Are you experiencing debt that has been piling up lately? Are you burnt out from trying various financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because been through every thing.
In most cases, the most effective approach is to talk to professionals that can help you settle this issue.
CuraDebt is among the most asked companies. A lot of people have been inquiring whether they can help you or put you into more debt.
According to their customers, they can help you control 80percent of your debt , so you can finally take a few things off of your mind.
However, for certain people the claims seem too good to be true.
If you’re looking for anything that can help you resolve your debt. If that’s the situation, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth review of how CuraDebt is used and the problems it can solve for you.
In addition, prior to our conclusion we’ll look at its benefits and drawbacks.
Before beginning the review, watch this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review.
About the Company Homestead Tax Relief 2021
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has been a part of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best popular feature. But they offer additional services to aid you in becoming more financially secure.
The process starts by requesting a no-cost savings estimate on the internet. It is a completely private service and won’t be doing a credit check. By using this estimate of savings you’ll be able to discover more about alternatives to be debt-free.
The savings estimate, which was mentioned earlier, provides you with the opportunity to consider your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to help you with credit arbitration if you decide to sign up. Financial advisors may be able to assist you with your debt-free journey.
Following your debt settlement program is completed, CuraDebt will be the company to take care of all your creditor’s calls. They will be the ones who will negotiate what you will pay for your repayment based on the status of your finances. In determining which option is the most effectively to you, this can be either a lump sum settlement or the option of a payment plan.
Moreover they will also be working with the creditors so that you can get better rates when you deposit money to your savings account. This, in turn, will be processed to pay the creditors. The plans they offer can help you settle the debt within 48 months.
After you’ve registered with them, they will allow you access to your data 24/7. All you need to do is sign in to CuraDebts the client portal to monitor your performance.
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll need to meet the following criteria:
- Minimum 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can help you.
The name of the company suggests that CuraDebt can help you deal with your debt. They can negotiate settlements on your behalf to settle all kinds of debt. These include medical bills, personal loans credit cards, as well as lines of credit. They can also be approached to pay off any remaining balance on business debt and collections or repossessions.
They can even help negotiate for back taxes and IRS debt. But, you won’t receive assistance with the majority of your lawsuits, government loans as well as collateral and utility bills. The same goes for student loans.
On the other hand, they will help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation in order to get cash settlements, if possible. Certain violations could lead to having your debts removed as well.
CuraDebt also allows you to settle debt with less than the amount you have. They also allow you to have questions answered during a free consultation with their debt advisor.
The most appealing aspect of their program is that you will only pay the fees when your debt is paid off. All you need to sign up to some of their programs and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. After they have gathered all your financial documentation and tax documents, they’ll also collect all the necessary paperwork to file tax returns.
By using this program, you will be able to solve the various types of tax problems like wage garnishments and tax penalties, personal and corporate taxes, back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges neither are there hidden fees. They use only flat-fee pricing, which depends on the amount you need to settle.
There are a variety of options when it comes to paying off the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts are they able to help with?
Although debt settlement is their forte however, they do not cater to all types in debt resolution. CuraDebt concentrates on unsecured debt. They can’t help you if your credit or loan is tied to an actual item.
However, if you have one of the following kinds of debt, they will arrange settlements for you.
With CuraDebt the service, you’ll be able to settle your past-due tax debts without any issues. Furthermore, this service is available to all 50 states in the event that you have a debt towards the IRS. They have federal tax experts to assist you with the issues.
CuraDebt can also assist in settling your medical debt. In some instances, you may even pay them for less than what you are owed.
Private Student Loan
CuraDebt does not cater to Federal student loan. They can however assist private students in negotiating any student loans that they owe.
Payday loans and personal loans are also eligible for the debt settlement program. You can also avail if you have other unsecured credit lines that you got from a different financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, and private-label credit cards CuraDebt will help you pay it off.
What will it cost you?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you’ve paid each of your debts.
They also don’t have high-cost charges either. On average, you’ll have to pay as much as 20 percent of the debt that you settled with them.
In general, this type of industry charges between 15 and 25 percent.
Moreover, clients can expect to settle their debt from two to four years. This varies depending on the amount that you can save up per month.
They also claim that you can save up to 30% when you factor in their costs into your calculations.
But this claim will also vary, depending on your specific situation. Some clients even mentioned saving 50 to up to 80%.
Benefits of using CuraDebt
Once you’ve got an idea of what CuraDebt offers, let’s explore the benefits that come with using CuraDebt.
The first is that CuraDebt will only charge you after you’ve settled your debt. Furthermore they charge only 20% of the cost, whereas many companies charge 25 percent.
Then, if you’re done with the debt settlement program, you can join their credit restoration program.
It’s an excellent option to rebuild your credit score without having to go into debt again. However, the program lasts different for every person dependent on the circumstances of your case.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also investigate any violations by creditors with the help of their own experts.
The drawbacks of the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Settlement of debt and debt relief usually require that you cease making payments with your credit card. So if you’re trying to increase your standing on credit scores, you could set you back while you’re finishing your obligations.
CureDebt also doesn’t have a mobile app. While they have a website that clients can access, it looks old and mundane. It’s not particularly intuitive, and it can be difficult to navigate.
Moreover, they are still not credited with their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to resolve your debt without having to spend more on these kinds of services. Moreover the 20% service fee is less expensive than the majority of firms that charge a 25% fee. There are no upfront payments and you’ll only have to pay when the debt is paid off.
While they’ll provide you with an account that allows you to track your progress but their website isn’t easy to navigate. CuraDebt also doesn’t have an app, which could make it easier for you to look at your progress.
However, they have a great support team that you can contact them not only through emails but also by phone or sending an e-ticket. Homestead Tax Relief 2021
If the credit card is a major issue right now, we recommend CuraDebt’s service. Be sure to be eligible and that the programs that they provide are offered in your area.
FAQ Homestead Tax Relief 2021
How long does it take to complete the program?
The average program is 24 to 48 months, depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt aid with tax problems in the state?
Yes, CuraDebt offers a program for tax relief that will help you with problems such as delinquent payroll tax and wage garnishments.
What’s the first thing I have to do once I’m in the program?
You’ll be required to communicate with the team and make the necessary payments to lower your debt over time.