Are you experiencing debt that has increased lately? Are you burnt out from trying different financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because tried every thing.
In the majority of cases, the best way is to approach professionals that can help to resolve this issue.
CuraDebt is one of the most asked companies. Many customers have asked if they can assist you or put you in more debt.
According to their customers, they can help you manage 80percent of your debt , so you are able to take few things off of your plate.
For some they believe these claims are too good to be true.
Suppose you’re on the lookout for anything that can help you resolve your debt. If that’s the situation, CuraDebt will mostly be recommended by people. We’ll take a deeper look at the way CuraDebt operates and what issues it could help solve.
Furthermore, before we conclude our discussion, we’ll take a look at its benefits and drawbacks.
Before you begin the review, you can watch this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company High Earners Pension Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has since become a part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best popular feature. They also provide additional services to aid you in becoming more financially secure.
The process begins with requesting a free savings estimate on the internet. It is a completely private service and they will not be conducting a credit screening. With this estimate of savings you’ll be able to discover more about other options in your journey to debt-free.
The savings estimate, as mentioned earlier, provides you with the opportunity to consider your choices regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to help you with credit arbitration in the event that you decide to sign up. Some financial advisors can help you on your path to debt-free living.
Following your debt settlement program is completed, CuraDebt will be the one to handle all of your creditor’s calls. They’ll also be the ones who will determine what you will pay for your payment based on the status of your finances. Depending on which works most effectively for you, it could be either a lump sum settlement or the option of a payment plan.
Moreover, they will be working with the creditors to ensure that you enjoy better rates when you make deposits to your savings account. This, in turn, will process to pay off the creditors. Their programs can assist you to get rid of debt in just 48 months.
Once you’ve signed up with them, they will allow you access to your account information 24 hours a day. All you have to do is sign in to CuraDebts’ client portal to monitor your development.
Before you can avail of their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll have to be:
- At least 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are the various ways CuraDebt can aid you.
Like their name implies, CuraDebt can help you deal with your debt. They can negotiate settlements on your behalf to settle the majority of types of debt. This includes personal loans, medical bills credit cards and line of credit. They are also able to settle any outstanding balance of business debt, collections, or repossessions.
They may also assist in negotiating on tax owed as well as IRS debt. However, you will not receive assistance with the majority claims, government loans as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they can assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation to ensure that you receive cash settlements, if they are possible. Certain violations may result in having your debts removed as well.
CuraDebt also allows you to pay off debts with less than the sum you have. Additionally, you can inquire about your debt during their no-cost meeting with their debt counselor.
The best part about the program is that you’ll only pay the fees after your debt has been settled. All you have to sign up to some of their programs and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they’ve gathered all your financial records They will also gather all the necessary paperwork for tax returns.
By using this program, you should be able to solve the various types of tax problems like wage garnishments as well as tax penalties for personal and business taxes, back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs neither are there hidden fees. They only use flat-fee pricing and is dependent on the amount you must settle.
They have different solutions for settling the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they help you with?
While debt settlement is their forte, they don’t cater to all types of debt settlement. CuraDebt concentrates on loans that are not secured. They can’t assist you if your loan or debt is linked to a physical item.
If, however, you are in the following types of debt, they will negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able pay off your past-due tax debts without difficulty. Furthermore, this service is offered across all 50 states, if you have a debt to the IRS. There are tax experts from the federal government who can assist you in resolving these kinds of problems.
CuraDebt can also help resolve the medical bills. In certain cases, you may even pay them less than the amount you are owed.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. Still, they can help private students with negotiating the student loans they owe.
Personal and payday loans are also eligible for the debt settlement program. You can also avail of the program if you also have other unsecured credit lines that you have obtained from an alternative bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, and private-label credit cards CuraDebt will assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how the company has priced its services. They don’t charge an upfront fee. The only time you pay is when you settle each of your outstanding debts.
Also, they don’t charge high charges either. On average, you’ll be required to pay up to 20% of the debt you settled with them.
In general, this type of industry can charge anywhere between 15 and 25%.
In addition, customers can expect to pay off their debts in 2 to 4 years. But, it also differs according to the amount you are able to save each month.
Additionally, they claim that you could save as much as 30% if you include their fees in your equation.
However, the claim may differ based on your specific situation. Some clients even mentioned saving between 50% and up to 80%.
The benefits of using CuraDebt
Now that you have an idea of the benefits CuraDebt offers, let’s look into the advantages of using CuraDebt.
The first is that CuraDebt is only charged once you’ve paid off your debt. In addition they charge only 20% of the cost, whereas many companies charge 25%.
Then, if you’re done with the debt settlement program you could enroll in their credit restoration program.
It’s a fantastic option to rebuild your credit score without going into debt again. The program is however designed in a different way for each individual dependent on the circumstances of your case.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. This means your debt won’t increase over time. They’ll also investigate any violations of creditor with the help of their own experts.
The drawbacks of using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Settlement of debt and debt relief often require you to stop paying with the credit card you use. If you’re trying to build a better standing on credit scores, you could cause you to delay getting rid of your debt.
CureDebt doesn’t even have a mobile app. Although they have a website that clients can access however, it appears outdated and basic. It’s not very intuitive and could be challenging to navigate.
In addition, they’re not accredited with the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a good program that will allow you to resolve your debt without having to spend more for these types of services. Additionally, their 20% service fee is cheaper than most businesses that charge the 25% cost. There aren’t any upfront fees, and you will only be required to pay once the debt is settled.
Although they’ll allow you to access an account so that you can track your progress, their website is not simple to navigate. CuraDebt does not have an app, which will make it easier to look at your performance. High Earners Pension Tax Relief
However, they have a competent support staff and can be reached them not just via email but also via phone or submitting an electronic ticket. High Earners Pension Tax Relief
If your problem of debt is an issue right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the services they offer are available in your area.
FAQ High Earners Pension Tax Relief
How long does it take to complete the course?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as the agreement on the settlement.
Can CuraDebt help with state tax problems?
Yes, CuraDebt offers a program for tax relief that can aid you in dealing with problems like delinquent tax and garnishments on wages.
What’s the first thing I have to do after joining the program?
You’ll have to keep in constant contact with your team members and pay the required payments to pay down the amount of debt you have over time.