Has your debt been increasing lately? Are you exhausted from trying different financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because tried everything.
In most cases, the best way is to approach experts who can help you settle this issue.
CuraDebt is among the most asked companies. Many customers have asked if they can assist you or help you get into more debt.
According to their clients, they can help you manage 80% of your debt so that you can finally take a couple of w
orries off your mind.
But for some people the claims seem too good to be true.
You might be looking for anything that can assist you in paying off your debt. In that situation, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep study of how CuraDebt works and what problems it can help you solve.
Moreover, before we end our discussion, we’ll take a look at its advantages and drawbacks.
Before beginning the review, you can watch this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Expeditionary Medal Nys Property Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000, and is an active member of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most popular feature. They also provide additional services to aid you in becoming more financially stable.
It all begins by requesting a free savings estimate online. It is a completely private service and won’t be conducting a credit screening. By using this estimate of savings, you will learn more about your other options in your journey to be debt-free.
Savings estimates, as we’ve mentioned earlier, provides you with an insight into your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you in navigating credit arbitration in the event that you decide to sign up. Certain financial advisors can assist you on your path to debt-free living.
After your debt settlement program, CuraDebt can be the agency to take care of all your creditor’s calls. They will also be the ones who will determine the terms of your settlement depending on the condition of your financial situation. Based on what works most effectively to you, this can be either a lump sum settlement or an installment plan.
Furthermore, they will be working with the lenders to help you enjoy better rates when you make deposits to your savings account. This in turn, will process to pay back creditors. The plans they offer can help you settle the debt within two years.
After you’ve registered with them, they will give you access to your account information 24 hours a day. All you have to do is sign in to CuraDebts the client portal so that you can monitor your development.
Before you are able to avail their program, you’ll need to satisfy their criteria first. To be eligible, you’ll need to meet the following requirements:
- Minimum 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are the various ways CuraDebt can assist you.
The name of the company suggests that CuraDebt will assist you in dealing with your debt. They can negotiate settlements on behalf of you for the majority of types of debt. This includes personal loans, medical bills credit cards as well as loans. They are also able to help settle any remaining balance of business debt collection, repossessions, or collections.
They can even help negotiate with back taxes as well as IRS debt. However, you won’t get assistance for the majority of your lawsuits, government loans or collateral, as well as utility bills. The same goes for student loans.
On the contrary, they’ll assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation in order to get cash settlements, should it be possible. Certain violations may result in having your debts removed as well.
CuraDebt also allows you to settle debt with less than the amount you own. Additionally, you can inquire about your debt during their no-cost meeting with their debt counselor.
The greatest benefit of their program is that you will only be charged once your debt is settled. All you need to sign up to any of the plans and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they collect all of your financial documents and tax documents, they’ll also collect all the documents you’ll require for tax returns.
By using this program, you’ll be able to solve the various types of tax problems such as garnishments on wages, tax penalties, personal and taxation for business, back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees neither are there hidden fees. They only offer flat-fee prices and is dependent on the amount that you’ll have to pay.
There are a variety of options for the settlement of taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they assist you with?
While debt settlement is their forte, they don’t provide all kinds in debt resolution. CuraDebt is only focused on unsecured debt. They won’t be able to help you if your credit or loan is tied to an actual item.
However, if you have one of the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able pay off tax debts that were due to be paid without difficulty. Furthermore, this service is available to all 50 states if you have a debt to the IRS. They have federal tax experts who can assist you in resolving the issues.
CuraDebt can also help resolve the medical bills. In certain cases you could even settle them for less than what you are owed.
Private Student Loan
CuraDebt does not offer Federal student loan. However, they can assist private students with negotiating any student loans that they owe.
Payday loans and personal loans are also eligible for the debt settlement program. You can also avail of the program if you also have other unsecured credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards or private label credit cards, CuraDebt can help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt is the way the company has priced its services. They don’t charge upfront fees. You’ll only pay once you have paid off all of your debts.
Additionally, they don’t have high-cost charges either. In the average, you’ll need to pay between 20 and 20 percent of the debt that you settled through them.
In the average, this kind of industry charges between 15 and 25 percentage.
Moreover, clients can expect to settle their debts within between 2 and 4 years. However, this also varies depending on the amount that you can save up per month.
They also claim that you can save up to 30% when you factor in their charges into your calculation.
However, this statement will depend on the situation. Some clients even mentioned saving 50 to up to 80%.
The benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can offer you let’s explore the benefits that come with using CuraDebt.
The first is that CuraDebt is only charged after you’ve settled your debt. Additionally they only charge an amount of 20%, while the majority of companies charge 25%.
Next, if you’re done with the debt settlement program, you could enroll in their credit restoration program.
It’s a great method to improve the credit rating without going into debt again. However, the program runs in a different way for each individual dependent on the circumstances of your case.
In the end, CureDebt looks into your debt so that they can assist in settlements and negotiations. This means the amount you owe won’t rise over time. They’ll also be looking into any violations of creditor with the help of their own experts.
The drawbacks of the use of CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt settlement and debt relief typically require you to stop paying with the credit card you use. So if you’re trying to increase your rating on your credit, this might set you back while you’re getting rid of your debt.
CureDebt does not have a mobile app available. While they have a client website however, it appears aged and simple. It’s not particularly intuitive and could be difficult to navigate.
In addition, they’re not credited with their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you settle your debt without spending more for these types of services. Additionally the 20% service charge is cheaper than most businesses that charge a 25% fee. There are no upfront payments, and you will only be required to pay once the debt is paid off.
Although they’ll give you an account to see your progress but their website isn’t user-friendly. CuraDebt also doesn’t have an app that could make it easier for you to track your progress.
They do have a competent support staff and can be reached them not just via email but by phone or by making an electronic ticket. Expeditionary Medal Nys Property Tax Relief
If debt is a big issue right now, we highly recommend CuraDebt’s program. Be sure to be qualified and that the services they provide are in your state.
FAQ Expeditionary Medal Nys Property Tax Relief
How long does it take to complete the course?
The program typically takes between 24 and 48 months dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt help in the fight against state tax issues?
It is true that CuraDebt has a tax relief program that will assist you with issues such as late payroll tax and garnishments of wages.
What should I do when I’m enrolled in the program?
You’ll be required to communicate with the team and make the necessary payments to pay down your debt over time.