Has your debt been piling up lately? Are you tired of trying various financial tips and advice but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve tried everything.
In the majority of cases, the best option is to speak with experts who can help to resolve this issue.
CuraDebt is among the companies that get the most inquiries. A lot of people have been inquiring whether they can assist you or help you get into more debt.
According to their customers, they can assist you in managing 80% of your debt , so you can finally take a couple of things off your shoulders.
But for some people they believe these claims are too good to be true.
Suppose you’re on the lookout for anything that can assist you in paying off your debt. If that’s the scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep study of the way CuraDebt is used and the problems it can solve for you.
Furthermore, before we conclude, we’ll also look into the advantages and disadvantages of this method.
Before beginning the review, go to this video if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Georiga Va Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has been an active member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best well-known feature. They also provide other services that will help you be more financially secure.
The process begins with requesting a free savings estimate online. The service is completely confidential, and they won’t be conducting a credit screening. With this estimate of savings, you will be able to learn more about the alternatives towards debt-free.
The savings estimate, which was mentioned previously, offers you an idea of your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to help you with the process of credit arbitration should you choose to enroll. Certain financial advisors can assist you with your debt-free journey.
Following your debt settlement plan, CuraDebt will be the company to take care of all the calls from your creditors. They will be the ones who negotiate conditions of the repayment in accordance with the state of your finances. Depending on which works best for you, it could be either a lump sum settlement or the option of a payment plan.
Furthermore they will be working with lenders to help you have better rates as you make deposits to your savings account, which is then processed to pay creditors. Their programs can assist you to settle the debt within the period of 48 months.
Once you’ve signed up with them, they will allow you access to your information 24/7. All you need to do is login to CuraDebts the client portal to monitor your development.
Before you can benefit from their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll have to be:
- At least 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they help you with?
Here are the different ways CuraDebt can help you.
As their name suggests, CuraDebt can help you deal with your debt. They are able to negotiate settlements on behalf of you for most types of debt. This includes medical bills, personal loans credit cards, as well as line of credit. They can also be approached to settle any outstanding amount on business debts collection, repossessions, or collections.
They may even assist you in negotiating on tax owed as well as IRS debt. However, you will not receive assistance with the majority cases, government loans, collateral, and utility bills. The same goes for student loans.
On the other hand, they will assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations to ensure that you receive cash settlements, should it be possible. Certain violations could result in having your debts removed as well.
CuraDebt also allows you to repay debt for less than the amount you own. They also allow you to inquire about your debt during their no-cost consult with their debt counselor.
The most appealing aspect of their plan is that you’ll only have to pay for the charges after your debt has been settled. All you have to sign up for one of their plans and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they’ve gathered all your financial documents and tax documents, they’ll also collect all the necessary paperwork to file tax returns.
With this program, you should be able to deal with different types of taxes like garnishments on wages, tax penalties, personal and corporate taxes as well as back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges either. They only use flat-fee pricing, which depends on the amount you must settle.
They offer different options in the settlement of the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they help you with?
Although debt settlement is their specialization but they aren’t able to provide all kinds of debt settlement. CuraDebt is only focused on loans that are not secured. They aren’t able to help you if your loan or debt is linked to an item that is physical.
However, if you have one of the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt, you should be able to pay tax debts that were due to be paid without any problems. Moreover, this type of service is accessible to all 50 states in the event that you owe money to the IRS. There are tax experts from the federal government that can help you resolve the issues.
CuraDebt can also assist in settling your medical debt. In certain cases you could even settle them for less than what you are owed.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. However, they can assist private students negotiate the student loans they have to pay.
Personal loans and payday loans also qualify to be eligible for debt relief programs. You may also be eligible of the program if you also have other unsecured credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards as well as private label credit card CuraDebt will help you pay it off.
How much will it cost?
The most appealing aspect of CuraDebt is the way the company has priced its services. They don’t charge an upfront fee. The only time you pay is when you have paid off all of your debts.
Additionally, they do not charge high fees as well. On average, you’ll have to pay between 20 and 20 percent of the debt that you settled through them.
In the average, this kind of industry can charge anywhere between 15% and 25%.
In addition, customers can expect to settle their debt from between 2 and 4 years. This varies in relation to the amount you save per month.
They also claim that you could save up to 30% if you include their costs into your calculations.
However, the claim may differ based on your situation. Some customers even claimed to save 50 to up to 80%.
The benefits of using CuraDebt
Now that you have an idea of what CuraDebt can offer you let’s explore the benefits that come with using CuraDebt.
The first is that CuraDebt is only charged once you’ve paid off your debt. Furthermore they charge only a 20% fee while the majority of companies charge 25%.
Then, if you’re done in the process of debt resolution you can join their credit repair program.
It’s a fantastic method to improve your credit without having to go back into debt. However, the program lasts in a different way for each individual, depending on your situation.
Lastly, CureDebt looks into your credit to assist with settlements and negotiations. It means that the amount you owe won’t rise as time passes. They’ll also look into any violations of creditor with the help of their own experts.
Drawbacks of the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Settlement of debt and debt relief usually require that you stop paying with the credit card you use. If you’re trying to improve your rating on your credit, this might cause you to delay finishing your obligations.
CureDebt does not have a mobile app. While they do have a client website, it looks aged and simple. It’s not very user-friendly, and can be challenging to navigate.
Furthermore, they are not accredited with the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you pay off your debts without spending more on those types of services. Additionally, their 20% service charge is cheaper than most firms that charge the 25% cost. There is no upfront payment and you’ll only have to pay when the debt is settled.
Although they’ll allow you to access an account so that you can track your progress, their website is not easy to navigate. CuraDebt also doesn’t have an app that would make it easier to track your progress.
However, they have a competent support staff, and you can reach them, not only via emails but also by phone or making an electronic ticket. Georiga Va Tax Relief
If debt is a big problem right now, we highly recommend CuraDebt’s program. Just make sure that you’re qualified and that the services that they provide are offered in your state.
FAQ Georiga Va Tax Relief
How long does it take to finish the program?
The program typically takes between 24 and 48 months depending on the amount of your debt and the agreed settlement.
Can CuraDebt assist in the fight against state tax issues?
Yes, CuraDebt has a tax relief program that can aid you in dealing with problems such as delinquent payroll tax and garnishments on wages.
What’s the first thing I have to do once I’m in the program?
You’ll have to keep in constant contact with the team and pay the required payments to lower your debt over time.