Have your debts increased lately? Are you burnt out from trying other financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve already tried everything.
In the majority of cases, your best way is to approach professionals that can help you resolve the issue.
CuraDebt is one of the companies that get the most inquiries. A lot of people have been inquiring whether they are able to help or help you get into more debt.
According to their clients they can help you control the majority of your debt so that you can finally take a couple of w
orries off your mind.
But for some people they believe these claims are too good to be true.
Suppose you’re on the lookout for any solution that could help you resolve your debt. If that’s the situation, CuraDebt will mostly be suggested by people. We’ll be taking a deep look at the way CuraDebt works and what problems it can help you solve.
Moreover, before we end, we’ll also look into the advantages and disadvantages of this method.
Before beginning the review, you can go to this video if you prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review.
About the Company Family Farm Is 166 Years In The Family Is There Any Heritage Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has since become an active member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most known feature. They also provide other services that will assist you in becoming financially stable.
It all begins with requesting a free savings estimate on the internet. The service is completely confidential and they will not be conducting a credit screening. With this estimate of savings you’ll be able to be able to learn more about the options towards debt-free.
Savings estimates, which was mentioned earlier, provides you with an idea of your options regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you in navigating credit arbitration if you decide to join. Certain financial advisors can assist you in your debt-free journey.
After your debt settlement program is completed, CuraDebt is the company to take care of all your creditors’ calls. They will also be the ones who determine conditions of the settlement based on the status of your financial situation. Based on what works most effectively your situation, the payment could either be a lump sum settlement or a payment plan.
Moreover they will work with creditors so that you can have better rates as you deposit money to your savings account. This, is then processed to pay back the creditors. Their plans can help you pay off the debt in the period of 48 months.
After you’ve registered with them, they will provide you with access to your information 24/7. All you need to do is sign in to CuraDebts’ client portal to track your performance.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to be:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they help you with?
Here are the different ways CuraDebt can help you.
Debt Relief
The name of the company suggests that CuraDebt will assist you in dealing with debt. They can negotiate settlements on your behalf for the majority of types of debt. These include personal loans, medical bills credit cards, and loans. They can also be approached to pay off any remaining amount on business debts, collections, or repossessions.
They may even assist you in negotiating with back taxes as well as IRS debt. But, you won’t receive assistance with the majority of your lawsuits, government loans, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they will help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors to ensure that you receive cash settlements, if they are possible. Certain violations may lead to having your debts dismissed as well.
CuraDebt can also help you pay off debts with less than the amount you own. They also allow you to ask questions during their free consultation with their debt advisor.
The most appealing aspect of the program is that you will only have to pay for the charges after your debt has been settled. All you need to sign up to any of the plans and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they collect all of your financial documentation and tax documents, they’ll also collect all the documents you’ll require for tax returns.
By using this program, you will be able to deal with various tax issues such as garnishments on wages and tax penalties, personal and taxation for business as well as back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden costs neither are there hidden fees. They use only flat-fee pricing and is dependent on the amount you’ll must settle.
They have different solutions for the settlement of the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
> > Click Here to Get A Debt Consultation for Free < <
What kinds of debts can they assist you with?
While debt settlement is their forte however, they do not cater to all types of settlement. CuraDebt only focuses on unsecured debt. They won’t be able to help you if the credit or loan is tied to a physical item.
If you do have one of the following kinds of debt, they’ll arrange settlements for you.
Tax Debt
With CuraDebt the service, you’ll be able pay off taxes that are due without difficulty. Moreover, this type of service is accessible to all 50 states in the event that you have a debt to the IRS. There are federal tax experts that can help you resolve these types of issues.
Medical Debt
CuraDebt can also help resolve the medical bills. In some cases, you may even pay the debt for less than you have to pay.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. They can however assist private students negotiate any loans they are owed.
Personal Loan
Personal loans and payday loans also qualify for the debt settlement program. You may also be eligible if you have other unsecured credit lines you obtained from an alternative bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards or private label credit cards CuraDebt will help you pay it off.
What will it cost you?
The greatest thing about CuraDebt is how the company has priced its services. They do not charge an upfront cost. The only time you pay is when you’ve paid each of your debts.
Also, they don’t have high-cost fees as well. On average, you’ll be required to pay as much as 20 percent of the debt that you settled with them.
In the average, this kind of industry can charge anywhere between 15% and 25 percentage.
In addition, customers can expect to settle their debt from 2 to 4 years. But, it also differs depending on the amount that you save per month.
Additionally, they claim that you can save up to 30% if you include their costs into your calculations.
However, this statement will depend on the situation. Some customers even claimed to save between 50% and 80percent.
> > Click Here to Get A Debt Consultation for Free < <
The benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt offers, let’s look into the advantages of using CuraDebt.
In the beginning, CuraDebt only charges you when you’ve paid off your debt. In addition they charge only a 20% fee while most companies charge you 25 percent.
Then, if you’re done by the program for debt relief, you could join their credit restoration program.
It’s an excellent way to restore your credit without having to go back into debt. The program is however designed different for every person dependent on the circumstances of your case.
In the end, CureDebt looks into your debt so that they can assist in settlements and negotiations. It means that your debt won’t inflate over time. They’ll also investigate any violations by creditors with the assistance of their in-house experts.
Some disadvantages to using CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt settlement and debt relief often require you to cease making payments with the credit card you use. Therefore, if you’re trying improve your rating on your credit, this could set you back while you’re working on your obligations.
CureDebt does not have a mobile app. Although they have a website that clients can access but it’s outdated and basic. It’s not particularly intuitive, and it can be challenging to navigate.
Moreover, they are still not recognized by their Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a good program that allows you to settle your debt without spending more on these kinds of services. Additionally their 20% service cost is cheaper than most firms that charge an additional 25% charge. There aren’t any upfront fees, and you will only have to pay the fee when the debt is settled.
While they’ll provide you with an account so that you can track your progress however, their website isn’t user-friendly. CuraDebt isn’t even an app yet, which would make it easier to track your performance.
They do have a competent support staff, and you can reach them not only through emails but also via phone or sending an e-ticket. Family Farm Is 166 Years In The Family Is There Any Heritage Tax Relief
If debt is a big problem right now, we strongly recommend CuraDebt’s debt management program. Be sure to be qualified and that the services they offer are available in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Family Farm Is 166 Years In The Family Is There Any Heritage Tax Relief
How long does it take to complete the program?
The average program is between 24 and 48 months depending on the amount of your debt and the stipulated settlement.
Can CuraDebt help with state tax problems?
Yes, CuraDebt has a tax relief program that can aid you in dealing with problems such as late payroll taxes and garnishments of wages.
What’s the first thing I have to do once I’m in the program?
You’ll be required to communicate with your team members and pay the required payments to lower your debt over time.
