Are you experiencing debt that has increased lately? Are you exhausted from trying other financial tips and advice but still have unsolved issues?
Maybe you’re here because you’ve already tried everything.
In the majority of cases, your best option is to speak with professionals that can help you settle this issue.
CuraDebt is among the most frequently contacted companies. A lot of customers have asked if they are able to help or put you in more debt.
According to their customers, they can help you control 80% of your debt , so you are able to take couple of things off your plate.
For some they believe these claims are too good to be true.
If you’re looking for anything that can assist you in paying off your debt. In this situation, CuraDebt will mostly be suggested by people. We’ll take a deeper study of the way CuraDebt is used and the problems it can solve for you.
Moreover, before we end, we’ll also look into its advantages and drawbacks.
Before beginning the review, go to this video in case you would prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Hoover Tactical Firearms Tax Relief Sale
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been a part of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you settle your debt is the most popular feature. They also provide other services that can help you be more financially secure.
It all begins with requesting a free online savings estimate. The service is completely confidential and won’t be conducting a credit screening. By using this estimate of savings you’ll be able to learn more about the options to be debt-free.
The savings estimate, which was mentioned earlier, provides you with the opportunity to consider your choices regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you with credit arbitration if you decide to enroll. Some financial advisors can help you in your debt-free journey.
Following the debt settlement program, CuraDebt can be the agency to take care of all your creditor’s calls. They will be the ones who will determine what you will pay for your payment based on the status of your finances. Depending on which works best for you, it can either be a lump sum settlement or a payment plan.
Moreover they will also work with creditors so that you can enjoy better rates when you deposit money to your savings account. This in turn, will process to pay back creditors. Their plans can help you get rid of debt in just 48 months.
Once you’ve signed up with them, they will allow you access to your account information 24 hours a day. All you need to do is login to CuraDebts Client Portal to track your progress.
Before you can avail of the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll have to meet the following requirements:
- At least 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can help you.
Like their name implies, CuraDebt will assist you in dealing with debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. These include personal loans, medical bills, credit cards and also lines of credit. They can also be approached to pay off any remaining amount on business debts collection, repossessions, or collections.
They can even help negotiate with back taxes as well as IRS debt. However, you will not receive assistance with the majority claims, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations in order to get cash settlements, if they are possible. Some violations can also cause your debt to be removed as well.
CuraDebt also allows you to repay debt for less than the amount you own. You can also ask questions during their free consult with their debt counselor.
The most appealing aspect of the program is that you will only have to pay for the charges after your debt has been settled. All you need to sign up for some of their programs, and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they collect all of your financial documentation, they will also collect all the necessary paperwork to file tax returns.
With this program, you’ll be able to resolve various tax issues like garnishments on wages, tax penalties, personal and business taxes as well as back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden costs either. They only use flat-fee pricing, which depends on the amount you have to pay.
They have different solutions in the settlement of taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt are they able to help with?
Although debt settlement is their specialization however, they do not offer all kinds of settlement. CuraDebt only focuses on debt that is not secured. They can’t help you if the debt or loan is tied to a physical item.
If you do have one of the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt, you should be able to settle tax debts that were due to be paid without any problems. Moreover, this type of service is offered across all 50 states, if you have a debt in arrears to IRS. They have federal tax experts who can assist you in resolving these types of issues.
CuraDebt can also assist in settling your medical debt. In certain cases, you may even pay them for less than what you are owed.
Private Student Loan
CuraDebt does not offer Federal student loan. They can however assist private students negotiate the student loans they have to pay.
Payday loans and personal loans also qualify for the debt settlement program. It is also possible to avail the program of the program if you also have other unsecured credit lines that you got from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards and private-label credit cards CuraDebt will assist you in paying it off.
How much will it cost?
The most appealing aspect of CuraDebt’s pricing is how the company has priced its services. They don’t charge an upfront fee. You’ll only pay once you’ve paid each of your debts.
Additionally, they don’t charge high costs either. On average, you’ll be required to pay up to 20 percent of the debt that you settled through them.
In the average, this kind of industry charges between 15% and 25 percent.
In addition, customers can expect to pay off their debts in between 2 and 4 years. However, this also varies in relation to the amount you are able to save each month.
Also, they claim that you could save up to 30% if you include their costs into your calculations.
However, this statement will depend on your specific situation. Some clients even mentioned saving 50% to 80percent.
Benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt can provide, Let’s take a look at the benefits from using CuraDebt.
First, CuraDebt is only charged once you’ve paid off your debt. In addition they only charge an amount of 20%, while the majority of companies charge 25%.
Then, if you’re done in the process of debt resolution you can also sign up for their credit repair program.
It’s a fantastic option to rebuild your credit without going back into debt. However, the program runs differently for each person dependent on the circumstances of your case.
In the end, CureDebt looks into your financial obligations to assist with settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also be looking into any violations by creditors with the help of their own experts.
Drawbacks of using CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt settlement and debt relief usually require that you stop paying with your credit card. Therefore, if you’re trying improve your credit score, it may cause you to delay working on your debt.
CureDebt does not offer a mobile application. Although they have a website that clients can access, it looks old and mundane. It’s not particularly user-friendly, and can be challenging to navigate.
In addition, they’re not recognized by their Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a useful program that will allow you to resolve your debt without having to spend more on those types of services. In addition the 20% service cost is cheaper than most businesses that charge a 25% fee. There are no upfront payments, and you will only be required to pay once the debt is settled.
Although they’ll give you an account so that you can track your progress but their website isn’t user-friendly. CuraDebt does not have an app yet, which will make it easier to look at your progression.
But, they do have a great support team and can be reached them not just via email but also by phone or sending an e-ticket. Hoover Tactical Firearms Tax Relief Sale
If your problem of debt is an problem, then we highly recommend CuraDebt’s program. Just make sure that you’re qualified and that the services they provide are in your state.
FAQ Hoover Tactical Firearms Tax Relief Sale
How long does it take to complete the program?
The program typically takes between 24 and 48 months depending on the amount of your debt and the agreed settlement.
Can CuraDebt assist with state tax problems?
It is true that CuraDebt provides tax relief programs that will help you with problems like delinquent tax issues and garnishments on wages.
What’s the first thing I have to do once I’m in the program?
You’ll be required to communicate with the team and pay the required payments to pay down the amount of debt you have over time.