Are you experiencing debt that has increased lately? Are you exhausted from trying various financial tips and advice but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve been through every thing.
In most cases, the best way is to approach professionals that can help you resolve the issue.
CuraDebt is among the most asked companies. A lot of people are asking if they can help you or help you get into more debt.
According to their customers, they can help you manage 80% of your debt , so you are able to take couple of things off your plate.
However, for certain people the claims seem too good to be true.
You might be looking for anything that can help you resolve your debt. In that scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth study of the way CuraDebt works and what problems it can help you solve.
In addition, prior to our conclusion we’ll look at its advantages and drawbacks.
Before you begin the review, you can go to this video for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company High Earners How To Save Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is a participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What can CuraDebt do?
Assistance in settling your debt is CuraDebt’s most known feature. But they offer other services that can assist you in becoming financially stable.
First of all, it starts by requesting a no-cost savings estimate on the internet. This service is very confidential and they will not conduct a credit inquiry. With this estimate of savings, you will learn more about your alternatives to debt-free.
The savings estimate, which was mentioned previously, offers you an insight into your options, regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you in navigating credit arbitration if you decide to join. Financial advisors may be able to assist you in your debt-free journey.
Following your debt settlement program is completed, CuraDebt will be the agency to handle all of the calls from your creditors. They will also be the ones that negotiate conditions of the repayment depending on the condition of your finances. Based on what works best your situation, the payment could be a lump-sum settlement or a payment plan.
Additionally they will be working with creditors so that you can have better rates as you deposit money to your savings account. This is then processed to pay the creditors. Their plans can help you settle the debt within the period of 48 months.
After you’ve registered with them, they will provide you with access to your information 24/7. All you need to do is sign in to CuraDebts’ client portal to track your performance.
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CuraDebt’s Requirements
Before you can avail of their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll need to meet the following criteria:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they help you with?
Here are some of the ways CuraDebt can help you.
Debt Relief
Like their name implies, CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. These include medical bills, personal loans credit cards, as well as loans. They are also able to help settle any remaining amount on business debts and collections or repossessions.
They may even assist you in negotiating with back taxes as well as IRS debt. But, you won’t receive support for most of your lawsuits, loans from the government, collateral, and utility bills. The same goes for student loans.
On the contrary, they’ll assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors so that you can have cash settlements, if possible. Certain violations may cause your debt to be removed as well.
CuraDebt lets you pay off debts with less than the sum you have. You can also have questions answered during a free meeting with their debt counselor.
The best part about their program is that you’ll only be charged once your debt is settled. All you need to do is sign up with some of their programs and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. After they have gathered all your financial records, they will also collect all the paperwork you’ll need for tax returns.
With this program, you will be able to deal with the various types of tax problems like wage garnishments and tax penalties, personal and business taxes as well as back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees either. They use only flat-fee pricing, which depends on the amount you’ll must settle.
They offer different options when it comes to paying off the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kind of debt are they able to help with?
Although they specialize in debt settlement, it is not their forte however, they do not offer all kinds of debt settlement. CuraDebt only focuses on unsecured debt. They aren’t able to assist you if your debt or loan is tied to a physical item.
If, however, you are in the following types of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt the service, you’ll be able pay off tax debts that were due to be paid without difficulty. Moreover, this type of service is offered across all 50 states, if you have a debt in arrears to IRS. They have federal tax experts that can help you resolve these types of issues.
Medical Debt
CuraDebt will also help you resolve your medical debt. In certain cases you could even settle them less than the amount you have to pay.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. They can however assist private students with negotiating any loans they have to pay.
Personal Loan
Personal and payday loans also qualify to be eligible for debt relief programs. You can also avail the program if you have other unsecure credit lines you obtained from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt will assist you in paying it off.
How much will it cost?
The greatest thing about CuraDebt is the way they’ve priced their services. They don’t charge upfront fees. The only time you pay is when you’ve paid each of your outstanding debts.
Additionally, they don’t have high-cost costs either. In the average, you’ll need to pay up to 20% of the debt you settled with them.
In the average, this kind of industry charges between 15% and 25 percent.
Moreover, clients can expect to pay off their debts in between 2 and 4 years. But, it also differs according to the amount you save per month.
They also claim that you could save up to 30% when you factor in their fees in your equation.
However, the claim may depend on the situation. Some customers have even talked about saving 50 to 80%.
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The benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can provide, let’s look into the advantages that come with using CuraDebt.
In the beginning, CuraDebt is only charged after you’ve settled your debt. Furthermore they charge only an amount of 20%, while many companies charge 25%.
Then, if you’re done with the debt settlement program you may join their credit restoration program.
It’s a great option to rebuild the credit rating without going in debt again. However, the program lasts different for every person, depending on your situation.
Lastly, CureDebt looks into your debt so that they can assist with settlements and negotiations. This means your debt won’t increase over time. They’ll also investigate any creditor violations using their in-house experts.
The drawbacks of the use of CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt settlement and debt relief typically require you to stop making payments using . Therefore, if you’re trying improve your credit score, it may delay you from working on your obligations.
CureDebt doesn’t even have a mobile app. While they have a client website however, it appears old and mundane. It’s not particularly intuitive and could be challenging to navigate.
Moreover, they are still not credited with an accreditation from the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a good program that lets you settle your debt without spending more on these kinds of services. Moreover, their 20% service cost is lower than many firms that charge a 25% fee. There are no upfront payments, and you will only have to pay when the debt is settled.
While they’ll provide you with an account so that you can track your progress, their website is not user-friendly. CuraDebt also doesn’t have an app that will make it easier to look at your performance.
But, they do have a great support team and can be reached them not just via email but by phone or by sending an electronic ticket. High Earners How To Save Tax Relief
If the credit card is a major issue right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the programs they offer are available in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ High Earners How To Save Tax Relief
What is the time frame to complete the program?
The typical program lasts from 24 to 48 months, depending on the amount of your debt as well as the stipulated settlement.
Can CuraDebt aid in the fight against state tax issues?
Sure, CuraDebt provides tax relief programs to aid you in dealing with problems such as delinquent payroll tax issues and garnishments on wages.
What do I need to do once I’m in the program?
You’ll need to constantly communicate with the team and pay the required payments to pay down the amount of debt you have over time.
