Have your debts been piling up lately? Are you burnt out from trying different financial tips and advice but haven’t solved your problems?
Maybe you’re here because already tried every thing.
In the majority of cases, the most effective approach is to talk to experts who can assist you settle this issue.
CuraDebt is one of the companies that get the most inquiries. A lot of customers have asked if they can assist you or put you into more debt.
According to their clients, they can assist you in managing 80percent of your debts so that you can take couple of w
orries off your mind.
However, for certain people, these claims are just too good to be true.
You might be looking for anything that can assist you in paying off your debt. In that situation, CuraDebt will mostly be recommended by people. We’ll be taking a deep review of how CuraDebt operates and what issues it could help solve.
Moreover, before we end our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before beginning the review, go to this video if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Eu And Italy Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, some states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best popular feature. However, they also offer other services that will aid you in becoming more financially stable.
The process starts by requesting a no-cost savings estimate on the internet. This service is very confidential and they will not conduct a credit inquiry. With this savings estimate you’ll be able to discover more about alternatives towards debt-free.
Savings estimates, as mentioned previously, offers you an idea of your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you in navigating credit arbitration in the event that you decide to join. Certain financial advisors can assist you on your path to debt-free living.
Following your debt settlement program, CuraDebt will be the one to handle all of your creditors’ calls. They’ll be the ones who will determine the terms of your payment in accordance with the state of your finances. In determining which option is the best to you, this can be either a lump sum settlement or the option of a payment plan.
Furthermore, they will be working with creditors to ensure that you enjoy better rates when you deposit money to your savings account, which is then processed to pay the creditors. The plans they offer can help you settle the debt within two years.
After you’ve registered with them, they will provide you with access to your account information 24 hours a day. All you have to do is login to CuraDebts’ client portal to monitor your development.
Before you can benefit from their program, you’ll need to satisfy their criteria first. To be eligible, you’ll need to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can aid you.
As their name suggests, CuraDebt will assist you in dealing your debt. They are able to negotiate settlements on your behalf to settle most types of debt. This includes personal loans, medical bills, credit cards as well as line of credit. You can also approach them to settle any outstanding amount on business debts collection, repossessions, or collections.
They may even assist you in negotiating for back taxes and IRS debt. However, you will not receive support for most of your lawsuits, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the other hand, they will assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation in order to get cash settlements, should it be possible. Certain violations could lead to having your debts also dismissed.
CuraDebt also allows you to repay debt for less than the amount you have. Additionally, you can have questions answered during a free meeting with their debt counselor.
The best part about their program is that you’ll only pay the fees once your debt is settled. All you have to do is sign up with any of the plans and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they collect all of your financial documents They will also gather all the documents you’ll require to file tax returns.
By using this program, you should be able to deal with various tax issues such as wage garnishments as well as tax penalties for personal and corporate taxes, back taxes, trust fund penalties, and tax liens.
There aren’t hidden fees also. They use only flat-fee pricing, which depends on the amount you’ll have to pay.
They offer different options in settling the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they assist you with?
Although they specialize in debt settlement, it is not their specialization, they don’t cater to all types in debt resolution. CuraDebt concentrates on unsecured debt. They can’t help you if your credit or loan is tied to an actual item.
If you do have the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able to settle taxes that are due without difficulty. Furthermore, this service is available to all 50 states if you have a debt to the IRS. There are tax experts from the federal government that can help you resolve the issues.
CuraDebt can also help resolve your medical debt. In some cases you might even be able to pay them for less than what you have to pay.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. Still, they can help private students in negotiating any student loans that they are owed.
Payday loans and personal loans also qualify to be eligible for debt relief programs. You can also avail if you have other unsecured credit lines that you got from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, as well as private label credit card, CuraDebt will assist you in paying it off.
How much will it cost?
The best part about CuraDebt’s pricing is how the company has priced its services. They do not charge an upfront cost. The only time you pay is when you’ve paid each of your outstanding debts.
Additionally, they don’t charge high costs either. On average, you’ll be required to pay between 20 and 20 percent of the debt that you settled through them.
On average, this type of industry can charge anywhere between 15% and 25 percent.
Additionally, customers can anticipate to pay off their debts in between 2 and 4 years. But, it also differs depending on the amount that you save per month.
Also, they claim that you could save as much as 30% if you include their charges into your calculation.
But this claim will also differ based on the situation. Some customers even claimed to save between 50% and 80percent.
Advantages to using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can provide, Let’s take a look at the benefits of using CuraDebt.
In the beginning, CuraDebt will only charge you when you’ve paid off your debt. Additionally they only charge an amount of 20%, while the majority of companies charge 25%.
Next, if you’re done by the program for debt relief you may enroll in their credit repair program.
It’s a great way to restore your credit without having to go into debt again. However, the program runs in a different way for each individual dependent on the circumstances of your case.
In the end, CureDebt looks into your financial obligations to help with settlements and negotiations. It means that your debt won’t increase over time. They’ll also investigate any violations of creditor with the assistance of their own experts.
The drawbacks of using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Settlement of debt and debt relief often require you to cease making payments with your credit card. If you’re trying to build a better rating on your credit, this might delay you from working on your debt.
CureDebt doesn’t even offer a mobile application. While they have a website that clients can access but it’s aged and simple. It’s not very intuitive and could be challenging to navigate.
Furthermore, they are not credited with the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a good program that will allow you to pay off your debts without spending more for these types of services. Moreover, their 20% service cost is less expensive than the majority of businesses that charge a 25% fee. There are no upfront payments, and you will only be required to pay once your debt is finally settled.
Although they’ll give you an account to see your progress but their website isn’t simple to navigate. CuraDebt does not have an app that would make it easier to look at your progress.
They do have a good support team and can be reached them, not only via emails but also via phone or sending an electronic ticket. Eu And Italy Tax Relief
If problem of debt is an problem, then we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the services that they provide are offered in your state.
FAQ Eu And Italy Tax Relief
How long does it take to complete the course?
The typical program lasts from between 24 and 48 months depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt help with state tax problems?
Yes, CuraDebt has a tax relief program to assist you with issues like delinquent taxes and garnishments of wages.
What’s the first thing I have to do after joining the program?
You’ll need to constantly communicate with the team and make the necessary payments to reduce the amount of debt you have over time.