Are you experiencing debt that has increased lately? Are you exhausted from trying other financial advice and strategies but still have unsolved issues?
Maybe you’re here because you’ve already tried every thing.
In the majority of cases, your most effective approach is to talk to professionals that can help you resolve the issue.
CuraDebt is one of the most asked companies. Many customers have asked if they can assist you or put you in more debt.
According to their clients they can help you control 80percent of your debts so that you can finally take a couple of things off your plate.
But for some people they believe these claims are too good to be true.
Suppose you’re on the lookout for any solution that could help you resolve your debt. In that situation, CuraDebt will mostly be suggested by people. We’ll be taking a deep review of the way CuraDebt operates and what issues it can solve for you.
Furthermore, before we conclude we’ll look at its advantages and drawbacks.
Before starting the review, you can go to this video in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Frederick County Va Elderly Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become an active member of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Assistance in settling your debt is CuraDebt’s most well-known feature. However, they also offer additional services to assist you in becoming financially secure.
It all begins by requesting a free savings estimate online. The service is completely confidential and won’t be conducting a credit screening. By using this estimate of savings you’ll be able to learn more about your alternatives to debt-free.
The savings estimate, which was mentioned earlier, provides you with the opportunity to consider your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you with credit arbitration in the event that you decide to join. Some financial advisors can help you in your debt-free journey.
After your debt settlement program is completed, CuraDebt can be the agency to handle all of your creditors’ calls. They will be the ones who determine conditions of the settlement in accordance with the state of your finances. In determining which option is the best your situation, the payment could be either a lump sum settlement or an installment plan.
Additionally, they will work with lenders to help you enjoy better rates when you make deposits to your savings account. This in turn, will process to pay off creditors. Their plans can help you get rid of debt in just 48 months.
Once you’ve signed up with them, they’ll give you access to your account information 24 hours a day. All you have to do is login to CuraDebts the client portal to monitor your performance.
Before you are able to avail their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll have to be:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they help you with?
Here are the different ways CuraDebt can aid you.
Like their name implies, CuraDebt can assist you in dealing your debt. They are able to negotiate settlements on behalf of you for all kinds of debt. They can help with personal loans, medical bills, credit cards and line of credit. You can also approach them to help settle any remaining balance of business debt collection, repossessions, or collections.
They may also assist in negotiating for back taxes as well as IRS debt. However, you won’t get assistance for the majority cases, government loans, collateral, and utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors to ensure that you receive cash settlements, if they are possible. Certain violations could cause your debt to be dismissed as well.
CuraDebt can also help you repay debt for less than the amount you have. You can also ask questions during their free consult with their debt counsellor.
The best part about the program is that you will only pay the fees when your debt is paid off. All you have to sign up to any of the plans and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. After they have gathered all your financial records, they will also collect all the necessary paperwork for tax returns.
With this program, you should be able to resolve different types of taxes such as wage garnishments as well as tax penalties for personal and corporate taxes as well as back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges either. They only use flat-fee pricing, which depends on the amount that you’ll have to pay.
There are a variety of options in the settlement of the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they assist you with?
Although debt settlement is their specialization however, they do not offer all kinds of debt settlement. CuraDebt is only focused on unsecured debt. They aren’t able to help you if the loan or debt is linked to an item that is physical.
If you do have the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt it is expected that you will be able to settle taxes that are due without any issues. Furthermore, this service is accessible to all 50 states if you have a debt in arrears to IRS. There are tax experts from the federal government that can help you resolve these kinds of problems.
CuraDebt can also help resolve any medical-related debt. In some cases, you may even pay them less than the amount you owe.
Private Student Loan
CuraDebt does not cater to Federal student loan. They can however assist private students in negotiating any student loans that they owe.
Personal and payday loans also qualify as debt-settling programs. You can also avail of the program if you also have other unsecured credit lines you obtained from a different financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards and private-label credit cards, CuraDebt will assist you in paying it off.
What will it cost you?
The best part about CuraDebt’s pricing is how they’ve priced their service. They don’t charge an upfront fee. You’ll only pay once you settle each of your debts.
Also, they do not charge high charges either. On average, you’ll have to pay as much as 20% of the debt you settled through them.
In the average, this kind of business can cost anywhere from 15% to 25%.
Moreover, clients can expect to pay off their debts in 2 to 4 years. But, it also differs in relation to the amount you are able to save each month.
They also claim you can save up to 30% by incorporating their charges into your calculation.
But this claim will also vary, depending on your specific situation. Some clients even mentioned saving 50 to 80percent.
The benefits of using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt can offer you Let’s take a look at the benefits of using CuraDebt.
In the beginning, CuraDebt will only charge you once you’ve paid off your debt. Additionally, they only charge an amount of 20%, while most companies charge you 25%.
Next, if you’re done with the debt settlement program, you could also sign up for their credit repair program.
It’s a great method to improve your credit without going in debt again. However, the program runs different for every person dependent on the circumstances of your case.
In the end, CureDebt looks into your financial obligations to assist in settlements and negotiations. This means your debt won’t increase over time. They’ll also be looking into any violations of creditor with the assistance of their in-house experts.
The drawbacks of using CuraDebt
We will also examine some of the negatives of CuraDebt.
Settlement of debt and debt relief usually require that you stop making payments using the credit card you use. If you’re trying to improve your credit score, it may delay you from finishing your obligations.
CureDebt also doesn’t have a mobile app. While they do have a client website however, it appears old and mundane. It’s not particularly intuitive and could be challenging to navigate.
Furthermore, they are not accredited with their Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a good program that allows you to resolve your debt without having to spend more for these types of services. Moreover, their 20% service fee is less expensive than the majority of firms that charge an additional 25% charge. There is no upfront payment and you’ll only have to pay the fee when the debt is paid off.
Although they’ll allow you to access an account that allows you to track your progress but their website isn’t user-friendly. CuraDebt does not have an app that could make it easier for you to monitor your progress.
However, they have a great support team that you can contact them, not only via emails but also via phone or submitting an electronic ticket. Frederick County Va Elderly Tax Relief
If your debt is a big issue right now, we recommend CuraDebt’s service. Be sure to be qualified and that the services they provide are in your state.
FAQ Frederick County Va Elderly Tax Relief
What is the time frame to finish the program?
The typical program lasts from 24 to 48 months, depending on the amount of your debt as well as your stipulated settlement.
Can CuraDebt assist with tax problems in the state?
It is true that CuraDebt has a tax relief program that can assist you with issues such as late payroll taxes and garnishments of wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll need to constantly communicate with your team members and make the necessary payments to lower the amount of debt you have over time.