Has your debt been increasing lately? Are you tired of trying different financial advice and strategies but haven’t solved your problems?
Maybe you’re here because you’ve tried every thing.
In most cases, the best way is to approach professionals that can help to resolve this issue.
CuraDebt is one of the companies that get the most inquiries. Many people have been inquiring whether they can assist you or put you in more debt.
According to their customers, they can assist you in managing the majority of your debt , so you can take couple of things off your plate.
For some, these claims are just too good to be true.
If you’re looking for any solution that could help you resolve your debt. In that situation, CuraDebt will mostly be suggested by people. We’ll take a deeper review of the way CuraDebt is used and the problems it can help you solve.
In addition, prior to our conclusion, we’ll also look into the advantages and disadvantages of this method.
Before you begin the review, you can watch this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Grovernment Tax Relief School
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you settle your debt is the most well-known feature. But they offer additional services to aid you in becoming more financially stable.
First of all, it begins with requesting a free savings estimate on the internet. It is a completely private service, and they won’t be conducting a credit screening. By using this estimate of savings, you will learn more about your alternatives towards debt-free.
Savings estimates, as mentioned previously, offers you an insight into your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you with credit arbitration if you decide to enroll. Financial advisors may be able to assist you on your path to debt-free living.
Following your debt settlement program, CuraDebt will be the one to take care of all your creditors’ calls. They’ll also be the ones that will negotiate what you will pay for your repayment based on the status of your finances. In determining which option is the best your situation, the payment can either be a lump sum settlement or a payment plan.
Moreover, they will be working with creditors to ensure that you enjoy better rates when you deposit money to your savings account. This in turn, will process to pay back the creditors. The plans they offer can help you settle the debt within 48 months.
After you’ve registered with them, they’ll give you access to your information 24/7. All you have to do is log in to CuraDebts the client portal so that you can monitor your performance.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to satisfy their criteria first. For eligibility, you’ll need to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they assist you?
Here are the different ways CuraDebt can help you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing your debt. They can negotiate settlements on your behalf to settle the majority of types of debt. These include medical bills, personal loans, credit cards as well as lines of credit. You can also approach them to help settle any remaining balance on business debt and collections or repossessions.
They may also assist in negotiating with back taxes as well as IRS debt. However, you won’t get assistance for the majority claims, loans from the government as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors in order to get cash settlements, should it be possible. Certain violations may lead to having your debts removed as well.
CuraDebt can also help you pay off debts with less than the amount you have. Additionally, you can have questions answered during a free consultation with their debt counsellor.
The most appealing aspect of the program is that you only pay the fees after your debt has been settled. All you have to do is sign up with one of their plans and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. After they have gathered all your financial documentation and tax documents, they’ll also collect all the documents you’ll require for tax returns.
By using this program, you should be able to deal with different types of taxes such as garnishments on wages as well as tax penalties for personal and taxation for business and back taxes and trust fund penalties and tax liens.
There aren’t any hidden costs also. They only use flat-fee pricing that is based on the amount that you’ll need to settle.
There are a variety of options in the settlement of your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What types of debt can they help you with?
While debt settlement is their forte, they don’t provide all kinds of debt settlement. CuraDebt only focuses on loans that are not secured. They won’t be able to help you if the debt or loan is tied to an item that is physical.
If, however, you are in the following kinds of debt, they will make arrangements for settlements.
Tax Debt
With CuraDebt it is expected that you will be able pay off your past-due tax debts without any issues. Moreover, this type of service is available across all 50 states, if you have a debt to the IRS. There are tax experts from the federal government who can assist you in resolving the issues.
Medical Debt
CuraDebt will also help you resolve any medical-related debt. In some cases, you may even pay the debt for less than you owe.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. They can however assist private students with negotiating any student loans that they have to pay.
Personal Loan
Payday loans and personal loans also qualify as debt-settling programs. You can also avail of the program if you also have other unsecured credit lines that you have obtained from a different bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, as well as private label credit card CuraDebt will assist you in paying it off.
How much will it cost?
The greatest thing about CuraDebt is how they’ve priced their service. They don’t charge an upfront fee. You’ll only pay once you have paid off all of your debts.
Also, they don’t have high-cost costs either. On average, you’ll have to pay between 20 and 20% of the debt you settled with them.
In general, this type of business can cost anywhere between 15 and 25 percentage.
Additionally, customers can anticipate to settle their debt from 2 to 4 years. But, it also differs depending on the amount that you save per month.
They also claim you can save up to 30% by incorporating their fees in your equation.
But this claim will also vary, depending on your specific situation. Some clients even mentioned saving 50% to 80%.
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Advantages to using CuraDebt
Once you’ve got an idea of the benefits CuraDebt offers, let’s look into the advantages of using CuraDebt.
First, CuraDebt only charges you when you’ve paid off your debt. Furthermore, they only charge 20% of the cost, whereas most companies charge you 25 percent.
Next, if you’re done by the program for debt relief you may also sign up for their credit repair program.
It’s a great method to improve your credit score without going back into debt. However, the program lasts in a different way for each individual, depending on your situation.
Finally, CureDebt looks into your financial obligations to assist in settlements and negotiations. So, your debt won’t increase over time. They’ll also look into any violations of creditor using their in-house experts.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt relief and debt settlements typically require you to cease making payments with . If you’re trying to build a better rating on your credit, this may cause you to delay getting rid of your credit card debt.
CureDebt also doesn’t have a mobile app. While they do have a website that clients can access however, it appears old and mundane. It’s not particularly user-friendly, and can be challenging to navigate.
Moreover, they are still not credited with an accreditation from the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a good program that allows you to resolve your debt without having to spend more for these types of services. Moreover their 20% service charge is cheaper than most firms that charge an additional 25% charge. There aren’t any upfront fees and you’ll only be required to pay once your debt is finally settled.
Although they’ll give you an account to see your progress however, their website isn’t user-friendly. CuraDebt also doesn’t have an app, which could make it easier for you to monitor your progression.
However, they have a good support team, and you can reach them, not only via emails but also by phone or making an e-ticket. Grovernment Tax Relief School
If the problem of debt is an problem right now, we recommend CuraDebt’s service. Just make sure that you’re qualified and that the services they offer are available in your state.
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FAQ Grovernment Tax Relief School
What is the time frame to finish the program?
The typical program lasts from between 24 and 48 months depending on the amount of your debt as well as the stipulated settlement.
Can CuraDebt assist in the fight against state tax issues?
It is true that CuraDebt has a tax relief program that can help you with problems like delinquent tax and wage garnishments.
What should I do after joining the program?
You’ll have to keep in constant contact with your team members and pay the required payments to lower the amount of debt you have over time.
