Has your debt been piling up lately? Are you exhausted from trying other financial advice and tips but still have unsolved issues?
Perhaps you’re here because you’ve been through every thing.
In most cases, the best way is to approach professionals that can help you settle this issue.
CuraDebt is among the most frequently contacted companies. Many people are asking if they are able to help or help you get into more debt.
According to their clients, they can assist you in managing the majority of your debts so that you can take couple of w
orries off your shoulders.
For some, these claims are just too good to be true.
If you’re looking for any solution that could help you resolve your debt. If that’s the case, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth study of how CuraDebt is used and the problems it can solve for you.
Furthermore, before we conclude our discussion, we’ll take a look at its advantages and drawbacks.
Before starting the review, check out this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Extreme Tax Debt Relief, 5769 Westcreek Drive
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is a participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have restricted their services.
What can CuraDebt do?
Helping you settle your debt is the most well-known feature. They also provide other services that can help you be more financially stable.
The process begins with requesting a free savings estimate on the internet. This service is very confidential and they will not be conducting a credit screening. By using this estimate of savings you’ll learn more about your other options in your journey towards debt-free.
Savings estimates, as mentioned before, gives you an insight into your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to help you with credit arbitration if you decide to sign up. Financial advisors may be able to assist you in your debt-free journey.
Following the debt settlement program, CuraDebt will be the agency to take care of all the calls from your creditors. They’ll also be the ones who will determine the terms of your payment in accordance with the state of your finances. In determining which option is the best your situation, the payment could be either a lump sum settlement or an installment plan.
Furthermore, they will be working with creditors to ensure that you have better rates as you transfer money into your savings account. This in turn, will process to pay back creditors. Their plans can help you settle the debt within two years.
Once you’ve signed up with them, they’ll provide you with access to your account information 24 hours a day. All you need to do is login to CuraDebts’ client portal to track your development.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to pass their requirements first. To be eligible, you’ll need to meet the following criteria:
- Minimum 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they assist you?
Here are the different ways CuraDebt can assist you.
Debt Relief
As their name suggests, CuraDebt will assist you in dealing with debt. They can negotiate settlements on behalf of you for the majority of types of debt. They can help with medical bills, personal loans credit cards and also loans. You can also approach them to settle any outstanding balance on business debt collection, repossessions, or collections.
They may even assist you in negotiating for back taxes and IRS debt. However, you will not receive assistance with the majority of your lawsuits, government loans or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations so that you can have cash settlements, if they are possible. Certain violations could result in having your debts removed as well.
CuraDebt lets you pay off debts with less than the amount you have. You can also ask questions during their free consultation with their debt counselor.
The best part about their program is that you only be charged after your debt has been settled. All you have to sign up to any of the plans, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they collect all of your financial records, they will also collect all the paperwork you’ll need to file tax returns.
With this program, you’ll be able to solve the various types of tax problems like garnishments on wages and tax penalties, personal and corporate taxes as well as back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees either. They use only flat-fee pricing that is based on the amount you’ll need to settle.
They have different solutions in paying off taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What types of debt are they able to help with?
While debt settlement is their forte, they don’t provide all kinds of settlement. CuraDebt concentrates on unsecured debt. They aren’t able to assist you if your credit or loan is tied to an actual item.
If you do have one of the following kinds of debt, they’ll arrange settlements for you.
Tax Debt
With CuraDebt it is expected that you will be able to pay taxes that are due without difficulty. Moreover, this type of service is offered across all 50 states, if you owe money to the IRS. They have federal tax experts who can assist you in resolving these kinds of problems.
Medical Debt
CuraDebt will also help you resolve any medical-related debt. In some instances you could even settle the debt for less than you owe.
Private Student Loan
CuraDebt does not cater to federal student loans. Still, they can help private students negotiate the student loans they owe.
Personal Loan
Payday loans and personal loans also qualify as debt-settling programs. You can also avail of the program if you also have other unsecured credit lines that you got from a different bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, as well as private label credit card, CuraDebt can help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt is how they’ve priced their services. They don’t charge an upfront fee. You’ll only pay once you have paid off all of your outstanding debts.
They also don’t charge high charges either. In the average, you’ll need to pay up to 20% of the debt you settled with them.
In general, this type of industry charges between 15 and 25 percent.
In addition, customers can expect to settle their debts within 2 to 4 years. But, it also differs depending on the amount that you can save up per month.
Also, they claim that you can save up to 30% by incorporating their fees in your equation.
However, the claim may vary, depending on your situation. Some customers even claimed to save 50% to up to 80%.
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Benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt can provide, Let’s take a look at the benefits from using CuraDebt.
In the beginning, CuraDebt is only charged after you’ve settled your debt. Additionally, they only charge an amount of 20%, while the majority of companies charge 25 percent.
Then, if you’re done by the program for debt relief you could also sign up for their credit restoration program.
It’s a fantastic method to improve your credit without going in debt again. However, the program runs different for every person according to your personal situation.
Lastly, CureDebt looks into your credit to assist with settlements and negotiations. So, your debt won’t inflate as time passes. They’ll also look into any violations of creditor using their own experts.
Drawbacks of using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Settlement of debt and debt relief often require you to cease making payments with the credit card you use. Therefore, if you’re trying build a better credit score, it may set you back while you’re finishing your debt.
CureDebt doesn’t even offer a mobile application. While they do have a client website however, it appears old and mundane. It’s not very user-friendly, and can be challenging to navigate.
Moreover, they are still not accredited with their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that lets you settle your debt without spending more on those types of services. In addition their 20% service charge is lower than many companies that offer the 25% cost. There is no upfront payment and you’ll only have to pay when the debt is settled.
Although they’ll give you an account to see your progress, their website is not user-friendly. CuraDebt isn’t even an app, which could make it easier for you to track your progression.
However, they have a great support team and can be reached them, not only via emails but also via phone or sending an e-ticket. Extreme Tax Debt Relief, 5769 Westcreek Drive
If credit card is a major problem, then we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the programs they provide are in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Extreme Tax Debt Relief, 5769 Westcreek Drive
How long will it take to complete the course?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as the stipulated settlement.
Can CuraDebt help in the fight against state tax issues?
Yes, CuraDebt has a tax relief program that can assist you with issues such as delinquent payroll tax and garnishments of wages.
What’s the first thing I have to do after joining the program?
You’ll be required to communicate with your team members and make the necessary payments to pay down the amount of debt you have over time.
