Are you experiencing debt that has increased lately? Are you burnt out from trying different financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because tried every thing.
In most cases, the best option is to speak with experts who can help to resolve this issue.
CuraDebt is one of the most frequently contacted companies. Many people have been inquiring whether they are able to help or help you get into more debt.
According to their customers, they can assist you in managing 80% of your debt so that you can take couple of w
orries off your plate.
But for some people, these claims are just too good to be true.
If you’re looking for something that will aid you in settling your debt. In this scenario, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth review of how CuraDebt operates and what issues it can help you solve.
Furthermore, before we conclude, we’ll also look into its benefits and drawbacks.
Before beginning the review, go to this video for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review.
About the Company Hillsborough County Property Tax Relief For Veterans
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been a participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is the most known feature. But they offer other services that can aid you in becoming more financially secure.
It all begins with requesting a free savings estimate online. This service is very confidential, and they won’t conduct a credit inquiry. With this estimate of savings you’ll be able to learn more about the alternatives to debt-free.
The savings estimate, which was mentioned before, gives you the opportunity to consider your options regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you in navigating credit arbitration if you decide to sign up. Certain financial advisors can assist you on your path to debt-free living.
Following your debt settlement program is completed, CuraDebt is the one to take care of all your creditor’s calls. They will be the ones who will determine what you will pay for your settlement depending on the condition of your financial situation. In determining which option is the best your situation, the payment could either be a lump sum settlement or the option of a payment plan.
Moreover they will also work with lenders to help you enjoy better rates when you make deposits to your savings account, which in turn, will process to pay back the creditors. Their programs can assist you to get rid of debt in just two years.
After you’ve signed up with them, they will give you access to your information 24/7. All you have to do is log in to CuraDebts Client Portal to monitor your progress.
Before you can avail of the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll need to meet the following criteria:
- Minimum 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you?
Here are the different ways CuraDebt can help you.
As their name suggests, CuraDebt can help you deal with your debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. These include personal loans, medical bills credit cards, and line of credit. You can also approach them to help settle any remaining amount on business debts collection, repossessions, or collections.
They can even help negotiate with back taxes as well as IRS debt. However, you won’t get assistance with the majority claims, government loans or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they will assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation so that you can have cash settlements, if possible. Certain violations could result in having your debts dismissed as well.
CuraDebt lets you settle debt with less than the sum you have. They also allow you to ask questions during their free consult with their debt counsellor.
The best part about their plan is that you will only pay the fees once your debt is settled. All you need to sign up for any of the plans and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. After they have gathered all your financial documentation and tax documents, they’ll also collect all the necessary paperwork to file tax returns.
With this program, you will be able to solve different types of taxes such as garnishments on wages, tax penalties, personal and corporate taxes as well as back taxes, trust fund penalties, and tax lien.
There aren’t any hidden charges also. They only use flat-fee pricing that is based on the amount that you’ll must settle.
There are a variety of options in paying off the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt are they able to help with?
Although they specialize in debt settlement, it is not their specialty, they don’t cater to all types of debt settlement. CuraDebt concentrates on unsecured debt. They can’t help you if your credit or loan is tied to a physical item.
However, if you have the following kinds of debt, they will arrange settlements for you.
With CuraDebt it is expected that you will be able to pay tax debts that were due to be paid without any problems. Additionally, this service is available to all 50 states if you owe money towards the IRS. There are tax experts from the federal government who can assist you in resolving these kinds of problems.
CuraDebt can also assist in settling any medical-related debt. In some instances you could even settle them less than the amount you are owed.
Private Student Loan
CuraDebt does not offer Federal student loan. However, they can assist private students in negotiating the student loans they are owed.
Personal and payday loans are also eligible to be eligible for debt relief programs. You can also avail if you have other unsecured credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, and private-label credit cards CuraDebt can help you pay it off.
What will it cost you?
The greatest thing about CuraDebt is how the company has priced its services. They do not charge an upfront cost. Only pay when you’ve paid each of your debts.
Also, they don’t have high-cost charges either. On average, you’ll be required to pay between 20 and 20 percent of the debt you settled with them.
On average, this type of business can cost anywhere between 15 and 25 percent.
Moreover, clients can expect to settle their debts within two to four years. This varies in relation to the amount you are able to save each month.
Also, they claim that you can save as much as 30% if you include their fees in your equation.
However, this statement will depend on the situation. Some customers have even talked about saving 50 to up to 80%.
Benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt offers, let’s look into the advantages of using CuraDebt.
The first is that CuraDebt is only charged when you’ve paid off your debt. Additionally, they only charge an amount of 20%, while most companies charge you 25 percent.
Then, if you’re done in the process of debt resolution you could join their credit repair program.
It’s a fantastic method to improve the credit rating without having to go into debt again. However, the program runs different for every person dependent on the circumstances of your case.
Lastly, CureDebt looks into your financial obligations to assist in settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also be looking into any creditor violations with the assistance of their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Settlement of debt and debt relief often require you to cease making payments with the credit card you use. Therefore, if you’re trying improve your rating on your credit, this may set you back while you’re finishing your credit card debt.
CureDebt does not have a mobile app available. While they do have a website for clients however, it appears aged and simple. It’s not particularly user-friendly, and can be difficult to navigate.
Furthermore, they are not recognized by their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that lets you resolve your debt without having to spend more on these kinds of services. Additionally their 20% service cost is less expensive than the majority of firms that charge an additional 25% charge. There are no upfront payments, and you will only have to pay the fee when your debt is finally settled.
Although they’ll allow you to access an account so that you can track your progress but their website isn’t user-friendly. CuraDebt also doesn’t have an app that will make it easier to monitor your progression.
However, they have a competent support staff and can be reached them not just via email but also via phone or making an electronic ticket. Hillsborough County Property Tax Relief For Veterans
If the credit card is a major problem, then we recommend CuraDebt’s service. Be sure to be eligible and that the services they provide are in your state.
FAQ Hillsborough County Property Tax Relief For Veterans
What is the time frame to complete the program?
The average program is 24 to 48 months, dependent on the size of your debt and the agreed settlement.
Can CuraDebt assist with state tax problems?
Sure, CuraDebt has a tax relief program that will help you with problems such as delinquent payroll tax issues and garnishments of wages.
What’s the first thing I have to do after joining the program?
You’ll need to constantly communicate with your team members and pay the required payments to reduce your debt over time.