all of your debts.
They also don’t have high-cost charges either. On average, you’ll have to pay as much as 20 percent of the debt that you settled through them.
In the average, this kind of industry can charge anywhere between 15% and 25 percent.
In addition, customers can expect to settle their debts within between 2 and 4 years. However, this also varies depending on the amount that you are able to save each month.
Also, they claim that you can save up to 30% by incorporating their costs into your calculations.
However, the claim may vary, depending on your situation. Some customers have even talked about saving 50 to 80percent.
Advantages to using CuraDebt
Now that you have an understanding of the benefits CuraDebt can offer you let’s explore the benefits that come with using CuraDebt.
First, CuraDebt only charges you once you’ve paid off your debt. In addition, they only charge 20% of the cost, whereas many companies charge 25 percent.
Next, if you’re done by the program for debt relief you can also sign up for their credit repair program.
It’s a fantastic method to improve your credit score without going back into debt. However, the program lasts in a different way for each individual, depending on your situation.
Lastly, CureDebt looks into your financial obligations to help with settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also investigate any violations of creditor with the help of their in-house experts.
Some disadvantages to using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Settlement of debt and debt relief often require you to stop making payments using the credit card you use. So if you’re trying to improve your rating on your credit, this could set you back while you’re finishing your debt.
CureDebt also doesn’t offer a mobile application. Although they have a website for clients but it’s old and mundane. It’s not very user-friendly, and can be difficult to navigate.
Moreover, they are still not recognized by their Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to resolve your debt without having to spend more for these types of services. Moreover their 20% service fee is cheaper than most companies that offer a 25% fee. There are no upfront payments and you’ll only have to pay when the debt is paid off.
Although they’ll allow you to access an account so that you can track your progress, their website is not user-friendly. CuraDebt isn’t even an app, which could make it easier for you to track your performance.
They do have a competent support staff, and you can reach them, not only via emails but by phone or by submitting an electronic ticket. How Do I Find My Ny Property Tax Relief Credit
If credit card is a major issue right now, we highly recommend CuraDebt’s program. Be sure to be qualified and that the services that they provide are offered in your state.
FAQ How Do I Find My Ny Property Tax Relief Credit
How long does it take to complete the course?
The typical program lasts from between 24 and 48 months dependent on the size of your debt and the agreed settlement.
Can CuraDebt help with state tax problems?
It is true that CuraDebt offers a program for tax relief that will aid you in dealing with problems such as late payroll tax and garnishments of wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and make the necessary payments to lower the amount of debt you have over time.