Are you experiencing debt that has increased lately? Are you burnt out from trying different financial tips and advice but haven’t solved your problems?
Perhaps you’re here because you’ve tried every thing.
In the majority of cases, the most effective approach is to talk to experts who can assist you settle this issue.
CuraDebt is one of the most frequently contacted companies. Many customers have asked if they can assist you or help you get into more debt.
According to their customers, they can assist you in managing the majority of your debt so that you can finally take a couple of things off your shoulders.
However, for certain people the claims seem too good to be true.
You might be looking for anything that can assist you in paying off your debt. In this situation, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth review of how CuraDebt operates and what issues it can help you solve.
In addition, prior to our conclusion our discussion, we’ll take a look at its advantages and drawbacks.
Before you begin the review, you can go to this video for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review.
About the Company Falls Church Pptra Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is the most popular feature. However, they also offer other services that will aid you in becoming more financially secure.
First of all, it starts by requesting a no-cost online savings estimate. The service is completely confidential and they will not conduct a credit inquiry. With this estimate of savings, you will learn more about your alternatives towards debt-free.
This estimate of savings, which was mentioned before, gives you the opportunity to consider your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you with credit arbitration if you decide to join. Certain financial advisors can assist you with your debt-free journey.
Following your debt settlement program, CuraDebt can be the one to handle all of your creditors’ calls. They’ll also be the ones who will negotiate what you will pay for your settlement depending on the condition of your financial situation. Depending on which works most effectively your situation, the payment can either be a lump sum settlement or the option of a payment plan.
Moreover they will be working with the lenders to help you have better rates as you deposit money to your savings account. This in turn, will process to pay off the creditors. Their plans can help you pay off the debt in 48 months.
Once you’ve signed up with them, they’ll give you access to your account information 24 hours a day. All you need to do is login to CuraDebts the client portal to monitor your development.
Before you can avail of the program, you’ll have to satisfy their criteria first. To be eligible, you’ll have to be:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they assist you with?
Here are the various ways CuraDebt can aid you.
Like their name implies, CuraDebt can help you deal with debt. They are able to negotiate settlements on your behalf for all kinds of debt. This includes medical bills, personal loans credit cards, as well as lines of credit. They can also be approached to settle any outstanding balance on business debt and collections or repossessions.
They may even assist you in negotiating with back taxes as well as IRS debt. But, you won’t receive assistance for the majority cases, loans from the government, collateral, and utility bills. The same goes for student loans.
On the other hand, they can assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation so that you can have cash settlements, if possible. Some violations can also lead to having your debts also dismissed.
CuraDebt lets you pay off debts with less than the sum you have. You can also inquire about your debt during their no-cost consult with their debt counselor.
The greatest benefit of their plan is that you will only have to pay for the charges once your debt is settled. All you have to sign up to any of the plans, and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they collect all of your financial documents, they will also collect all the documents you’ll require for tax returns.
By using this program, you should be able to deal with various tax issues such as garnishments on wages, tax penalties, personal and corporate taxes as well as back taxes and trust fund penalties and tax lien.
There aren’t hidden fees also. They only use flat-fee pricing, which depends on the amount you need to settle.
There are a variety of options in the settlement of taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they assist you with?
While debt settlement is their forte but they aren’t able to offer all kinds in debt resolution. CuraDebt is only focused on debt that is not secured. They won’t be able to help you if the debt or loan is tied to a physical item.
If you do have one of the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt, you should be able pay off your past-due tax debts without any problems. Additionally, this service is accessible to all 50 states in the event that you have a debt in arrears to IRS. They have federal tax experts to assist you with the issues.
CuraDebt can also help resolve your medical debt. In some instances you might even be able to pay them less than the amount you are owed.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. However, they can assist private students with negotiating the student loans they owe.
Personal loans and payday loans also qualify as debt-settling programs. You may also be eligible of the program if you also have other unsecured credit lines that you have obtained from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards and private-label credit cards, CuraDebt can assist you in paying it off.
How much will it cost?
The best part about CuraDebt is the way the company has priced its services. They don’t charge an upfront fee. You’ll only pay once you settle each of your debts.
Additionally, they don’t charge high charges either. In the average, you’ll need to pay as much as 20 percent of the debt you settled with them.
On average, this type of business can cost anywhere between 15% and 25 percent.
In addition, customers can expect to settle their debts within two to four years. This varies depending on the amount that you save per month.
Also, they claim that you can save up to 30% by incorporating their costs into your calculations.
But this claim will also vary, depending on the situation. Some customers even claimed to save 50% to up to 80%.
The benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt offers, Let’s take a look at the benefits that come with using CuraDebt.
In the beginning, CuraDebt only charges you once you’ve paid off your debt. In addition they only charge an amount of 20%, while the majority of companies charge 25%.
If you’re finished with the debt settlement program, you can also sign up for their credit restoration program.
It’s an excellent method to improve your credit score without going in debt again. The program is however designed in a different way for each individual, depending on your situation.
In the end, CureDebt looks into your debt so that they can help with settlements and negotiations. So, the amount you owe won’t rise over time. They’ll also investigate any violations by creditors with the assistance of their own experts.
Drawbacks of using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt relief and debt settlements usually require that you stop making payments using your credit card. So if you’re trying to increase your standing on credit scores, you could cause you to delay getting rid of your credit card debt.
CureDebt doesn’t even have a mobile app available. While they do have a client website however, it appears aged and simple. It’s not very intuitive and could be challenging to navigate.
Moreover, they are still not recognized by an accreditation from the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to resolve your debt without having to spend more on these kinds of services. Moreover the 20% service cost is cheaper than most firms that charge an additional 25% charge. There is no upfront payment and you’ll only have to pay when the debt is settled.
While they’ll provide you with an account so that you can track your progress however, their website isn’t simple to navigate. CuraDebt isn’t even an app yet, which would make it easier to track your progression.
But, they do have a good support team and can be reached them not only through emails but also by phone or submitting an e-ticket. Falls Church Pptra Tax Relief
If your problem of debt is an problem right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re qualified and that the services they offer are available in your state.
FAQ Falls Church Pptra Tax Relief
How long does it take to complete the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt help with tax problems in the state?
Sure, CuraDebt offers a program for tax relief that can aid you in dealing with problems such as late payroll taxes and garnishments on wages.
What do I need to do when I’m enrolled in the program?
You’ll need to constantly communicate with your team members and pay the required payments to pay down the amount of debt you have over time.