Have your debts been piling up lately? Are you tired of trying different financial advice and tips but still have unsolved issues?
Perhaps you’re here because you’ve already tried everything.
In the majority of cases, your best way is to approach experts who can assist you settle this issue.
CuraDebt is among the most frequently contacted companies. A lot of people have been inquiring whether they can help you or put you in more debt.
According to their customers, they can help you manage 80% of your debt so that you can finally take a couple of w
orries off your mind.
For some the claims seem too good to be true.
Suppose you’re on the lookout for anything that can help you resolve your debt. In this scenario, CuraDebt will mostly be suggested by people. We’ll take a deeper review of the way CuraDebt works and what problems it can help you solve.
Furthermore, before we conclude our discussion, we’ll take a look at its advantages and drawbacks.
Before you begin the review, you can watch this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Home Mortgage Debt Forgiveness Relief Georgia Income Tax Adjustment
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is the most known feature. But they offer other services that can assist you in becoming financially stable.
First of all, it begins by requesting a free online savings estimate. The service is completely confidential and they will not be doing a credit check. With this savings estimate you’ll be able to discover more about options to debt-free.
This estimate of savings, as we’ve mentioned previously, offers you an insight into your choices, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to help you with credit arbitration in the event that you decide to sign up. Certain financial advisors can assist you in your debt-free journey.
After your debt settlement program is completed, CuraDebt is the one to take care of all the calls from your creditors. They’ll be the ones who will negotiate the terms of your settlement in accordance with the state of your financial situation. Depending on which works most effectively for you, it can be a lump-sum settlement or an installment plan.
Additionally they will also be working with creditors so that you can get better rates when you transfer money into your savings account, which in turn, will process to pay off creditors. Their programs can assist you to settle the debt within 48 months.
After you’ve registered with them, they will allow you access to your data 24/7. All you have to do is log in to CuraDebts the client portal to track your progress.
Before you are able to avail the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can aid you.
Like their name implies, CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. They can help with medical bills, personal loans credit cards, and line of credit. They can also be approached to pay off any remaining amount on business debts and collections or repossessions.
They may also assist in negotiating for back taxes as well as IRS debt. But, you won’t receive support for most cases, government loans, collateral, and utility bills. The same goes for student loans.
On the other hand, they will assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation to ensure that you receive cash settlements, should it be possible. Certain violations may cause your debt to be removed as well.
CuraDebt can also help you pay off debts with less than the sum you have. You can also ask questions during their free consultation with their debt counsellor.
The most appealing aspect of their program is that you only pay the fees when your debt is paid off. All you need to sign up to some of their programs, and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. After they have gathered all your financial records, they will also collect all the paperwork you’ll need for tax returns.
Through this program, you’ll be able to resolve the various types of tax problems like wage garnishments and tax penalties, personal and taxation for business as well as back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs also. They only offer flat-fee prices, which depends on the amount you’ll must settle.
They have different solutions in the settlement of the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they assist you with?
While debt settlement is their specialty however, they do not provide all kinds in debt resolution. CuraDebt concentrates on unsecured debt. They won’t be able to help you if the debt or loan is tied to an actual item.
If you do have one of the following kinds of debt, they will make arrangements for settlements.
With CuraDebt the service, you’ll be able to settle your past-due tax debts without any problems. Moreover, this type of service is available across all 50 states, if you have a debt in arrears to IRS. They have federal tax experts who can assist you in resolving the issues.
CuraDebt will also help you resolve your medical debt. In certain cases you might even be able to pay them less than the amount you have to pay.
Private Student Loan
CuraDebt does not cater to federal student loans. They can however assist private students in negotiating the student loans they have to pay.
Payday loans and personal loans also qualify for the debt settlement program. You may also be eligible if you have other unsecured credit lines that you got from another financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards as well as private label credit card CuraDebt can assist you in paying it off.
What will it cost you?
The best part about CuraDebt is how they’ve priced their service. They don’t charge upfront fees. You’ll only pay once you’ve paid each of your debts.
Additionally, they don’t charge high costs either. On average, you’ll be required to pay up to 20 percent of the debt that you settled through them.
In general, this type of industry can charge anywhere between 15% and 25%.
Moreover, clients can expect to settle their debts within two to four years. However, this also varies in relation to the amount you are able to save each month.
They also claim that you could save up to 30% if you include their charges into your calculation.
However, this statement will vary, depending on the situation. Some customers have even talked about saving 50 to 80%.
The benefits of using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt can offer you Let’s take a look at the benefits that come with using CuraDebt.
First, CuraDebt is only charged when you’ve paid off your debt. In addition they charge only a 20% fee while many companies charge 25%.
If you’re finished in the process of debt resolution you can also sign up for their credit repair program.
It’s a great method to improve your credit without going back into debt. However, the program lasts in a different way for each individual, depending on your situation.
Finally, CureDebt looks into your financial obligations to assist in settlements and negotiations. This means your debt won’t increase as time passes. They’ll also be looking into any violations of creditor with the assistance of their own experts.
Some disadvantages to the use of CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt relief and debt settlements often require you to stop making payments using . So if you’re trying to increase your credit score, it could set you back while you’re getting rid of your obligations.
CureDebt does not have a mobile app available. While they do have a client website but it’s outdated and basic. It’s not particularly user-friendly, and can be challenging to navigate.
In addition, they’re not accredited with an accreditation from the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a useful program that allows you to pay off your debts without spending more on those types of services. Additionally, their 20% service charge is cheaper than most companies that offer an additional 25% charge. There is no upfront payment and you’ll only be required to pay once the debt is settled.
Although they’ll allow you to access an account that allows you to track your progress but their website isn’t user-friendly. CuraDebt does not have an app yet, which will make it easier to look at your progress.
They do have a competent support staff that you can contact them not only through emails but by phone or by making an e-ticket. Home Mortgage Debt Forgiveness Relief Georgia Income Tax Adjustment
If problem of debt is an issue right now, we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the programs they offer are available in your state.
FAQ Home Mortgage Debt Forgiveness Relief Georgia Income Tax Adjustment
How long will it take to complete the program?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as your stipulated settlement.
Can CuraDebt assist with state tax problems?
Sure, CuraDebt provides tax relief programs that will assist you with issues such as late payroll taxes and garnishments of wages.
What do I need to do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and pay the required payments to pay down the amount of debt you have over time.