Has your debt been increasing lately? Are you exhausted from trying different financial advice and strategies but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve already tried every thing.
In the majority of cases, your most effective approach is to talk to experts who can assist you resolve the issue.
CuraDebt is among the most asked companies. Many people are asking if they are able to help or put you into more debt.
According to their customers, they can assist you in managing the majority of your debts so that you can finally take a couple of things off your shoulders.
But for some people the claims seem too good to be true.
If you’re looking for any solution that could assist you in paying off your debt. In this situation, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep study of the way CuraDebt works and what problems it can solve for you.
Moreover, before we end our discussion, we’ll take a look at its benefits and drawbacks.
Before you begin the review, you can go to this video in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Games Tax Relief Us
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been a part of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best well-known feature. But they offer other services that will help you be more financially stable.
First of all, it begins by requesting a free savings estimate on the internet. The service is completely confidential and won’t be conducting a credit screening. With this savings estimate, you will be able to learn more about the options to be debt-free.
Savings estimates, as mentioned earlier, provides you with an insight into your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you with credit arbitration if you decide to enroll. Financial advisors may be able to assist you with your debt-free journey.
Following your debt settlement program, CuraDebt can be the agency to take care of all your creditors’ calls. They’ll be the ones who determine the terms of your settlement in accordance with the state of your financial situation. Depending on which works most effectively to you, this can either be a lump sum settlement or an installment plan.
Moreover, they will work with lenders to help you get better rates when you deposit money to your savings account. This, is then processed to pay creditors. The plans they offer can help you get rid of debt in just two years.
After you’ve signed up with them, they’ll provide you with access to your account information 24 hours a day. All you have to do is login to CuraDebts’ client portal to monitor your progress.
Before you can avail of the program, you’ll have to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll need to meet the following criteria:
- Minimum 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they assist you with?
Here are the different ways CuraDebt can aid you.
Like their name implies, CuraDebt will assist you in dealing with debt. They are able to negotiate settlements on behalf of you for all kinds of debt. This includes medical bills, personal loans credit cards, as well as line of credit. They are also able to settle any outstanding amount on business debts, collections, or repossessions.
They may even assist you in negotiating with back taxes and IRS debt. But, you won’t receive assistance with the majority claims, government loans, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they will assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations so that you can have cash settlements, if they are possible. Some violations can also result in having your debts removed as well.
CuraDebt lets you settle debt with less than the sum you have. They also allow you to inquire about your debt during their no-cost meeting with their debt counselor.
The greatest benefit of their plan is that you only be charged after your debt has been settled. All you need to do is sign up with some of their programs and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. After they have gathered all your financial documents, they will also collect all the paperwork you’ll need for tax returns.
With this program, you should be able to resolve different types of taxes such as wage garnishments as well as tax penalties for personal and corporate taxes as well as back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden charges also. They only use flat-fee pricing and is dependent on the amount you must settle.
There are a variety of options in settling the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they assist you with?
While debt settlement is their specialty, they don’t cater to all types in debt resolution. CuraDebt concentrates on debt that is not secured. They can’t assist you if your credit or loan is tied to an actual item.
If, however, you are in one of the following kinds of debt, they will arrange settlements for you.
With CuraDebt, you should be able pay off tax debts that were due to be paid without any problems. Furthermore, this service is available to all 50 states in the event that you owe money to the IRS. They have federal tax experts that can help you resolve these kinds of problems.
CuraDebt will also help you resolve the medical bills. In some cases you could even settle them less than the amount you are owed.
Private Student Loan
CuraDebt does not cater to Federal student loan. They can however assist private students in negotiating any loans they have to pay.
Payday loans and personal loans also qualify as debt-settling programs. You can also avail if you have other unsecured credit lines you obtained from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, or private label credit cards CuraDebt can assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt’s pricing is how they’ve priced their services. They do not charge an upfront cost. You’ll only pay once you’ve paid each of your debts.
Also, they don’t have high-cost fees as well. In the average, you’ll need to pay as much as 20 percent of the debt you settled through them.
On average, this type of industry can charge anywhere from 15% to 25 percentage.
Additionally, customers can anticipate to settle their debt from between 2 and 4 years. This varies in relation to the amount you can save up per month.
They also claim you can save as much as 30% if you include their charges into your calculation.
But this claim will also vary, depending on your specific situation. Some clients even mentioned saving 50 to up to 80%.
Advantages to using CuraDebt
Now that you have an idea of the benefits CuraDebt offers, let’s look into the advantages of using CuraDebt.
In the beginning, CuraDebt only charges you when you’ve paid off your debt. Furthermore they only charge an amount of 20%, while many companies charge 25%.
Next, if you’re done by the program for debt relief you may also sign up for their credit repair program.
It’s a fantastic method to improve your credit score without going in debt again. However, the program lasts differently for each person dependent on the circumstances of your case.
Finally, CureDebt looks into your debt so that they can help with settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also be looking into any violations by creditors with the help of their experts in-house.
The drawbacks of using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt relief and debt settlements usually require that you stop making payments using . Therefore, if you’re trying build a better rating on your credit, this might set you back while you’re working on your credit card debt.
CureDebt doesn’t even have a mobile app. While they do have a website for clients but it’s outdated and basic. It’s not particularly user-friendly, and can be challenging to navigate.
Moreover, they are still not recognized by the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to pay off your debts without spending more on those types of services. In addition the 20% service charge is cheaper than most firms that charge the 25% cost. There aren’t any upfront fees, and you will only have to pay the fee when the debt is paid off.
Although they’ll give you an account so that you can track your progress however, their website isn’t simple to navigate. CuraDebt also doesn’t have an app yet, which will make it easier to track your progression.
However, they have a great support team, and you can reach them, not only via emails but by phone or by submitting an electronic ticket. Games Tax Relief Us
If credit card is a major problem right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the programs that they provide are offered in your area.
FAQ Games Tax Relief Us
How long does it take to complete the course?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as the agreed settlement.
Can CuraDebt help in the fight against state tax issues?
It is true that CuraDebt offers a program for tax relief that can aid you in dealing with problems like delinquent taxes and garnishments on wages.
What do I need to do once I’m in the program?
You’ll be required to communicate with your team members and make the necessary payments to reduce your debt over time.