Has your debt been increasing lately? Are you tired of trying other financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because already tried every thing.
In the majority of cases, the most effective approach is to talk to experts who can assist you settle this issue.
CuraDebt is among the most frequently contacted companies. Many people have been inquiring whether they can help you or put you into more debt.
According to their clients, they can help you control 80% of your debts so that you are able to take few things off of your plate.
For some, these claims are just too good to be true.
You might be looking for anything that can assist you in paying off your debt. In this situation, CuraDebt will mostly be recommended by people. We’ll take a deeper look at how CuraDebt works and what problems it could help solve.
Furthermore, before we conclude our discussion, we’ll take a look at its advantages and drawbacks.
Before beginning the review, you can go to this video in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Free Tax Relief Programs For Teachers
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most popular feature. However, they also offer other services that can help you be more financially secure.
The process begins with requesting a free savings estimate on the internet. It is a completely private service, and they won’t be conducting a credit screening. By using this estimate of savings you’ll be able to discover more about alternatives to be debt-free.
This estimate of savings, as mentioned before, gives you an idea of your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to help you with credit arbitration in the event that you decide to sign up. Certain financial advisors can assist you on your path to debt-free living.
Following the debt settlement program, CuraDebt will be the one to take care of all your creditors’ calls. They will also be the ones that will determine the terms of your settlement in accordance with the state of your finances. In determining which option is the best to you, this can be a lump-sum settlement or a payment plan.
Moreover they will also work with creditors to ensure that you get better rates when you deposit money to your savings account. This, in turn, will be processed to pay creditors. The plans they offer can help you settle the debt within the period of 48 months.
After you’ve registered with them, they’ll give you access to your information 24/7. All you need to do is login to CuraDebts the client portal so that you can monitor your progress.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll have to be:
- Minimum 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What can they assist you?
Here are the different ways CuraDebt can help you.
Debt Relief
The name of the company suggests that CuraDebt can help you deal with debt. They can negotiate settlements on your behalf for all kinds of debt. They can help with medical bills, personal loans, credit cards as well as line of credit. They can also be approached to help settle any remaining balance of business debt collection, repossessions, or collections.
They may also assist in negotiating for back taxes as well as IRS debt. However, you won’t get assistance for the majority claims, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they can help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors in order to get cash settlements, if possible. Certain violations may lead to having your debts removed as well.
CuraDebt can also help you pay off debts with less than the amount you own. Additionally, you can inquire about your debt during their no-cost consult with their debt counselor.
The greatest benefit of their program is that you’ll only have to pay for the charges after your debt has been settled. All you need to sign up for some of their programs, and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they collect all of your financial records They will also gather all the necessary paperwork for tax returns.
With this program, you’ll be able to deal with various tax issues such as garnishments on wages and tax penalties, personal and taxation for business as well as back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees neither are there hidden fees. They use only flat-fee pricing that is based on the amount that you’ll must settle.
There are a variety of options when it comes to paying off the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts are they able to help with?
Although they specialize in debt settlement, it is not their forte but they aren’t able to offer all kinds of settlement. CuraDebt is only focused on unsecured debt. They won’t be able to help you if your credit or loan is tied to an actual item.
However, if you have the following types of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt, you should be able to pay taxes that are due without any problems. Furthermore, this service is offered across all 50 states, if you have a debt towards the IRS. There are federal tax experts that can help you resolve the issues.
Medical Debt
CuraDebt can also assist in settling the medical bills. In some instances you could even settle them for less than what you are owed.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. However, they can assist private students in negotiating any loans they owe.
Personal Loan
Personal loans and payday loans are also eligible for the debt settlement program. You can also avail of the program if you also have other unsecured credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards or private label credit cards CuraDebt will help you pay it off.
How much will it cost?
The greatest thing about CuraDebt is the way the company has priced its services. They don’t charge an upfront fee. Only pay when you have paid off all of your debts.
They also don’t have high-cost charges either. In the average, you’ll need to pay between 20 and 20 percent of the debt you settled through them.
In the average, this kind of industry charges between 15 and 25%.
Moreover, clients can expect to pay off their debts in two to four years. However, this also varies according to the amount you are able to save each month.
Also, they claim that you could save up to 30% if you include their charges into your calculation.
However, this statement will vary, depending on the situation. Some clients even mentioned saving 50% to 80%.
> > Click Here to Get A Debt Consultation for Free < <
The benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can provide, let’s explore the benefits from using CuraDebt.
First, CuraDebt will only charge you once you’ve paid off your debt. Furthermore, they only charge an amount of 20%, while most companies charge you 25 percent.
If you’re finished by the program for debt relief, you can also sign up for their credit repair program.
It’s a great option to rebuild your credit score without going back into debt. However, the program runs differently for each person, depending on your situation.
Lastly, CureDebt looks into your debt so that they can assist with settlements and negotiations. It means that your debt won’t inflate over time. They’ll also investigate any creditor violations using their in-house experts.
Some disadvantages to using CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt settlement and debt relief often require you to stop paying with . Therefore, if you’re trying build a better rating on your credit, this may delay you from working on your debt.
CureDebt does not have a mobile app available. While they do have a website that clients can access but it’s outdated and basic. It’s not particularly user-friendly, and can be difficult to navigate.
In addition, they’re not accredited with their Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a good program that will allow you to resolve your debt without having to spend more on those types of services. In addition, their 20% service charge is lower than many firms that charge an additional 25% charge. There are no upfront payments, and you will only have to pay the fee when the debt is paid off.
Although they’ll allow you to access an account that allows you to track your progress however, their website isn’t simple to navigate. CuraDebt does not have an app yet, which could make it easier for you to look at your performance.
However, they have a competent support staff and can be reached them not only through emails but by phone or by submitting an electronic ticket. Free Tax Relief Programs For Teachers
If your credit card is a major issue right now, we highly recommend CuraDebt’s program. Just make sure that you’re eligible and that the services that they provide are offered in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Free Tax Relief Programs For Teachers
How long will it take to complete the course?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as the agreed settlement.
Can CuraDebt help with tax problems in the state?
Yes, CuraDebt offers a program for tax relief that can help you with problems like delinquent tax and wage garnishments.
What do I need to do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and pay the required payments to pay down the amount of debt you have over time.
