Have your debts been increasing lately? Are you exhausted from trying different financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve tried everything.
In most cases, the best option is to speak with experts who can assist you resolve the issue.
CuraDebt is one of the companies that get the most inquiries. Many people have been inquiring whether they can assist you or help you get into more debt.
According to their clients they can assist you in managing 80% of your debt so that you can take few things off of your plate.
But for some people they believe these claims are too good to be true.
You might be looking for something that will assist you in paying off your debt. In this case, CuraDebt will mostly be suggested by people. We’ll be taking a deep review of how CuraDebt works and what problems it could help solve.
In addition, prior to our conclusion we’ll look at the advantages and disadvantages of this method.
Before beginning the review, check out this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Florida Tax Relief Desaster Preparedness
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is the most well-known feature. They also provide other services that will assist you in becoming financially secure.
The process begins with requesting a free savings estimate on the internet. The service is completely confidential, and they won’t conduct a credit inquiry. By using this estimate of savings you’ll be able to learn more about your options to debt-free.
Savings estimates, which was mentioned before, gives you an idea of your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to assist you in navigating credit arbitration in the event that you decide to enroll. Certain financial advisors can assist you on your path to debt-free living.
After your debt settlement program is completed, CuraDebt is the agency to take care of all your creditors’ calls. They’ll be the ones who determine conditions of the repayment in accordance with the state of your financial situation. Depending on which works most effectively for you, it can either be a lump sum settlement or the option of a payment plan.
Furthermore they will be working with creditors so that you can get better rates when you transfer money into your savings account, which is then processed to pay off creditors. The plans they offer can help you get rid of debt in just two years.
After you’ve signed up with them, they’ll give you access to your information 24/7. All you have to do is sign in to CuraDebts’ client portal to track your performance.
Before you can avail of the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to be:
- Minimum 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What are they able to assist you?
Here are the different ways CuraDebt can assist you.
The name of the company suggests that CuraDebt will assist you in dealing your debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. They can help with personal loans, medical bills credit cards, as well as line of credit. They are also able to help settle any remaining amount on business debts and collections or repossessions.
They may even assist you in negotiating on tax owed as well as IRS debt. However, you will not receive assistance for the majority cases, government loans, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they can assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors to ensure that you receive cash settlements, if possible. Certain violations could result in having your debts removed as well.
CuraDebt can also help you repay debt for less than the sum you have. They also allow you to ask questions during their free consult with their debt counsellor.
The greatest benefit of the program is that you’ll only be charged once your debt is settled. All you have to sign up for some of their programs, and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. After they have gathered all your financial documentation, they will also collect all the necessary paperwork to file tax returns.
Through this program, you should be able to solve different types of taxes such as garnishments on wages and tax penalties, personal and corporate taxes, back taxes, trust fund penalties, and tax liens.
There aren’t hidden fees neither are there hidden fees. They use only flat-fee pricing that is based on the amount that you’ll need to settle.
There are a variety of options when it comes to the settlement of the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they assist you with?
Although they specialize in debt settlement, it is not their forte however, they do not cater to all types of settlement. CuraDebt only focuses on loans that are not secured. They can’t help you if the credit or loan is tied to an actual item.
If, however, you are in one of the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt, you should be able to pay tax debts that were due to be paid without any problems. Moreover, this type of service is accessible across all 50 states, if you owe money to the IRS. There are tax experts from the federal government to assist you with the issues.
CuraDebt will also help you resolve any medical-related debt. In some cases you could even settle them for less than what you owe.
Private Student Loan
CuraDebt does not offer Federal student loan. Still, they can help private students with negotiating the student loans they owe.
Personal and payday loans also qualify as debt-settling programs. You can also avail of the program if you also have other unsecured credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards as well as private label credit card CuraDebt can help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how the company has priced its services. They do not charge an upfront cost. Only pay when you settle each of your debts.
Also, they do not charge high fees as well. On average, you’ll be required to pay as much as 20% of the debt you settled with them.
On average, this type of business can cost anywhere between 15% and 25%.
Moreover, clients can expect to settle their debt from 2 to 4 years. However, this also varies in relation to the amount you save per month.
They also claim that you could save up to 30% by incorporating their costs into your calculations.
But this claim will also differ based on your situation. Some clients even mentioned saving 50 to 80%.
Benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt offers, let’s explore the benefits from using CuraDebt.
First, CuraDebt will only charge you after you’ve settled your debt. Furthermore, they only charge 20% of the cost, whereas many companies charge 25%.
If you’re finished by the program for debt relief you could also sign up for their credit repair program.
It’s a fantastic method to improve your credit without going into debt again. However, the program runs different for every person dependent on the circumstances of your case.
In the end, CureDebt looks into your credit to help with settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also investigate any violations by creditors with the help of their in-house experts.
Some disadvantages to using CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Settlement of debt and debt relief typically require you to stop making payments using your credit card. If you’re trying to improve your standing on credit scores, you may cause you to delay getting rid of your credit card debt.
CureDebt also doesn’t have a mobile app available. Although they have a client website however, it appears aged and simple. It’s not particularly intuitive, and it can be challenging to navigate.
Furthermore, they are not accredited with the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a good program that allows you to resolve your debt without having to spend more for these types of services. In addition, their 20% service fee is lower than many companies that offer an additional 25% charge. There are no upfront payments and you’ll only be required to pay once your debt is finally settled.
Although they’ll allow you to access an account so that you can track your progress, their website is not easy to navigate. CuraDebt also doesn’t have an app that would make it easier to track your performance.
But, they do have a competent support staff and can be reached them not just via email but also by phone or sending an e-ticket. Florida Tax Relief Desaster Preparedness
If the problem of debt is an problem right now, we recommend CuraDebt’s service. Be sure to be qualified and that the services they provide are in your area.
FAQ Florida Tax Relief Desaster Preparedness
What is the time frame to complete the program?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as the stipulated settlement.
Can CuraDebt help with tax problems in the state?
Sure, CuraDebt has a tax relief program that can help you with problems like delinquent tax issues and wage garnishments.
What’s the first thing I have to do once I’m in the program?
You’ll have to keep in constant contact with your team members and pay the required payments to reduce your debt over time.