Has your debt been increasing lately? Are you tired of trying other financial tips and advice but still have unsolved issues?
Perhaps you’re here because you’ve already tried everything.
In most cases, the best way is to approach professionals that can help to resolve this issue.
CuraDebt is one of the most frequently contacted companies. A lot of customers have asked if they can assist you or help you get into more debt.
According to their clients they can assist you in managing 80% of your debt , so you can take couple of things off your shoulders.
For some the claims seem too good to be true.
Suppose you’re on the lookout for any solution that could assist you in paying off your debt. In this situation, CuraDebt will mostly be suggested by people. We’ll be taking a deep study of how CuraDebt is used and the problems it can solve for you.
Furthermore, before we conclude, we’ll also look into the advantages and disadvantages of this method.
Before you begin the review, you can watch this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Family Tax Relief Credit Refund Lookup
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best well-known feature. But they offer other services that can aid you in becoming more financially stable.
The process begins by requesting a free online savings estimate. This service is very confidential and they will not conduct a credit inquiry. By using this estimate of savings you’ll be able to be able to learn more about the other options in your journey towards debt-free.
This estimate of savings, as we’ve mentioned previously, offers you an insight into your options regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to help you with the process of credit arbitration should you choose to enroll. Certain financial advisors can assist you with your debt-free journey.
After your debt settlement program is completed, CuraDebt is the one to answer all of your creditor’s calls. They’ll also be the ones that will negotiate the terms of your payment depending on the condition of your financial situation. In determining which option is the best for you, it can be either a lump sum settlement or an installment plan.
Furthermore they will work with creditors so that you can have better rates as you make deposits to your savings account. This, in turn, will process to pay creditors. Their programs can assist you to get rid of debt in just 48 months.
Once you’ve signed up with them, they’ll allow you access to your information 24/7. All you have to do is log in to CuraDebts the client portal to monitor your progress.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to pass their requirements first. For eligibility, you’ll have to be:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they help you?
Here are some of the ways CuraDebt can assist you.
Debt Relief
As their name suggests, CuraDebt can help you deal with debt. They can negotiate settlements on your behalf to settle most types of debt. This includes medical bills, personal loans credit cards, and also loans. They are also able to settle any outstanding balance on business debt, collections, or repossessions.
They can even help negotiate on tax owed as well as IRS debt. But, you won’t receive support for most of your lawsuits, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the other hand, they will assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations to ensure that you receive cash settlements, should it be possible. Certain violations could result in having your debts dismissed as well.
CuraDebt also allows you to settle debt with less than the amount you own. You can also have questions answered during a free consult with their debt advisor.
The most appealing aspect of their plan is that you’ll only pay the fees once your debt is settled. All you need to sign up for any of the plans and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they collect all of your financial documentation and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
By using this program, you should be able to deal with the various types of tax problems like garnishments on wages, tax penalties, personal and taxation for business, back taxes, trust fund penalties, and tax lien.
There aren’t any hidden charges also. They only use flat-fee pricing that is based on the amount you’ll need to settle.
They offer different options when it comes to paying off the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kind of debt are they able to help with?
Although they specialize in debt settlement, it is not their forte, they don’t cater to all types of settlement. CuraDebt only focuses on loans that are not secured. They can’t help you if your credit or loan is tied to an actual item.
However, if you have the following kinds of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt it is expected that you will be able to pay tax debts that were due to be paid without any problems. Additionally, this service is accessible to all 50 states if you have a debt in arrears to IRS. There are federal tax experts who can assist you in resolving these types of issues.
Medical Debt
CuraDebt will also help you resolve your medical debt. In some cases you might even be able to pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not cater to federal student loans. They can however assist private students in negotiating any loans they owe.
Personal Loan
Personal and payday loans are also eligible for the debt settlement program. You can also avail if you have other unsecured credit lines that you got from an alternative financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, or private label credit cards, CuraDebt will help you pay it off.
How much will it cost?
The greatest thing about CuraDebt’s pricing is how the company has priced its services. They don’t charge upfront fees. The only time you pay is when you have paid off all of your outstanding debts.
Additionally, they do not charge high fees as well. On average, you’ll have to pay between 20 and 20% of the debt you settled with them.
On average, this type of business can cost anywhere from 15% to 25 percentage.
In addition, customers can expect to settle their debt from 2 to 4 years. However, this also varies in relation to the amount you can save up per month.
Also, they claim that you can save up to 30% if you include their fees in your equation.
However, this statement will differ based on your situation. Some customers even claimed to save 50 to up to 80%.
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The benefits of using CuraDebt
Now that you have an idea of what CuraDebt can provide, let’s look into the advantages from using CuraDebt.
The first is that CuraDebt is only charged after you’ve settled your debt. Furthermore, they only charge 20% of the cost, whereas the majority of companies charge 25%.
If you’re finished by the program for debt relief you can join their credit repair program.
It’s a fantastic way to restore your credit score without having to go in debt again. The program is however designed different for every person according to your personal situation.
Finally, CureDebt looks into your debt so that they can assist in settlements and negotiations. So, your debt won’t increase over time. They’ll also look into any creditor violations with the help of their experts in-house.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Settlement of debt and debt relief typically require you to cease making payments with . So if you’re trying to improve your rating on your credit, this could delay you from finishing your obligations.
CureDebt also doesn’t have a mobile app available. While they do have a website that clients can access but it’s outdated and basic. It’s not particularly user-friendly, and can be difficult to navigate.
In addition, they’re not credited with an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a good program that will allow you to settle your debt without spending more on those types of services. In addition their 20% service cost is less expensive than the majority of businesses that charge a 25% fee. There is no upfront payment, and you will only have to pay when your debt is finally settled.
Although they’ll give you an account to see your progress, their website is not simple to navigate. CuraDebt also doesn’t have an app, which would make it easier to monitor your performance.
However, they have a competent support staff, and you can reach them not just via email but also by phone or making an electronic ticket. Family Tax Relief Credit Refund Lookup
If your problem of debt is an issue right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the programs that they provide are offered in your state.
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FAQ Family Tax Relief Credit Refund Lookup
What is the time frame to complete the program?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as the agreed settlement.
Can CuraDebt assist with state tax problems?
Sure, CuraDebt offers a program for tax relief that will help you with problems such as delinquent payroll tax and garnishments on wages.
What do I need to do once I’m in the program?
You’ll have to keep in constant contact with the team and pay the required payments to reduce your debt over time.
