Have your debts been piling up lately? Are you burnt out from trying different financial advice and strategies but haven’t solved your problems?
Maybe you’re here because been through everything.
In most cases, the best way is to approach experts who can help you settle this issue.
CuraDebt is one of the most frequently contacted companies. Many customers have asked if they are able to help or help you get into more debt.
According to their clients, they can help you manage 80% of your debt , so you can take few things off of your mind.
But for some people the claims seem too good to be true.
Suppose you’re on the lookout for something that will assist you in paying off your debt. In that scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep look at how CuraDebt works and what problems it can solve for you.
In addition, prior to our conclusion we’ll look at its advantages and drawbacks.
Before you begin the review, go to this video for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Hash House A Go Go Tax Day Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is the most well-known feature. They also provide other services that will assist you in becoming financially secure.
First of all, it starts by requesting a no-cost savings estimate on the internet. This service is very confidential and they will not be doing a credit check. By using this estimate of savings you’ll be able to discover more about alternatives to be debt-free.
Savings estimates, as mentioned earlier, provides you with an insight into your choices regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you in navigating the process of credit arbitration should you choose to sign up. Some financial advisors can help you on your path to debt-free living.
After your debt settlement plan, CuraDebt can be the agency to handle all of your creditors’ calls. They will also be the ones who determine what you will pay for your settlement based on the status of your financial situation. Depending on which works best to you, this could be a lump-sum settlement or an installment plan.
Furthermore they will be working with the creditors so that you can enjoy better rates when you deposit money to your savings account. This is then processed to pay off the creditors. Their plans can help you settle the debt within 48 months.
After you’ve registered with them, they will give you access to your account information 24 hours a day. All you have to do is log in to CuraDebts Client Portal so that you can monitor your development.
Before you are able to avail their program, you’ll need to meet their eligibility requirements first. To be eligible, you’ll need to meet the following requirements:
- At least 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they help you with?
Here are some of the ways CuraDebt can help you.
Like their name implies, CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on your behalf to settle most types of debt. These include medical bills, personal loans, credit cards and lines of credit. They can also be approached to pay off any remaining balance on business debt and collections or repossessions.
They may even assist you in negotiating for back taxes and IRS debt. But, you won’t receive assistance with the majority cases, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors in order to get cash settlements, should it be possible. Certain violations could cause your debt to be dismissed as well.
CuraDebt also allows you to settle debt with less than the sum you have. They also allow you to ask questions during their free meeting with their debt advisor.
The greatest benefit of their plan is that you only have to pay for the charges once your debt is settled. All you need to sign up to one of their plans and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they’ve gathered all your financial documentation and tax documents, they’ll also collect all the documents you’ll require for tax returns.
Through this program, you should be able to deal with different types of taxes such as garnishments on wages, tax penalties, personal and business taxes and back taxes and trust fund penalties and tax liens.
There aren’t any hidden costs neither are there hidden fees. They use only flat-fee pricing, which depends on the amount that you’ll have to pay.
There are a variety of options in settling your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they assist you with?
Although they specialize in debt settlement, it is not their specialization but they aren’t able to provide all kinds of settlement. CuraDebt concentrates on loans that are not secured. They can’t assist you if your credit or loan is tied to an item that is physical.
However, if you have the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able to settle your past-due tax debts without difficulty. Additionally, this service is offered across all 50 states, if you have a debt in arrears to IRS. There are federal tax experts to assist you with these types of issues.
CuraDebt will also help you resolve any medical-related debt. In some instances, you may even pay them less than the amount you owe.
Private Student Loan
CuraDebt does not offer Federal student loan. However, they can assist private students with negotiating the student loans they owe.
Personal loans and payday loans are also eligible to be eligible for debt relief programs. You can also avail if you have other unsecured credit lines that you have obtained from an alternative bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards or private label credit cards, CuraDebt will help you pay it off.
How much will it cost?
The greatest thing about CuraDebt’s pricing is how the company has priced its services. They don’t charge upfront fees. The only time you pay is when you have paid off all of your debts.
Also, they don’t have high-cost fees as well. On average, you’ll have to pay between 20 and 20 percent of the debt you settled with them.
In general, this type of industry can charge anywhere between 15 and 25%.
Moreover, clients can expect to pay off their debts in between 2 and 4 years. This varies depending on the amount that you can save up per month.
Additionally, they claim that you can save up to 30% by incorporating their fees in your equation.
But this claim will also vary, depending on your specific situation. Some customers have even talked about saving 50 to up to 80%.
Benefits of using CuraDebt
Now that you have an idea of what CuraDebt offers, let’s explore the benefits that come with using CuraDebt.
First, CuraDebt only charges you once you’ve paid off your debt. Furthermore they charge only an amount of 20%, while many companies charge 25%.
Then, if you’re done with the debt settlement program you can join their credit restoration program.
It’s a great method to improve your credit without having to go in debt again. However, the program runs differently for each person according to your personal situation.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also be looking into any violations by creditors with the help of their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt settlement and debt relief often require you to cease making payments with . Therefore, if you’re trying build a better rating on your credit, this may delay you from finishing your obligations.
CureDebt doesn’t even have a mobile app available. While they have a website for clients, it looks outdated and basic. It’s not very intuitive, and it can be challenging to navigate.
Furthermore, they are not recognized by an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you settle your debt without spending more on these kinds of services. Moreover the 20% service fee is lower than many businesses that charge the 25% cost. There aren’t any upfront fees and you’ll only be required to pay once the debt is settled.
While they’ll provide you with an account so that you can track your progress, their website is not easy to navigate. CuraDebt also doesn’t have an app yet, which would make it easier to track your performance.
But, they do have a competent support staff that you can contact them, not only via emails but also by phone or submitting an e-ticket. Hash House A Go Go Tax Day Relief
If debt is a big problem, then we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the programs that they provide are offered in your area.
FAQ Hash House A Go Go Tax Day Relief
How long will it take to finish the program?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as your stipulated settlement.
Can CuraDebt aid with state tax problems?
Yes, CuraDebt offers a program for tax relief to assist you with issues such as delinquent payroll taxes and garnishments of wages.
What should I do once I’m in the program?
You’ll have to keep in constant contact with the team and make the necessary payments to pay down your debt over time.