Have your debts increased lately? Are you burnt out from trying other financial tips and advice but still have unsolved issues?
Maybe you’re here because you’ve tried every thing.
In the majority of cases, your best option is to speak with professionals that can help to resolve this issue.
CuraDebt is one of the most frequently contacted companies. A lot of people have been inquiring whether they can help you or put you into more debt.
According to their customers, they can help you manage 80percent of your debts so that you are able to take few things off of your plate.
However, for certain people they believe these claims are too good to be true.
You might be looking for anything that can help you resolve your debt. If that’s the situation, CuraDebt will mostly be suggested by people. We’ll be taking a deep look at the way CuraDebt is used and the problems it could help solve.
In addition, prior to our conclusion, we’ll also look into its advantages and drawbacks.
Before beginning the review, check out this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review.
About the Company Hogan Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become a part of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Helping you pay off your debt is the most known feature. They also provide other services that will aid you in becoming more financially stable.
It all begins by requesting a free online savings estimate. This service is very confidential, and they won’t conduct a credit inquiry. With this estimate of savings, you will discover more about alternatives towards debt-free.
Savings estimates, as mentioned before, gives you an idea of your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you in navigating credit arbitration in the event that you decide to enroll. Some financial advisors can help you on your path to debt-free living.
After your debt settlement plan, CuraDebt can be the company to handle all of your creditor’s calls. They’ll also be the ones that determine the terms of your repayment in accordance with the state of your finances. Depending on which works best your situation, the payment can either be a lump sum settlement or an installment plan.
Additionally they will work with creditors so that you can enjoy better rates when you deposit money to your savings account, which in turn, will be processed to pay off creditors. Their programs can assist you to settle the debt within the period of 48 months.
After you’ve signed up with them, they’ll give you access to your data 24/7. All you need to do is login to CuraDebts the client portal to track your performance.
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CuraDebt’s Requirements
Before you can avail of their program, you’ll need to pass their requirements first. To be eligible, you’ll have to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they help you with?
Here are some of the ways CuraDebt can aid you.
Debt Relief
Like their name implies, CuraDebt will assist you in dealing your debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. They can help with medical bills, personal loans credit cards, and also loans. They can also be approached to pay off any remaining balance on business debt, collections, or repossessions.
They may even assist you in negotiating with back taxes and IRS debt. But, you won’t receive support for most claims, loans from the government, collateral, and utility bills. The same goes for student loans.
On the other hand, they will assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation to ensure that you receive cash settlements, if they are possible. Some violations can also result in having your debts dismissed as well.
CuraDebt can also help you pay off debts with less than the amount you own. They also allow you to ask questions during their free meeting with their debt counsellor.
The best part about the program is that you will only have to pay for the charges once your debt is settled. All you have to sign up for one of their plans, and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. After they have gathered all your financial documents, they will also collect all the paperwork you’ll need for tax returns.
By using this program, you should be able to deal with the various types of tax problems like wage garnishments and tax penalties, personal and corporate taxes, back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees neither are there hidden fees. They use only flat-fee pricing and is dependent on the amount you need to settle.
They offer different options for settling the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kind of debt can they assist you with?
Although they specialize in debt settlement, it is not their forte, they don’t offer all kinds of debt settlement. CuraDebt is only focused on loans that are not secured. They aren’t able to assist you if your loan or debt is linked to an actual item.
If you do have the following kinds of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt the service, you’ll be able to pay tax debts that were due to be paid without any problems. Additionally, this service is offered to all 50 states in the event that you have a debt in arrears to IRS. There are federal tax experts that can help you resolve these kinds of problems.
Medical Debt
CuraDebt can also help resolve the medical bills. In certain cases, you may even pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not cater to Federal student loan. Still, they can help private students negotiate the student loans they have to pay.
Personal Loan
Payday loans and personal loans are also eligible as debt-settling programs. It is also possible to avail the program the program if you have other unsecure credit lines you obtained from a different bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards as well as private label credit card CuraDebt will assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt is the way they’ve priced their services. They don’t charge an upfront fee. Only pay when you’ve paid each of your debts.
Additionally, they do not charge high fees as well. On average, you’ll be required to pay as much as 20 percent of the debt you settled through them.
In the average, this kind of business can cost anywhere between 15 and 25 percentage.
In addition, customers can expect to pay off their debts in between 2 and 4 years. However, this also varies according to the amount you save per month.
Also, they claim that you can save up to 30% when you factor in their charges into your calculation.
However, the claim may differ based on the situation. Some clients even mentioned saving 50 to 80percent.
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Benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt can offer you let’s explore the benefits of using CuraDebt.
In the beginning, CuraDebt is only charged once you’ve paid off your debt. Additionally they charge only 20% of the cost, whereas most companies charge you 25 percent.
Next, if you’re done in the process of debt resolution you may join their credit repair program.
It’s an excellent way to restore your credit score without having to go in debt again. However, the program lasts differently for each person according to your personal situation.
Lastly, CureDebt looks into your financial obligations to assist with settlements and negotiations. So, your debt won’t increase as time passes. They’ll also be looking into any creditor violations with the assistance of their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt relief and debt settlements usually require that you stop paying with the credit card you use. So if you’re trying to increase your standing on credit scores, you could cause you to delay getting rid of your credit card debt.
CureDebt does not have a mobile app. Although they have a website for clients but it’s old and mundane. It’s not very intuitive and could be difficult to navigate.
In addition, they’re not credited with their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a good program that allows you to settle your debt without spending more on those types of services. In addition the 20% service fee is less expensive than the majority of businesses that charge the 25% cost. There is no upfront payment and you’ll only be required to pay once your debt is finally settled.
Although they’ll allow you to access an account to see your progress but their website isn’t easy to navigate. CuraDebt also doesn’t have an app yet, which would make it easier to track your progress.
However, they have a competent support staff, and you can reach them not just via email but also by phone or sending an e-ticket. Hogan Tax Relief
If your debt is a big issue right now, we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the services they provide are in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Hogan Tax Relief
What is the time frame to complete the program?
The program typically takes 24 to 48 months, dependent on the size of your debt as well as the agreed settlement.
Can CuraDebt assist with tax problems in the state?
It is true that CuraDebt has a tax relief program that can assist you with issues such as late payroll tax and wage garnishments.
What do I need to do after joining the program?
You’ll need to constantly communicate with your team members and make the necessary payments to pay down the amount of debt you have over time.
