Have your debts been piling up lately? Are you tired of trying different financial tips and advice but haven’t solved your problems?
Perhaps you’re here because you’ve been through everything.
In the majority of cases, your best way is to approach experts who can assist to resolve this issue.
CuraDebt is among the most asked companies. A lot of customers have asked if they can assist you or put you in more debt.
According to their clients, they can assist you in managing 80percent of your debt , so you are able to take couple of worries off your shoulders.
For some the claims seem too good to be true.
Suppose you’re on the lookout for something that will assist you in paying off your debt. If that’s the case, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth review of how CuraDebt is used and the problems it can help you solve.
Moreover, before we end, we’ll also look into the advantages and disadvantages of this method.
Before starting the review, go to this video for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Fairfax County Car Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best well-known feature. But they offer additional services to help you be more financially secure.
It all starts by requesting a no-cost savings estimate on the internet. It is a completely private service, and they won’t be conducting a credit screening. With this estimate of savings, you will learn more about your options to be debt-free.
The savings estimate, as we’ve mentioned before, gives you an idea of your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to assist you in navigating credit arbitration if you decide to join. Certain financial advisors can assist you in your debt-free journey.
Following the debt settlement program, CuraDebt is the one to take care of all your creditors’ calls. They will also be the ones who determine what you will pay for your repayment based on the status of your finances. In determining which option is the best your situation, the payment could be a lump-sum settlement or the option of a payment plan.
Furthermore, they will work with lenders to help you have better rates as you deposit money to your savings account. This is then processed to pay the creditors. The plans they offer can help you pay off the debt in 48 months.
After you’ve signed up with them, they’ll provide you with access to your data 24/7. All you need to do is login to CuraDebts Client Portal so that you can monitor your development.
Before you can avail of their program, you’ll need to pass their requirements first. For eligibility, you’ll need to meet the following criteria:
- At least 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they help you with?
Here are the different ways CuraDebt can assist you.
As their name suggests, CuraDebt can help you deal with your debt. They can negotiate settlements on your behalf for most types of debt. These include medical bills, personal loans credit cards, and line of credit. They are also able to settle any outstanding amount on business debts and collections or repossessions.
They can even help negotiate with back taxes as well as IRS debt. But, you won’t receive assistance for the majority of your lawsuits, loans from the government, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they will assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations so that you can have cash settlements, should it be possible. Certain violations could lead to having your debts removed as well.
CuraDebt also allows you to repay debt for less than the sum you have. Additionally, you can inquire about your debt during their no-cost consult with their debt counselor.
The best part about the program is that you will only pay the fees once your debt is settled. All you have to do is sign up with some of their programs, and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they’ve gathered all your financial documentation and tax documents, they’ll also collect all the necessary paperwork for tax returns.
With this program, you should be able to solve various tax issues such as wage garnishments, tax penalties, personal and corporate taxes and back taxes, trust fund penalties, and tax lien.
There aren’t any hidden costs also. They use only flat-fee pricing and is dependent on the amount you’ll need to settle.
There are a variety of options for paying off the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they assist you with?
Although they specialize in debt settlement, it is not their forte, they don’t cater to all types of debt settlement. CuraDebt only focuses on debt that is not secured. They can’t assist you if your debt or loan is tied to an actual item.
However, if you have one of the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt, you should be able to pay tax debts that were due to be paid without difficulty. Additionally, this service is available across all 50 states, if you owe money to the IRS. There are tax experts from the federal government that can help you resolve these types of issues.
CuraDebt will also help you resolve any medical-related debt. In some instances, you may even pay them less than the amount you owe.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students negotiate any loans they have to pay.
Personal loans and payday loans are also eligible as debt-settling programs. It is also possible to avail the program of the program if you also have other unsecured credit lines you obtained from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards and private-label credit cards CuraDebt can assist you in paying it off.
How much will it cost?
The best part about CuraDebt is how the company has priced its services. They don’t charge upfront fees. You’ll only pay once you settle each of your debts.
Additionally, they do not charge high fees as well. On average, you’ll be required to pay as much as 20 percent of the debt that you settled with them.
In the average, this kind of industry can charge anywhere between 15% and 25%.
In addition, customers can expect to pay off their debts in between 2 and 4 years. However, this also varies according to the amount you save per month.
They also claim you can save up to 30% if you include their charges into your calculation.
However, this statement will differ based on your situation. Some customers have even talked about saving between 50% and up to 80%.
Advantages to using CuraDebt
Now that you have a clearer picture of what CuraDebt can offer you let’s look into the advantages of using CuraDebt.
First, CuraDebt will only charge you when you’ve paid off your debt. In addition, they only charge 20% of the cost, whereas the majority of companies charge 25 percent.
If you’re finished in the process of debt resolution, you can join their credit repair program.
It’s an excellent way to restore your credit score without having to go in debt again. However, the program lasts in a different way for each individual according to your personal situation.
Finally, CureDebt looks into your financial obligations to assist in settlements and negotiations. So, your debt won’t increase over time. They’ll also investigate any creditor violations with the help of their experts in-house.
Drawbacks of the use of CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt settlement and debt relief typically require you to cease making payments with the credit card you use. If you’re trying to build a better rating on your credit, this may cause you to delay working on your obligations.
CureDebt does not offer a mobile application. Although they have a client website, it looks outdated and basic. It’s not very user-friendly, and can be difficult to navigate.
Moreover, they are still not recognized by their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a useful program that allows you to pay off your debts without spending more on these kinds of services. In addition, their 20% service fee is less expensive than the majority of firms that charge the 25% cost. There are no upfront payments, and you will only have to pay when the debt is paid off.
Although they’ll give you an account to see your progress, their website is not easy to navigate. CuraDebt isn’t even an app, which would make it easier to monitor your performance. Fairfax County Car Tax Relief
They do have a good support team, and you can reach them not only through emails but by phone or by submitting an e-ticket. Fairfax County Car Tax Relief
If your debt is a big problem right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the programs that they provide are offered in your state.
FAQ Fairfax County Car Tax Relief
How long will it take to complete the course?
The typical program lasts from 24 to 48 months, depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt assist with state tax problems?
It is true that CuraDebt provides tax relief programs to aid you in dealing with problems such as delinquent payroll tax and garnishments of wages.
What should I do when I’m enrolled in the program?
You’ll need to constantly communicate with your team members and make the necessary payments to pay down the amount of debt you have over time.