Has your debt been piling up lately? Are you burnt out from trying different financial tips and advice but haven’t solved your problems?
Maybe you’re here because you’ve already tried every thing.
In the majority of cases, the best option is to speak with experts who can assist you settle this issue.
CuraDebt is one of the most asked companies. A lot of customers have asked if they are able to help or put you into more debt.
According to their clients they can help you manage the majority of your debt , so you are able to take couple of w
orries off your plate.
For some the claims seem too good to be true.
You might be looking for any solution that could help you resolve your debt. If that’s the scenario, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth look at the way CuraDebt works and what problems it could help solve.
Moreover, before we end we’ll look at its benefits and drawbacks.
Before you begin the review, check out this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Governor Larry Hogan Retirement Income Tax Relief For Veterans
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most well-known feature. But they offer other services that can help you be more financially secure.
The process starts by requesting a no-cost savings estimate online. This service is very confidential, and they won’t be doing a credit check. By using this estimate of savings, you will learn more about your alternatives towards debt-free.
This estimate of savings, as mentioned previously, offers you the opportunity to consider your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you in navigating credit arbitration in the event that you decide to sign up. Some financial advisors can help you with your debt-free journey.
After your debt settlement program is completed, CuraDebt will be the agency to handle all of your creditors’ calls. They’ll also be the ones that negotiate what you will pay for your repayment in accordance with the state of your financial situation. Based on what works most effectively for you, it can be a lump-sum settlement or an installment plan.
Additionally, they will be working with the creditors to ensure that you have better rates as you deposit money to your savings account. This, is then processed to pay creditors. The plans they offer can help you get rid of debt in just two years.
Once you’ve signed up with them, they will provide you with access to your data 24/7. All you have to do is sign in to CuraDebts Client Portal to track your development.
Before you can avail of the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll have to meet the following requirements:
- At least 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What can they assist you?
Here are the different ways CuraDebt can assist you.
As their name suggests, CuraDebt can assist you in dealing with your debt. They can negotiate settlements on your behalf for the majority of types of debt. They can help with personal loans, medical bills credit cards and lines of credit. They can also be approached to settle any outstanding balance of business debt and collections or repossessions.
They can even help negotiate on tax owed as well as IRS debt. But, you won’t receive support for most cases, government loans, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations in order to get cash settlements, if possible. Certain violations may cause your debt to be dismissed as well.
CuraDebt can also help you settle debt with less than the sum you have. They also allow you to inquire about your debt during their no-cost consultation with their debt counsellor.
The most appealing aspect of their program is that you only have to pay for the charges after your debt has been settled. All you need to do is sign up with any of the plans, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they’ve gathered all your financial documentation and tax documents, they’ll also collect all the necessary paperwork for tax returns.
With this program, you will be able to solve various tax issues such as garnishments on wages and tax penalties, personal and business taxes and back taxes, trust fund penalties, and tax liens.
There aren’t hidden fees also. They only offer flat-fee prices that is based on the amount that you’ll must settle.
They offer different options when it comes to paying off your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt are they able to help with?
While debt settlement is their forte, they don’t cater to all types of debt settlement. CuraDebt is only focused on unsecured debt. They won’t be able to assist you if your credit or loan is tied to a physical item.
However, if you have the following types of debt, they will make arrangements for settlements.
With CuraDebt it is expected that you will be able to settle your past-due tax debts without any issues. Furthermore, this service is available across all 50 states, if you owe money in arrears to IRS. There are tax experts from the federal government that can help you resolve these kinds of problems.
CuraDebt will also help you resolve any medical-related debt. In some cases you might even be able to pay the debt for less than you are owed.
Private Student Loan
CuraDebt does not offer federal student loans. However, they can assist private students in negotiating the student loans they owe.
Personal and payday loans are also eligible for the debt settlement program. You can also avail if you have other unsecured credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards as well as private label credit card CuraDebt can assist you in paying it off.
How much will it cost?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their services. They don’t charge upfront fees. Only pay when you settle each of your debts.
They also do not charge high fees as well. In the average, you’ll need to pay as much as 20 percent of the debt you settled through them.
In the average, this kind of industry charges from 15% to 25%.
Additionally, customers can anticipate to pay off their debts in two to four years. However, this also varies in relation to the amount you save per month.
Also, they claim that you can save up to 30% if you include their costs into your calculations.
However, this statement will vary, depending on the situation. Some customers have even talked about saving 50 to 80percent.
The benefits of using CuraDebt
Once you’ve got an idea of what CuraDebt can provide, Let’s take a look at the benefits from using CuraDebt.
In the beginning, CuraDebt is only charged once you’ve paid off your debt. In addition they charge only 20% of the cost, whereas many companies charge 25%.
Next, if you’re done by the program for debt relief, you may enroll in their credit restoration program.
It’s a fantastic option to rebuild your credit without having to go into debt again. However, the program runs in a different way for each individual according to your personal situation.
Finally, CureDebt looks into your financial obligations to assist with settlements and negotiations. This means the amount you owe won’t rise over time. They’ll also be looking into any violations of creditor with the assistance of their in-house experts.
The drawbacks of using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt settlement and debt relief often require you to stop making payments using . So if you’re trying to improve your rating on your credit, this might delay you from getting rid of your obligations.
CureDebt does not have a mobile app. While they do have a website that clients can access however, it appears outdated and basic. It’s not particularly intuitive, and it can be difficult to navigate.
Moreover, they are still not recognized by the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a good program that lets you resolve your debt without having to spend more on these kinds of services. Moreover their 20% service cost is less expensive than the majority of companies that offer the 25% cost. There aren’t any upfront fees and you’ll only have to pay when your debt is finally settled.
Although they’ll give you an account that allows you to track your progress, their website is not easy to navigate. CuraDebt isn’t even an app, which could make it easier for you to look at your progress.
However, they have a great support team that you can contact them, not only via emails but also via phone or making an e-ticket. Governor Larry Hogan Retirement Income Tax Relief For Veterans
If your problem of debt is an issue right now, we highly recommend CuraDebt’s program. Make sure you’re eligible and that the programs they provide are in your area.
FAQ Governor Larry Hogan Retirement Income Tax Relief For Veterans
What is the time frame to complete the program?
The average program is between 24 and 48 months dependent on the size of your debt as well as your agreed settlement.
Can CuraDebt aid with tax problems in the state?
Sure, CuraDebt provides tax relief programs that will help you with problems like delinquent taxes and garnishments on wages.
What should I do once I’m in the program?
You’ll need to constantly communicate with the team and pay the required payments to reduce your debt over time.