Has your debt been increasing lately? Are you exhausted from trying different financial tips and advice but still have unsolved issues?
Perhaps you’re here because you’ve been through every thing.
In the majority of cases, your best option is to speak with experts who can assist you settle this issue.
CuraDebt is one of the most asked companies. Many customers have asked if they can assist you or put you in more debt.
According to their clients they can assist you in managing 80percent of your debt so that you are able to take few things off of your plate.
However, for certain people, these claims are just too good to be true.
You might be looking for any solution that could aid you in settling your debt. If that’s the case, CuraDebt will mostly be recommended by people. We’ll be taking a deep review of the way CuraDebt is used and the problems it can help you solve.
Furthermore, before we conclude we’ll look at its advantages and drawbacks.
Before you begin the review, you can check out this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Feferal Realestate Tax Relief For Disabled
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has been a member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most known feature. But they offer other services that can aid you in becoming more financially stable.
It all starts by requesting a no-cost savings estimate online. This service is very confidential and they will not be doing a credit check. By using this estimate of savings you’ll be able to learn more about your alternatives towards debt-free.
This estimate of savings, as we’ve mentioned previously, offers you an insight into your options regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you in navigating credit arbitration in the event that you decide to join. Some financial advisors can help you with your debt-free journey.
After your debt settlement plan, CuraDebt will be the one to handle all of your creditor’s calls. They will also be the ones that negotiate the terms of your repayment based on the status of your financial situation. Based on what works most effectively for you, it can be a lump-sum settlement or a payment plan.
Additionally, they will be working with creditors so that you can have better rates as you make deposits to your savings account. This, in turn, will process to pay off creditors. The plans they offer can help you pay off the debt in 48 months.
After you’ve registered with them, they’ll give you access to your data 24/7. All you need to do is log in to CuraDebts Client Portal so that you can monitor your performance.
Before you can benefit from the program, you’ll have to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll have to be:
- At least 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are the different ways CuraDebt can help you.
As their name suggests, CuraDebt will assist you in dealing your debt. They can negotiate settlements on your behalf for most types of debt. These include personal loans, medical bills, credit cards as well as line of credit. They are also able to pay off any remaining amount on business debts collection, repossessions, or collections.
They can even help negotiate with back taxes and IRS debt. However, you won’t get assistance with the majority cases, loans from the government, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation to ensure that you receive cash settlements, if possible. Certain violations may cause your debt to be dismissed as well.
CuraDebt also allows you to settle debt with less than the amount you own. They also allow you to inquire about your debt during their no-cost consultation with their debt advisor.
The most appealing aspect of the program is that you only pay the fees when your debt is paid off. All you need to sign up to some of their programs and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they’ve gathered all your financial documentation and tax documents, they’ll also collect all the paperwork you’ll need to file tax returns.
By using this program, you should be able to solve the various types of tax problems like wage garnishments as well as tax penalties for personal and taxation for business as well as back taxes and trust fund penalties and tax lien.
There aren’t any hidden charges also. They only offer flat-fee prices that is based on the amount that you’ll must settle.
They have different solutions when it comes to the settlement of your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt are they able to help with?
While debt settlement is their forte but they aren’t able to offer all kinds of settlement. CuraDebt is only focused on loans that are not secured. They aren’t able to help you if the credit or loan is tied to a physical item.
If, however, you are in the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt, you should be able to pay taxes that are due without difficulty. Additionally, this service is accessible to all 50 states if you have a debt to the IRS. They have federal tax experts who can assist you in resolving the issues.
CuraDebt can also help resolve your medical debt. In certain cases you could even settle them less than the amount you owe.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students with negotiating any student loans that they are owed.
Personal and payday loans are also eligible to be eligible for debt relief programs. You may also be eligible the program if you have other unsecure credit lines that you got from an alternative financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards or private label credit cards, CuraDebt can assist you in paying it off.
What will it cost you?
The best part about CuraDebt’s pricing is how they’ve priced their services. They do not charge an upfront cost. Only pay when you’ve paid each of your outstanding debts.
Also, they don’t charge high fees as well. On average, you’ll be required to pay as much as 20 percent of the debt that you settled through them.
On average, this type of industry charges between 15% and 25 percentage.
In addition, customers can expect to settle their debt from two to four years. This varies depending on the amount that you can save up per month.
Additionally, they claim you can save up to 30% by incorporating their costs into your calculations.
However, the claim may depend on your situation. Some customers even claimed to save 50% to up to 80%.
Advantages to using CuraDebt
Now that you have an idea of what CuraDebt can provide, Let’s take a look at the benefits from using CuraDebt.
The first is that CuraDebt will only charge you once you’ve paid off your debt. In addition, they only charge an amount of 20%, while the majority of companies charge 25 percent.
Next, if you’re done in the process of debt resolution, you may also sign up for their credit repair program.
It’s an excellent method to improve the credit rating without having to go into debt again. The program is however designed different for every person according to your personal situation.
In the end, CureDebt looks into your credit to help with settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also investigate any creditor violations with the assistance of their experts in-house.
Some disadvantages to using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Settlement of debt and debt relief often require you to stop making payments using the credit card you use. So if you’re trying to build a better rating on your credit, this might cause you to delay working on your debt.
CureDebt doesn’t even have a mobile app. While they have a website for clients, it looks old and mundane. It’s not particularly user-friendly, and can be difficult to navigate.
In addition, they’re not accredited with the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to settle your debt without spending more on these kinds of services. In addition, their 20% service cost is less expensive than the majority of firms that charge a 25% fee. There aren’t any upfront fees, and you will only be required to pay once the debt is settled.
Although they’ll allow you to access an account so that you can track your progress however, their website isn’t simple to navigate. CuraDebt does not have an app that will make it easier to monitor your progress.
They do have a competent support staff, and you can reach them not just via email but also via phone or sending an electronic ticket. Feferal Realestate Tax Relief For Disabled
If problem of debt is an issue right now, we highly recommend CuraDebt’s program. Just make sure that you’re eligible and that the services that they provide are offered in your area.
FAQ Feferal Realestate Tax Relief For Disabled
What is the time frame to complete the course?
The program typically takes between 24 and 48 months depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt aid in the fight against state tax issues?
Sure, CuraDebt offers a program for tax relief to assist you with issues such as late payroll taxes and garnishments on wages.
What do I need to do once I’m in the program?
You’ll have to keep in constant contact with the team and pay the required payments to pay down the amount of debt you have over time.