Have your debts been increasing lately? Are you burnt out from trying different financial advice and tips but haven’t solved your problems?
Maybe you’re here because you’ve been through every thing.
In the majority of cases, the best way is to approach experts who can assist you settle this issue.
CuraDebt is one of the most frequently contacted companies. A lot of customers have asked if they can help you or help you get into more debt.
According to their clients, they can assist you in managing 80% of your debt so that you can finally take a few things off of your shoulders.
However, for certain people they believe these claims are too good to be true.
Suppose you’re on the lookout for something that will assist you in paying off your debt. If that’s the case, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth look at how CuraDebt is used and the problems it can solve for you.
In addition, prior to our conclusion our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before beginning the review, check out this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company House Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has since become a participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have restricted their services.
What can CuraDebt do?
Helping you settle your debt is the most well-known feature. They also provide other services that can help you be more financially secure.
The process starts by requesting a no-cost savings estimate on the internet. This service is very confidential, and they won’t be conducting a credit screening. By using this estimate of savings, you will be able to learn more about the alternatives towards debt-free.
The savings estimate, which was mentioned before, gives you an insight into your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with credit arbitration if you decide to enroll. Financial advisors may be able to assist you on your path to debt-free living.
Following the debt settlement plan, CuraDebt is the company to take care of all your creditor’s calls. They will be the ones who negotiate what you will pay for your settlement in accordance with the state of your finances. Depending on which works most effectively to you, this could be a lump-sum settlement or a payment plan.
Furthermore they will be working with the creditors so that you can enjoy better rates when you transfer money into your savings account, which in turn, will process to pay back the creditors. Their programs can assist you to pay off the debt in 48 months.
After you’ve signed up with them, they will allow you access to your account information 24 hours a day. All you need to do is log in to CuraDebts Client Portal so that you can monitor your performance.
Before you can benefit from the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll have to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can help you.
As their name suggests, CuraDebt can help you deal with debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. This includes medical bills, personal loans credit cards, and lines of credit. They can also be approached to settle any outstanding amount on business debts collection, repossessions, or collections.
They may also assist in negotiating with back taxes and IRS debt. But, you won’t receive assistance with the majority cases, government loans or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they can help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations in order to get cash settlements, should it be possible. Some violations can also lead to having your debts also dismissed.
CuraDebt can also help you settle debt with less than the amount you have. They also allow you to inquire about your debt during their no-cost consultation with their debt counsellor.
The most appealing aspect of their plan is that you’ll only pay the fees once your debt is settled. All you need to do is sign up with one of their plans, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. After they have gathered all your financial records They will also gather all the necessary paperwork to file tax returns.
By using this program, you will be able to resolve various tax issues like wage garnishments, tax penalties, personal and business taxes and back taxes and trust fund penalties and tax lien.
There aren’t any hidden charges either. They only offer flat-fee prices and is dependent on the amount that you’ll need to settle.
There are a variety of options in paying off the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they help you with?
While debt settlement is their specialization but they aren’t able to provide all kinds in debt resolution. CuraDebt concentrates on debt that is not secured. They aren’t able to help you if the loan or debt is linked to an actual item.
If you do have one of the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt it is expected that you will be able pay off taxes that are due without any issues. Furthermore, this service is available to all 50 states in the event that you have a debt to the IRS. There are tax experts from the federal government to assist you with these kinds of problems.
CuraDebt can also help resolve any medical-related debt. In some cases, you may even pay the debt for less than you have to pay.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. However, they can assist private students in negotiating any loans they have to pay.
Personal loans and payday loans also qualify as debt-settling programs. You can also avail of the program if you also have other unsecured credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards as well as private label credit card, CuraDebt will assist you in paying it off.
What will it cost you?
The most appealing aspect of CuraDebt is how the company has priced its services. They do not charge an upfront cost. Only pay when you have paid off all of your debts.
They also don’t have high-cost charges either. On average, you’ll have to pay between 20 and 20% of the debt you settled through them.
In general, this type of industry charges between 15% and 25 percentage.
Moreover, clients can expect to pay off their debts in two to four years. But, it also differs depending on the amount that you are able to save each month.
Also, they claim that you can save as much as 30% if you include their costs into your calculations.
However, the claim may vary, depending on your situation. Some clients even mentioned saving 50 to up to 80%.
Advantages to using CuraDebt
Now that you have an idea of what CuraDebt can provide, let’s explore the benefits that come with using CuraDebt.
In the beginning, CuraDebt only charges you after you’ve settled your debt. In addition they only charge a 20% fee while many companies charge 25 percent.
If you’re finished with the debt settlement program, you may join their credit repair program.
It’s a fantastic way to restore the credit rating without going in debt again. However, the program lasts in a different way for each individual, depending on your situation.
In the end, CureDebt looks into your financial obligations to assist in settlements and negotiations. It means that your debt won’t increase as time passes. They’ll also be looking into any violations by creditors with the help of their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Settlement of debt and debt relief typically require you to stop paying with your credit card. So if you’re trying to increase your standing on credit scores, you might cause you to delay working on your credit card debt.
CureDebt also doesn’t have a mobile app available. While they have a website for clients however, it appears outdated and basic. It’s not very user-friendly, and can be challenging to navigate.
In addition, they’re not credited with the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a useful program that will allow you to settle your debt without spending more on those types of services. In addition their 20% service charge is cheaper than most firms that charge a 25% fee. There are no upfront payments, and you will only have to pay when the debt is paid off.
Although they’ll give you an account that allows you to track your progress however, their website isn’t simple to navigate. CuraDebt does not have an app yet, which would make it easier to look at your progress.
But, they do have a great support team that you can contact them, not only via emails but also via phone or submitting an e-ticket. House Tax Relief
If your debt is a big problem, then we recommend CuraDebt’s service. Just make sure that you’re eligible and that the programs they provide are in your state.
FAQ House Tax Relief
What is the time frame to complete the course?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as your agreed settlement.
Can CuraDebt aid in the fight against state tax issues?
Sure, CuraDebt provides tax relief programs to help you with problems such as late payroll taxes and garnishments on wages.
What do I need to do after joining the program?
You’ll be required to communicate with the team and pay the required payments to reduce your debt over time.