Have your debts increased lately? Are you tired of trying other financial advice and strategies but haven’t solved your problems?
Maybe you’re here because you’ve already tried every thing.
In most cases, the most effective approach is to talk to experts who can assist you settle this issue.
CuraDebt is one of the most frequently contacted companies. A lot of people have been inquiring whether they can help you or help you get into more debt.
According to their clients they can help you manage the majority of your debt , so you can finally take a couple of things off your mind.
But for some people the claims seem too good to be true.
Suppose you’re on the lookout for something that will assist you in paying off your debt. In this scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth study of how CuraDebt operates and what issues it can help you solve.
Moreover, before we end our discussion, we’ll take a look at its benefits and drawbacks.
Before you begin the review, you can check out this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Federal Tax Relief Unemployment
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is a participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best known feature. However, they also offer other services that can help you be more financially secure.
First of all, it begins with requesting a free online savings estimate. The service is completely confidential and they will not be conducting a credit screening. By using this estimate of savings, you will learn more about your other options in your journey to debt-free.
This estimate of savings, which was mentioned before, gives you an idea of your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to help you with credit arbitration in the event that you decide to enroll. Financial advisors may be able to assist you in your debt-free journey.
Following your debt settlement program is completed, CuraDebt can be the company to take care of all the calls from your creditors. They will also be the ones who determine what you will pay for your settlement depending on the condition of your financial situation. Based on what works best to you, this could either be a lump sum settlement or an installment plan.
Additionally, they will work with lenders to help you get better rates when you transfer money into your savings account, which is then processed to pay the creditors. The plans they offer can help you settle the debt within two years.
Once you’ve signed up with them, they will allow you access to your account information 24 hours a day. All you need to do is login to CuraDebts Client Portal to monitor your progress.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to pass their requirements first. For eligibility, you’ll have to meet the following requirements:
- At least 21 years old
- Verifiable income
- Minimum debt must be $5,000
What are they able to assist you?
Here are the various ways CuraDebt can aid you.
Debt Relief
The name of the company suggests that CuraDebt will assist you in dealing your debt. They can negotiate settlements on your behalf for all kinds of debt. They can help with personal loans, medical bills credit cards, as well as lines of credit. They can also be approached to settle any outstanding balance on business debt collection, repossessions, or collections.
They may even assist you in negotiating on tax owed and IRS debt. But, you won’t receive assistance with the majority of your lawsuits, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they will assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation in order to get cash settlements, should it be possible. Certain violations could cause your debt to be also dismissed.
CuraDebt also allows you to pay off debts with less than the sum you have. Additionally, you can have questions answered during a free meeting with their debt counsellor.
The best part about their plan is that you will only be charged after your debt has been settled. All you need to do is sign up with any of the plans and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they collect all of your financial documentation and tax documents, they’ll also collect all the paperwork you’ll need to file tax returns.
With this program, you will be able to solve the various types of tax problems such as garnishments on wages as well as tax penalties for personal and taxation for business as well as back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden costs neither are there hidden fees. They only use flat-fee pricing that is based on the amount you have to pay.
They offer different options in settling your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What types of debt can they help you with?
Although they specialize in debt settlement, it is not their specialization however, they do not provide all kinds of debt settlement. CuraDebt is only focused on unsecured debt. They won’t be able to assist you if your credit or loan is tied to a physical item.
However, if you have the following types of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt, you should be able pay off taxes that are due without any issues. Furthermore, this service is offered across all 50 states, if you owe money to the IRS. There are federal tax experts who can assist you in resolving the issues.
Medical Debt
CuraDebt will also help you resolve the medical bills. In some instances you might even be able to pay them for less than what you are owed.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. However, they can assist private students in negotiating any student loans that they are owed.
Personal Loan
Personal loans and payday loans are also eligible to be eligible for debt relief programs. You may also be eligible of the program if you also have other unsecured credit lines you obtained from an alternative bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, and private-label credit cards, CuraDebt will help you pay it off.
What will it cost you?
The greatest thing about CuraDebt is the way they’ve priced their service. They do not charge an upfront cost. Only pay when you settle each of your debts.
They also don’t charge high charges either. On average, you’ll have to pay between 20 and 20 percent of the debt that you settled through them.
In the average, this kind of industry charges from 15% to 25 percentage.
Additionally, customers can anticipate to settle their debt from 2 to 4 years. However, this also varies in relation to the amount you are able to save each month.
They also claim that you could save as much as 30% by incorporating their fees in your equation.
But this claim will also vary, depending on the situation. Some customers have even talked about saving between 50% and 80percent.
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Advantages to using CuraDebt
Once you’ve got an idea of what CuraDebt can provide, let’s look into the advantages of using CuraDebt.
In the beginning, CuraDebt is only charged when you’ve paid off your debt. In addition they charge only an amount of 20%, while many companies charge 25%.
Next, if you’re done with the debt settlement program, you can also sign up for their credit repair program.
It’s a fantastic option to rebuild your credit without having to go into debt again. However, the program runs in a different way for each individual according to your personal situation.
In the end, CureDebt looks into your debt so that they can help with settlements and negotiations. So, your debt won’t increase as time passes. They’ll also be looking into any violations by creditors with the assistance of their experts in-house.
The drawbacks of using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt settlement and debt relief usually require that you stop making payments using your credit card. So if you’re trying to build a better rating on your credit, this might cause you to delay getting rid of your debt.
CureDebt doesn’t even have a mobile app. While they do have a client website, it looks aged and simple. It’s not very user-friendly, and can be challenging to navigate.
In addition, they’re not credited with an accreditation from the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a good program that lets you settle your debt without spending more on these kinds of services. In addition their 20% service cost is lower than many companies that offer a 25% fee. There aren’t any upfront fees and you’ll only have to pay the fee when your debt is finally settled.
Although they’ll give you an account to see your progress however, their website isn’t easy to navigate. CuraDebt also doesn’t have an app yet, which will make it easier to look at your performance.
But, they do have a great support team, and you can reach them, not only via emails but also by phone or submitting an e-ticket. Federal Tax Relief Unemployment
If your problem of debt is an problem right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the services that they provide are offered in your state.
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FAQ Federal Tax Relief Unemployment
What is the time frame to complete the program?
The average program is between 24 and 48 months dependent on the size of your debt as well as your stipulated settlement.
Can CuraDebt help with tax problems in the state?
It is true that CuraDebt has a tax relief program to help you with problems like delinquent tax and garnishments of wages.
What’s the first thing I have to do after joining the program?
You’ll have to keep in constant contact with your team members and pay the required payments to reduce your debt over time.
