Has your debt been piling up lately? Are you burnt out from trying various financial tips and advice but still have unsolved issues?
Perhaps you’re here because you’ve been through every thing.
In the majority of cases, your most effective approach is to talk to experts who can help you settle this issue.
CuraDebt is among the companies that get the most inquiries. Many people are asking if they can help you or help you get into more debt.
According to their clients they can help you control the majority of your debts so that you can take couple of w
orries off your shoulders.
However, for certain people the claims seem too good to be true.
Suppose you’re on the lookout for something that will help you resolve your debt. In this case, CuraDebt will mostly be highly recommended by those. We’ll take a deeper look at how CuraDebt operates and what issues it can help you solve.
Moreover, before we end we’ll look at its benefits and drawbacks.
Before starting the review, you can check out this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review.
About the Company Home & Farm Tax Relief Association Of Colorado
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have restricted their services.
What can CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best well-known feature. However, they also offer additional services to aid you in becoming more financially secure.
The process starts by requesting a no-cost savings estimate online. The service is completely confidential and they will not be doing a credit check. With this savings estimate, you will be able to learn more about the options to be debt-free.
Savings estimates, which was mentioned previously, offers you the opportunity to consider your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to help you with credit arbitration in the event that you decide to enroll. Certain financial advisors can assist you on your path to debt-free living.
Following the debt settlement plan, CuraDebt will be the one to answer all of your creditors’ calls. They will be the ones who will determine conditions of the settlement depending on the condition of your financial situation. In determining which option is the best to you, this could be a lump-sum settlement or an installment plan.
Moreover, they will be working with the creditors to ensure that you enjoy better rates when you transfer money into your savings account, which in turn, will be processed to pay the creditors. The plans they offer can help you get rid of debt in just the period of 48 months.
After you’ve registered with them, they’ll provide you with access to your data 24/7. All you need to do is sign in to CuraDebts Client Portal so that you can monitor your performance.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to satisfy their criteria first. For eligibility, you’ll have to meet the following requirements:
- At least 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you?
Here are the different ways CuraDebt can aid you.
Debt Relief
Like their name implies, CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. These include personal loans, medical bills, credit cards as well as lines of credit. They can also be approached to help settle any remaining balance of business debt and collections or repossessions.
They can even help negotiate with back taxes as well as IRS debt. However, you won’t get support for most claims, government loans or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors so that you can have cash settlements, if they are possible. Certain violations could cause your debt to be dismissed as well.
CuraDebt also allows you to repay debt for less than the amount you own. You can also have questions answered during a free consultation with their debt counsellor.
The most appealing aspect of the program is that you will only pay the fees after your debt has been settled. All you need to sign up to any of the plans, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they’ve gathered all your financial documentation, they will also collect all the paperwork you’ll need to file tax returns.
With this program, you should be able to resolve the various types of tax problems such as wage garnishments, tax penalties, personal and taxation for business as well as back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden costs also. They only use flat-fee pricing, which depends on the amount you must settle.
There are a variety of options in the settlement of your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kind of debt are they able to help with?
Although debt settlement is their specialization but they aren’t able to provide all kinds of debt settlement. CuraDebt is only focused on unsecured debt. They aren’t able to assist you if your credit or loan is tied to a physical item.
If you do have one of the following kinds of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt, you should be able to pay tax debts that were due to be paid without any problems. Additionally, this service is offered to all 50 states if you have a debt in arrears to IRS. There are tax experts from the federal government to assist you with these types of issues.
Medical Debt
CuraDebt can also assist in settling any medical-related debt. In certain cases you could even settle them for less than what you are owed.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. They can however assist private students in negotiating any student loans that they are owed.
Personal Loan
Personal loans and payday loans also qualify as debt-settling programs. You can also avail if you have other unsecured credit lines you obtained from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards or private label credit cards CuraDebt can help you pay it off.
How much will it cost?
The greatest thing about CuraDebt is the way the company has priced its services. They don’t charge an upfront fee. The only time you pay is when you have paid off all of your debts.
They also don’t have high-cost fees as well. On average, you’ll be required to pay between 20 and 20 percent of the debt that you settled with them.
On average, this type of business can cost anywhere between 15 and 25 percentage.
In addition, customers can expect to settle their debt from 2 to 4 years. However, this also varies according to the amount you save per month.
They also claim that you could save up to 30% by incorporating their fees in your equation.
But this claim will also vary, depending on the situation. Some customers have even talked about saving 50% to up to 80%.
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Advantages to using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can provide, Let’s take a look at the benefits of using CuraDebt.
The first is that CuraDebt only charges you after you’ve settled your debt. In addition, they only charge an amount of 20%, while many companies charge 25%.
Then, if you’re done with the debt settlement program, you may enroll in their credit restoration program.
It’s a fantastic way to restore the credit rating without having to go into debt again. The program is however designed differently for each person, depending on your situation.
In the end, CureDebt looks into your debt so that they can assist in settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also be looking into any violations by creditors using their experts in-house.
Drawbacks of using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt relief and debt settlements usually require that you stop paying with your credit card. So if you’re trying to improve your rating on your credit, this could set you back while you’re finishing your credit card debt.
CureDebt does not have a mobile app available. While they do have a website that clients can access, it looks outdated and basic. It’s not particularly intuitive, and it can be challenging to navigate.
Moreover, they are still not recognized by the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that lets you pay off your debts without spending more on those types of services. In addition, their 20% service fee is lower than many companies that offer the 25% cost. There is no upfront payment, and you will only be required to pay once the debt is paid off.
While they’ll provide you with an account that allows you to track your progress but their website isn’t easy to navigate. CuraDebt also doesn’t have an app that will make it easier to look at your progress.
They do have a competent support staff, and you can reach them not just via email but by phone or by making an e-ticket. Home & Farm Tax Relief Association Of Colorado
If the debt is a big problem right now, we recommend CuraDebt’s service. Just make sure that you’re qualified and that the services they provide are in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Home & Farm Tax Relief Association Of Colorado
What is the time frame to complete the program?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as the agreed settlement.
Can CuraDebt aid with tax problems in the state?
Sure, CuraDebt has a tax relief program to aid you in dealing with problems such as late payroll taxes and garnishments on wages.
What should I do when I’m enrolled in the program?
You’ll be required to communicate with the team and pay the required payments to pay down your debt over time.
