Have your debts been increasing lately? Are you burnt out from trying various financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because tried every thing.
In the majority of cases, the best way is to approach experts who can help you resolve the issue.
CuraDebt is one of the most asked companies. A lot of people are asking if they are able to help or put you into more debt.
According to their clients they can help you manage 80% of your debt so that you are able to take few things off of your mind.
However, for certain people the claims seem too good to be true.
Suppose you’re on the lookout for something that will assist you in paying off your debt. In that scenario, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth study of the way CuraDebt works and what problems it can help you solve.
In addition, prior to our conclusion we’ll look at its benefits and drawbacks.
Before you begin the review, you can check out this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Henrico County Car Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most known feature. But they offer other services that will help you be more financially secure.
The process begins by requesting a free online savings estimate. The service is completely confidential, and they won’t be doing a credit check. With this savings estimate, you will be able to learn more about the other options in your journey to debt-free.
The savings estimate, which was mentioned before, gives you an insight into your options regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with credit arbitration if you decide to join. Certain financial advisors can assist you in your debt-free journey.
Following the debt settlement program is completed, CuraDebt can be the company to handle all of your creditor’s calls. They’ll also be the ones that determine the terms of your settlement based on the status of your financial situation. In determining which option is the most effectively your situation, the payment can be a lump-sum settlement or a payment plan.
Furthermore, they will be working with lenders to help you have better rates as you make deposits to your savings account. This, is then processed to pay back creditors. The plans they offer can help you get rid of debt in just 48 months.
After you’ve registered with them, they will give you access to your information 24/7. All you have to do is log in to CuraDebts the client portal to monitor your performance.
Before you can avail of their program, you’ll need to satisfy their criteria first. For eligibility, you’ll need to be:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they help you?
Here are the various ways CuraDebt can help you.
Like their name implies, CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on your behalf for most types of debt. This includes medical bills, personal loans credit cards and also line of credit. They are also able to settle any outstanding balance of business debt and collections or repossessions.
They may even assist you in negotiating for back taxes as well as IRS debt. However, you will not receive assistance with the majority claims, government loans or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they can help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation to ensure that you receive cash settlements, if they are possible. Some violations can also cause your debt to be also dismissed.
CuraDebt also allows you to settle debt with less than the sum you have. Additionally, you can inquire about your debt during their no-cost consult with their debt advisor.
The greatest benefit of the program is that you only have to pay for the charges when your debt is paid off. All you need to sign up to one of their plans and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they collect all of your financial documents, they will also collect all the documents you’ll require to file tax returns.
With this program, you will be able to solve various tax issues such as wage garnishments and tax penalties, personal and business taxes and back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges either. They only offer flat-fee prices, which depends on the amount that you’ll must settle.
There are a variety of options for paying off the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they assist you with?
Although debt settlement is their specialization, they don’t provide all kinds in debt resolution. CuraDebt is only focused on unsecured debt. They aren’t able to assist you if your credit or loan is tied to an item that is physical.
However, if you have the following kinds of debt, they will arrange settlements for you.
With CuraDebt it is expected that you will be able pay off tax debts that were due to be paid without any issues. Additionally, this service is available across all 50 states, if you have a debt towards the IRS. There are tax experts from the federal government who can assist you in resolving the issues.
CuraDebt can also help resolve any medical-related debt. In certain cases you could even settle the debt for less than you owe.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. Still, they can help private students negotiate any loans they have to pay.
Personal and payday loans are also eligible as debt-settling programs. You may also be eligible of the program if you also have other unsecured credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, or private label credit cards, CuraDebt will assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt is the way they’ve priced their services. They don’t charge upfront fees. You’ll only pay once you’ve paid each of your debts.
Additionally, they do not charge high fees as well. On average, you’ll be required to pay as much as 20 percent of the debt that you settled with them.
On average, this type of industry charges between 15 and 25 percent.
Additionally, customers can anticipate to settle their debts within between 2 and 4 years. But, it also differs depending on the amount that you are able to save each month.
They also claim that you can save as much as 30% when you factor in their fees in your equation.
But this claim will also vary, depending on the situation. Some clients even mentioned saving between 50% and 80percent.
The benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can offer you Let’s take a look at the benefits from using CuraDebt.
In the beginning, CuraDebt will only charge you once you’ve paid off your debt. Furthermore they charge only 20% of the cost, whereas most companies charge you 25 percent.
Then, if you’re done by the program for debt relief you can join their credit restoration program.
It’s a fantastic way to restore your credit score without going in debt again. However, the program runs in a different way for each individual according to your personal situation.
Lastly, CureDebt looks into your credit to assist with settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also investigate any violations by creditors with the assistance of their experts in-house.
Drawbacks of using CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt settlement and debt relief typically require you to stop making payments using . If you’re trying to increase your rating on your credit, this could delay you from working on your debt.
CureDebt also doesn’t have a mobile app. While they do have a website that clients can access, it looks old and mundane. It’s not very intuitive, and it can be challenging to navigate.
Furthermore, they are not recognized by the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a good program that will allow you to pay off your debts without spending more for these types of services. In addition their 20% service cost is lower than many firms that charge the 25% cost. There is no upfront payment, and you will only have to pay the fee when the debt is settled.
Although they’ll give you an account that allows you to track your progress however, their website isn’t simple to navigate. CuraDebt isn’t even an app that will make it easier to look at your performance.
They do have a competent support staff, and you can reach them, not only via emails but by phone or by sending an e-ticket. Henrico County Car Tax Relief
If your problem of debt is an issue right now, we highly recommend CuraDebt’s program. Just make sure that you’re qualified and that the services they provide are in your state.
FAQ Henrico County Car Tax Relief
How long will it take to complete the program?
The average program is 24 to 48 months, depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt assist with state tax problems?
It is true that CuraDebt offers a program for tax relief that can aid you in dealing with problems such as delinquent payroll taxes and garnishments on wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to reduce your debt over time.