Has your debt increased lately? Are you tired of trying other financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve already tried every thing.
In most cases, the best way is to approach experts who can help to resolve this issue.
CuraDebt is one of the most frequently contacted companies. Many customers have asked if they can help you or help you get into more debt.
According to their clients they can assist you in managing 80percent of your debts so that you can finally take a couple of w
orries off your shoulders.
For some they believe these claims are too good to be true.
If you’re looking for any solution that could aid you in settling your debt. In that case, CuraDebt will mostly be recommended by people. We’ll be taking a deep review of how CuraDebt works and what problems it can help you solve.
Moreover, before we end, we’ll also look into the advantages and disadvantages of this method.
Before beginning the review, watch this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Gp Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has been a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Helping you pay off your debt is the most known feature. However, they also offer other services that will help you be more financially stable.
First of all, it begins with requesting a free online savings estimate. The service is completely confidential and they will not be conducting a credit screening. By using this estimate of savings you’ll be able to discover more about alternatives towards debt-free.
The savings estimate, as we’ve mentioned earlier, provides you with an idea of your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you in navigating credit arbitration in the event that you decide to join. Certain financial advisors can assist you in your debt-free journey.
After your debt settlement program, CuraDebt can be the one to take care of all your creditors’ calls. They will also be the ones who will negotiate what you will pay for your payment in accordance with the state of your finances. Depending on which works most effectively for you, it can either be a lump sum settlement or a payment plan.
Additionally, they will work with lenders to help you enjoy better rates when you deposit money to your savings account. This, is then processed to pay back creditors. Their programs can assist you to get rid of debt in just the period of 48 months.
After you’ve registered with them, they will give you access to your account information 24 hours a day. All you have to do is sign in to CuraDebts the client portal to track your performance.
Before you can avail of their program, you’ll need to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are the different ways CuraDebt can assist you.
The name of the company suggests that CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on your behalf to settle most types of debt. This includes personal loans, medical bills, credit cards and lines of credit. They are also able to help settle any remaining amount on business debts, collections, or repossessions.
They can even help negotiate with back taxes and IRS debt. However, you won’t get assistance for the majority claims, loans from the government, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they will assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors to ensure that you receive cash settlements, if possible. Certain violations could cause your debt to be removed as well.
CuraDebt lets you settle debt with less than the amount you have. Additionally, you can ask questions during their free meeting with their debt advisor.
The best part about their program is that you will only have to pay for the charges when your debt is paid off. All you need to sign up to some of their programs and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they collect all of your financial records, they will also collect all the necessary paperwork to file tax returns.
Through this program, you should be able to deal with different types of taxes such as wage garnishments, tax penalties, personal and corporate taxes, back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs neither are there hidden fees. They only use flat-fee pricing, which depends on the amount you’ll have to pay.
They offer different options when it comes to settling taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they help you with?
While debt settlement is their forte but they aren’t able to offer all kinds of settlement. CuraDebt concentrates on unsecured debt. They can’t help you if the credit or loan is tied to an item that is physical.
If you do have the following types of debt, they’ll make arrangements for settlements.
With CuraDebt the service, you’ll be able pay off tax debts that were due to be paid without difficulty. Additionally, this service is available to all 50 states if you have a debt to the IRS. They have federal tax experts who can assist you in resolving the issues.
CuraDebt can also assist in settling the medical bills. In some cases you could even settle the debt for less than you are owed.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students in negotiating any student loans that they are owed.
Payday loans and personal loans also qualify as debt-settling programs. You may also be eligible if you have other unsecured credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards as well as private label credit card, CuraDebt can help you pay it off.
How much will it cost?
The best part about CuraDebt is how the company has priced its services. They do not charge an upfront cost. Only pay when you have paid off all of your outstanding debts.
Also, they do not charge high charges either. In the average, you’ll need to pay up to 20 percent of the debt that you settled through them.
In general, this type of industry charges between 15 and 25 percent.
Additionally, customers can anticipate to settle their debt from between 2 and 4 years. This varies in relation to the amount you can save up per month.
Also, they claim you can save up to 30% if you include their costs into your calculations.
But this claim will also vary, depending on the situation. Some customers even claimed to save between 50% and up to 80%.
Advantages to using CuraDebt
Now that you have an idea of what CuraDebt can provide, let’s look into the advantages of using CuraDebt.
In the beginning, CuraDebt will only charge you once you’ve paid off your debt. In addition, they only charge an amount of 20%, while many companies charge 25 percent.
Next, if you’re done by the program for debt relief you could enroll in their credit repair program.
It’s an excellent option to rebuild the credit rating without having to go in debt again. The program is however designed differently for each person dependent on the circumstances of your case.
Lastly, CureDebt looks into your credit to assist with settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also look into any creditor violations with the assistance of their experts in-house.
The drawbacks of the use of CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Settlement of debt and debt relief often require you to cease making payments with the credit card you use. If you’re trying to increase your standing on credit scores, you might set you back while you’re working on your obligations.
CureDebt also doesn’t offer a mobile application. While they do have a website that clients can access, it looks aged and simple. It’s not particularly user-friendly, and can be challenging to navigate.
Moreover, they are still not credited with an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a useful program that allows you to pay off your debts without spending more for these types of services. Additionally, their 20% service cost is lower than many companies that offer a 25% fee. There is no upfront payment, and you will only be required to pay once the debt is paid off.
Although they’ll give you an account to see your progress but their website isn’t simple to navigate. CuraDebt does not have an app, which would make it easier to monitor your progression.
However, they have a great support team that you can contact them not just via email but by phone or by sending an e-ticket. Gp Tax Relief
If the debt is a big issue right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re qualified and that the services they offer are available in your state.
FAQ Gp Tax Relief
What is the time frame to complete the course?
The program typically takes between 24 and 48 months dependent on the size of your debt and the agreed settlement.
Can CuraDebt assist in the fight against state tax issues?
It is true that CuraDebt provides tax relief programs to assist you with issues such as delinquent payroll tax and wage garnishments.
What’s the first thing I have to do after joining the program?
You’ll have to keep in constant contact with your team members and pay the required payments to pay down the amount of debt you have over time.