Have your debts been piling up lately? Are you tired of trying other financial advice and strategies but haven’t solved your problems?
Maybe you’re here because already tried everything.
In most cases, the most effective approach is to talk to professionals that can help to resolve this issue.
CuraDebt is one of the most asked companies. A lot of people have been inquiring whether they can assist you or put you in more debt.
According to their customers, they can assist you in managing 80percent of your debt , so you can take couple of things off your shoulders.
But for some people they believe these claims are too good to be true.
You might be looking for something that will help you resolve your debt. If that’s the situation, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth study of how CuraDebt is used and the problems it could help solve.
Moreover, before we end, we’ll also look into its advantages and drawbacks.
Before starting the review, go to this video in case you would prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Historic Tax Relief Plan Yo The American People
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is an active member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best popular feature. But they offer other services that will aid you in becoming more financially stable.
The process begins by requesting a free savings estimate online. The service is completely confidential, and they won’t be doing a credit check. By using this estimate of savings, you will discover more about other options in your journey to debt-free.
This estimate of savings, as we’ve mentioned before, gives you an idea of your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you with credit arbitration in the event that you decide to enroll. Financial advisors may be able to assist you with your debt-free journey.
After your debt settlement program, CuraDebt is the agency to take care of all your creditor’s calls. They’ll be the ones who determine conditions of the settlement depending on the condition of your financial situation. Based on what works most effectively to you, this could either be a lump sum settlement or the option of a payment plan.
Additionally they will work with lenders to help you enjoy better rates when you make deposits to your savings account. This is then processed to pay creditors. Their programs can assist you to get rid of debt in just 48 months.
Once you’ve signed up with them, they’ll allow you access to your data 24/7. All you need to do is sign in to CuraDebts the client portal to monitor your performance.
Before you can avail of the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What are they able to assist you?
Here are some of the ways CuraDebt can help you.
As their name suggests, CuraDebt can help you deal with your debt. They can negotiate settlements on behalf of you for all kinds of debt. These include medical bills, personal loans credit cards as well as loans. They can also be approached to help settle any remaining balance on business debt collection, repossessions, or collections.
They may also assist in negotiating with back taxes and IRS debt. However, you will not receive assistance for the majority claims, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the contrary, they’ll help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation to ensure that you receive cash settlements, should it be possible. Certain violations could lead to having your debts also dismissed.
CuraDebt can also help you pay off debts with less than the sum you have. They also allow you to inquire about your debt during their no-cost consult with their debt advisor.
The most appealing aspect of their plan is that you only have to pay for the charges when your debt is paid off. All you need to sign up to some of their programs, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they collect all of your financial documentation and tax documents, they’ll also collect all the paperwork you’ll need to file tax returns.
With this program, you should be able to deal with different types of taxes such as wage garnishments as well as tax penalties for personal and corporate taxes as well as back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees also. They use only flat-fee pricing and is dependent on the amount you have to pay.
They offer different options in the settlement of your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they help you with?
Although debt settlement is their forte, they don’t offer all kinds of settlement. CuraDebt only focuses on loans that are not secured. They won’t be able to help you if the debt or loan is tied to an actual item.
If, however, you are in the following types of debt, they will arrange settlements for you.
With CuraDebt the service, you’ll be able to pay tax debts that were due to be paid without difficulty. Furthermore, this service is offered across all 50 states, if you owe money in arrears to IRS. They have federal tax experts that can help you resolve these kinds of problems.
CuraDebt will also help you resolve the medical bills. In certain cases you could even settle the debt for less than you have to pay.
Private Student Loan
CuraDebt does not offer Federal student loan. Still, they can help private students in negotiating any loans they have to pay.
Personal loans and payday loans are also eligible as debt-settling programs. You can also avail of the program if you also have other unsecured credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, or private label credit cards, CuraDebt can help you pay it off.
What will it cost you?
The best part about CuraDebt’s pricing is how they’ve priced their service. They don’t charge an upfront fee. The only time you pay is when you settle each of your debts.
Additionally, they don’t have high-cost charges either. On average, you’ll have to pay between 20 and 20 percent of the debt you settled with them.
In the average, this kind of industry charges between 15% and 25%.
Moreover, clients can expect to pay off their debts in two to four years. However, this also varies depending on the amount that you save per month.
Additionally, they claim that you could save as much as 30% when you factor in their charges into your calculation.
But this claim will also depend on your situation. Some customers have even talked about saving 50 to 80%.
The benefits of using CuraDebt
Now that you have an understanding of what CuraDebt can provide, Let’s take a look at the benefits from using CuraDebt.
In the beginning, CuraDebt will only charge you after you’ve settled your debt. In addition, they only charge an amount of 20%, while many companies charge 25%.
Then, if you’re done with the debt settlement program you may join their credit restoration program.
It’s an excellent option to rebuild your credit score without having to go in debt again. However, the program runs in a different way for each individual dependent on the circumstances of your case.
In the end, CureDebt looks into your credit to assist in settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also be looking into any violations by creditors using their own experts.
The drawbacks of using CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt settlement and debt relief usually require that you stop making payments using . So if you’re trying to improve your credit score, it may set you back while you’re getting rid of your debt.
CureDebt does not offer a mobile application. While they have a client website, it looks old and mundane. It’s not particularly intuitive, and it can be difficult to navigate.
Furthermore, they are not accredited with their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that lets you pay off your debts without spending more for these types of services. In addition their 20% service charge is lower than many companies that offer an additional 25% charge. There are no upfront payments and you’ll only be required to pay once the debt is paid off.
While they’ll provide you with an account to see your progress however, their website isn’t user-friendly. CuraDebt also doesn’t have an app, which could make it easier for you to track your progress.
They do have a good support team, and you can reach them not just via email but also via phone or sending an e-ticket. Historic Tax Relief Plan Yo The American People
If the problem of debt is an problem right now, we highly recommend CuraDebt’s program. Just make sure that you’re qualified and that the services that they provide are offered in your area.
FAQ Historic Tax Relief Plan Yo The American People
How long does it take to finish the program?
The program typically takes between 24 and 48 months dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt help with state tax problems?
It is true that CuraDebt has a tax relief program to aid you in dealing with problems such as late payroll tax issues and garnishments on wages.
What do I need to do after joining the program?
You’ll have to keep in constant contact with your team members and pay the required payments to lower the amount of debt you have over time.