Has your debt been piling up lately? Are you exhausted from trying other financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because been through everything.
In most cases, the most effective approach is to talk to experts who can assist you resolve the issue.
CuraDebt is one of the most frequently contacted companies. Many customers have asked if they can help you or put you in more debt.
According to their clients, they can help you control 80% of your debt , so you are able to take couple of things off your plate.
For some the claims seem too good to be true.
Suppose you’re on the lookout for anything that can assist you in paying off your debt. In this case, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth study of how CuraDebt is used and the problems it can help you solve.
Furthermore, before we conclude, we’ll also look into the advantages and disadvantages of this method.
Before you begin the review, you can go to this video for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Form To Fill Out For The Homestead Tax Relief In Indiana County
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has been an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have restricted their services.
What can CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best known feature. They also provide other services that will help you be more financially secure.
It all starts by requesting a no-cost online savings estimate. It is a completely private service and they will not be doing a credit check. With this savings estimate, you will discover more about alternatives to debt-free.
The savings estimate, which was mentioned earlier, provides you with an idea of your options regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you with the process of credit arbitration should you choose to enroll. Some financial advisors can help you on your path to debt-free living.
Following the debt settlement plan, CuraDebt can be the one to answer all of your creditor’s calls. They’ll also be the ones that negotiate conditions of the repayment in accordance with the state of your financial situation. Depending on which works most effectively to you, this could either be a lump sum settlement or the option of a payment plan.
Additionally they will also work with creditors so that you can have better rates as you deposit money to your savings account. This is then processed to pay back the creditors. Their programs can assist you to settle the debt within 48 months.
After you’ve registered with them, they will allow you access to your information 24/7. All you need to do is sign in to CuraDebts the client portal so that you can monitor your progress.
Before you can avail of the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to be:
- Minimum 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can help you.
As their name suggests, CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. They can help with medical bills, personal loans credit cards, and loans. They can also be approached to pay off any remaining amount on business debts, collections, or repossessions.
They may also assist in negotiating with back taxes as well as IRS debt. But, you won’t receive assistance with the majority claims, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the other hand, they can help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation in order to get cash settlements, should it be possible. Some violations can also result in having your debts also dismissed.
CuraDebt also allows you to repay debt for less than the amount you have. You can also have questions answered during a free meeting with their debt counselor.
The best part about their plan is that you only be charged once your debt is settled. All you need to do is sign up with some of their programs and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. After they have gathered all your financial records They will also gather all the necessary paperwork to file tax returns.
Through this program, you should be able to deal with different types of taxes such as garnishments on wages as well as tax penalties for personal and corporate taxes as well as back taxes and trust fund penalties and tax lien.
There aren’t any hidden charges also. They only offer flat-fee prices, which depends on the amount you must settle.
They have different solutions for the settlement of the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they assist you with?
Although debt settlement is their specialty however, they do not provide all kinds of settlement. CuraDebt concentrates on debt that is not secured. They aren’t able to assist you if your credit or loan is tied to an actual item.
However, if you have the following types of debt, they’ll arrange settlements for you.
With CuraDebt it is expected that you will be able pay off your past-due tax debts without any issues. Additionally, this service is accessible to all 50 states if you have a debt towards the IRS. There are federal tax experts to assist you with the issues.
CuraDebt can also help resolve the medical bills. In some instances, you may even pay them for less than what you have to pay.
Private Student Loan
CuraDebt does not offer Federal student loan. Still, they can help private students with negotiating the student loans they have to pay.
Personal and payday loans are also eligible for the debt settlement program. It is also possible to avail the program of the program if you also have other unsecured credit lines you obtained from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards as well as private label credit card CuraDebt can help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt is the way the company has priced its services. They don’t charge an upfront fee. You’ll only pay once you’ve paid each of your outstanding debts.
They also do not charge high charges either. On average, you’ll be required to pay between 20 and 20 percent of the debt you settled with them.
In general, this type of business can cost anywhere between 15 and 25%.
Additionally, customers can anticipate to pay off their debts in two to four years. This varies in relation to the amount you can save up per month.
Additionally, they claim you can save up to 30% when you factor in their charges into your calculation.
However, the claim may depend on your specific situation. Some customers have even talked about saving between 50% and 80%.
The benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt can provide, let’s look into the advantages that come with using CuraDebt.
First, CuraDebt will only charge you once you’ve paid off your debt. In addition, they only charge a 20% fee while most companies charge you 25 percent.
Then, if you’re done with the debt settlement program, you could enroll in their credit restoration program.
It’s a fantastic method to improve the credit rating without going into debt again. However, the program lasts in a different way for each individual dependent on the circumstances of your case.
Finally, CureDebt looks into your credit to assist with settlements and negotiations. This means the amount you owe won’t rise over time. They’ll also be looking into any violations by creditors with the help of their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt relief and debt settlements usually require that you stop making payments using your credit card. Therefore, if you’re trying build a better rating on your credit, this may set you back while you’re getting rid of your obligations.
CureDebt also doesn’t have a mobile app. While they have a client website, it looks old and mundane. It’s not particularly intuitive and could be difficult to navigate.
In addition, they’re not recognized by their Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that lets you pay off your debts without spending more on those types of services. Moreover, their 20% service charge is less expensive than the majority of businesses that charge the 25% cost. There aren’t any upfront fees, and you will only be required to pay once your debt is finally settled.
Although they’ll allow you to access an account so that you can track your progress, their website is not simple to navigate. CuraDebt does not have an app, which could make it easier for you to look at your progress.
However, they have a competent support staff, and you can reach them not just via email but also via phone or sending an e-ticket. Form To Fill Out For The Homestead Tax Relief In Indiana County
If the debt is a big problem, then we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the services they provide are in your area.
FAQ Form To Fill Out For The Homestead Tax Relief In Indiana County
What is the time frame to complete the program?
The average program is between 24 and 48 months dependent on the size of your debt and the stipulated settlement.
Can CuraDebt help with tax problems in the state?
Sure, CuraDebt provides tax relief programs that will help you with problems like delinquent tax and garnishments on wages.
What do I need to do after joining the program?
You’ll be required to communicate with your team members and pay the required payments to lower your debt over time.