Have your debts been piling up lately? Are you burnt out from trying other financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because already tried every thing.
In the majority of cases, the most effective approach is to talk to experts who can assist you resolve the issue.
CuraDebt is among the most asked companies. A lot of people are asking if they can assist you or help you get into more debt.
According to their customers, they can help you manage 80percent of your debt , so you can finally take a couple of things off your mind.
However, for certain people, these claims are just too good to be true.
Suppose you’re on the lookout for any solution that could help you resolve your debt. In this scenario, CuraDebt will mostly be recommended by people. We’ll take a deeper study of how CuraDebt works and what problems it could help solve.
Furthermore, before we conclude our discussion, we’ll take a look at its benefits and drawbacks.
Before beginning the review, check out this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Hoe Soon Property Tax Relief In Nebraska
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best popular feature. However, they also offer other services that can aid you in becoming more financially stable.
First of all, it begins with requesting a free online savings estimate. This service is very confidential and they will not be conducting a credit screening. With this estimate of savings you’ll discover more about other options in your journey to debt-free.
The savings estimate, as mentioned previously, offers you the opportunity to consider your options, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you in navigating credit arbitration in the event that you decide to enroll. Certain financial advisors can assist you with your debt-free journey.
After your debt settlement program is completed, CuraDebt is the company to handle all of the calls from your creditors. They will also be the ones who negotiate conditions of the settlement depending on the condition of your finances. Based on what works most effectively to you, this can be either a lump sum settlement or an installment plan.
Additionally, they will work with creditors to ensure that you enjoy better rates when you transfer money into your savings account. This, in turn, will process to pay off the creditors. The plans they offer can help you settle the debt within two years.
Once you’ve signed up with them, they will allow you access to your information 24/7. All you have to do is sign in to CuraDebts the client portal to track your development.
Before you can avail of their program, you’ll need to pass their requirements first. To be eligible, you’ll need to meet the following requirements:
- Minimum 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are the different ways CuraDebt can aid you.
As their name suggests, CuraDebt can assist you in dealing with your debt. They can negotiate settlements on your behalf to settle most types of debt. They can help with personal loans, medical bills credit cards and also loans. You can also approach them to pay off any remaining balance of business debt and collections or repossessions.
They may also assist in negotiating with back taxes and IRS debt. However, you won’t get assistance with the majority claims, loans from the government, collateral, and utility bills. The same goes for student loans.
On the other hand, they can assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation in order to get cash settlements, if they are possible. Some violations can also lead to having your debts dismissed as well.
CuraDebt lets you settle debt with less than the sum you have. Additionally, you can have questions answered during a free meeting with their debt advisor.
The greatest benefit of their program is that you will only have to pay for the charges after your debt has been settled. All you need to do is sign up with some of their programs, and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. After they have gathered all your financial records and tax documents, they’ll also collect all the documents you’ll require to file tax returns.
With this program, you will be able to deal with various tax issues such as garnishments on wages, tax penalties, personal and business taxes as well as back taxes and trust fund penalties and tax liens.
There aren’t any hidden charges also. They only use flat-fee pricing that is based on the amount you must settle.
There are a variety of options for paying off your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they assist you with?
Although debt settlement is their specialization but they aren’t able to provide all kinds of debt settlement. CuraDebt is only focused on unsecured debt. They can’t help you if the debt or loan is tied to an item that is physical.
If you do have the following kinds of debt, they will make arrangements for settlements.
With CuraDebt the service, you’ll be able to pay your past-due tax debts without difficulty. Moreover, this type of service is available across all 50 states, if you have a debt in arrears to IRS. They have federal tax experts that can help you resolve the issues.
CuraDebt can also help resolve any medical-related debt. In some cases you could even settle them less than the amount you have to pay.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students in negotiating any loans they are owed.
Personal and payday loans are also eligible to be eligible for debt relief programs. You may also be eligible of the program if you also have other unsecured credit lines that you have obtained from a different financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, as well as private label credit card CuraDebt will assist you in paying it off.
What will it cost you?
The best part about CuraDebt’s pricing is how they’ve priced their service. They don’t charge upfront fees. Only pay when you settle each of your outstanding debts.
They also do not charge high fees as well. On average, you’ll be required to pay between 20 and 20 percent of the debt that you settled with them.
On average, this type of industry charges between 15% and 25%.
In addition, customers can expect to pay off their debts in between 2 and 4 years. But, it also differs depending on the amount that you save per month.
Also, they claim that you can save up to 30% by incorporating their costs into your calculations.
But this claim will also differ based on your situation. Some clients even mentioned saving 50 to up to 80%.
The benefits of using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt offers, Let’s take a look at the benefits that come with using CuraDebt.
The first is that CuraDebt only charges you when you’ve paid off your debt. Furthermore they charge only an amount of 20%, while many companies charge 25 percent.
If you’re finished in the process of debt resolution, you can enroll in their credit repair program.
It’s an excellent option to rebuild your credit without going into debt again. The program is however designed different for every person according to your personal situation.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. It means that your debt won’t increase as time passes. They’ll also look into any violations by creditors with the assistance of their experts in-house.
Drawbacks of using CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Settlement of debt and debt relief usually require that you stop making payments using . If you’re trying to build a better credit score, it might delay you from working on your debt.
CureDebt does not offer a mobile application. While they do have a website that clients can access but it’s aged and simple. It’s not particularly intuitive, and it can be difficult to navigate.
In addition, they’re not credited with an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that will allow you to resolve your debt without having to spend more on these kinds of services. Moreover their 20% service cost is less expensive than the majority of businesses that charge an additional 25% charge. There are no upfront payments and you’ll only be required to pay once your debt is finally settled.
While they’ll provide you with an account that allows you to track your progress, their website is not user-friendly. CuraDebt also doesn’t have an app, which would make it easier to track your performance.
They do have a great support team and can be reached them, not only via emails but by phone or by making an e-ticket. Hoe Soon Property Tax Relief In Nebraska
If the debt is a big problem, then we recommend CuraDebt’s service. Make sure you’re qualified and that the services they offer are available in your state.
FAQ Hoe Soon Property Tax Relief In Nebraska
How long will it take to complete the course?
The typical program lasts from 24 to 48 months, depending on the amount of your debt and the stipulated settlement.
Can CuraDebt help with state tax problems?
Sure, CuraDebt offers a program for tax relief that can assist you with issues such as late payroll tax and garnishments of wages.
What should I do once I’m in the program?
You’ll need to constantly communicate with the team and pay the required payments to pay down your debt over time.