Has your debt been piling up lately? Are you tired of trying various financial advice and tips but haven’t solved your problems?
Maybe you’re here because tried everything.
In the majority of cases, the best way is to approach experts who can help you resolve the issue.
CuraDebt is one of the most frequently contacted companies. A lot of people are asking if they can assist you or put you into more debt.
According to their clients they can help you manage the majority of your debt , so you can take few things off of your mind.
But for some people the claims seem too good to be true.
If you’re looking for anything that can assist you in paying off your debt. If that’s the case, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth review of how CuraDebt works and what problems it could help solve.
Moreover, before we end our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before beginning the review, go to this video if you prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Equitable Relief For Tax
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has been an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best well-known feature. They also provide other services that can help you be more financially stable.
First of all, it begins by requesting a free savings estimate online. The service is completely confidential, and they won’t be conducting a credit screening. With this savings estimate you’ll be able to learn more about your alternatives to debt-free.
The savings estimate, which was mentioned previously, offers you an idea of your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you in navigating credit arbitration in the event that you decide to enroll. Financial advisors may be able to assist you in your debt-free journey.
After your debt settlement program is completed, CuraDebt is the agency to answer all of your creditor’s calls. They will also be the ones who will negotiate conditions of the repayment in accordance with the state of your financial situation. In determining which option is the most effectively to you, this could be a lump-sum settlement or an installment plan.
Moreover, they will work with creditors so that you can get better rates when you transfer money into your savings account. This in turn, will be processed to pay the creditors. Their plans can help you pay off the debt in two years.
After you’ve registered with them, they will allow you access to your data 24/7. All you need to do is sign in to CuraDebts Client Portal to track your progress.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to pass their requirements first. For eligibility, you’ll have to meet the following requirements:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they assist you?
Here are the different ways CuraDebt can assist you.
Debt Relief
Like their name implies, CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. They can help with personal loans, medical bills credit cards, and also line of credit. They are also able to help settle any remaining balance on business debt collection, repossessions, or collections.
They may also assist in negotiating for back taxes as well as IRS debt. However, you won’t get assistance with the majority cases, loans from the government or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation to ensure that you receive cash settlements, if possible. Some violations can also cause your debt to be also dismissed.
CuraDebt also allows you to settle debt with less than the sum you have. They also allow you to ask questions during their free consult with their debt counselor.
The greatest benefit of the program is that you only be charged after your debt has been settled. All you have to do is sign up with some of their programs and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. After they have gathered all your financial records They will also gather all the necessary paperwork for tax returns.
Through this program, you will be able to solve the various types of tax problems such as wage garnishments and tax penalties, personal and corporate taxes and back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees also. They use only flat-fee pricing and is dependent on the amount you’ll must settle.
There are a variety of options in the settlement of the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kinds of debts can they help you with?
Although they specialize in debt settlement, it is not their specialization however, they do not cater to all types in debt resolution. CuraDebt is only focused on debt that is not secured. They aren’t able to help you if your loan or debt is linked to a physical item.
However, if you have the following kinds of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt, you should be able to settle tax debts that were due to be paid without any problems. Furthermore, this service is accessible to all 50 states in the event that you owe money towards the IRS. There are federal tax experts to assist you with the issues.
Medical Debt
CuraDebt can also help resolve your medical debt. In some instances you could even settle them less than the amount you owe.
Private Student Loan
CuraDebt does not cater to Federal student loan. However, they can assist private students with negotiating any student loans that they have to pay.
Personal Loan
Payday loans and personal loans are also eligible to be eligible for debt relief programs. You may also be eligible the program if you have other unsecure credit lines you obtained from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards or private label credit cards CuraDebt can help you pay it off.
What will it cost you?
The best part about CuraDebt is how they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you have paid off all of your debts.
They also don’t charge high costs either. On average, you’ll have to pay up to 20% of the debt you settled through them.
On average, this type of business can cost anywhere between 15 and 25 percentage.
In addition, customers can expect to pay off their debts in 2 to 4 years. This varies depending on the amount that you are able to save each month.
Additionally, they claim that you could save as much as 30% when you factor in their costs into your calculations.
However, this statement will vary, depending on your situation. Some clients even mentioned saving 50% to 80%.
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Advantages to using CuraDebt
Now that you have an understanding of the benefits CuraDebt can offer you let’s look into the advantages that come with using CuraDebt.
The first is that CuraDebt will only charge you after you’ve settled your debt. Furthermore they only charge a 20% fee while many companies charge 25 percent.
If you’re finished in the process of debt resolution, you may join their credit restoration program.
It’s an excellent option to rebuild your credit without having to go back into debt. The program is however designed in a different way for each individual according to your personal situation.
Lastly, CureDebt looks into your credit to assist in settlements and negotiations. This means your debt won’t inflate over time. They’ll also be looking into any creditor violations using their own experts.
Drawbacks of the use of CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt settlement and debt relief typically require you to stop paying with the credit card you use. So if you’re trying to improve your rating on your credit, this could delay you from getting rid of your debt.
CureDebt does not have a mobile app. While they do have a website for clients however, it appears outdated and basic. It’s not very intuitive and could be difficult to navigate.
Moreover, they are still not accredited with the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you settle your debt without spending more on these kinds of services. Moreover their 20% service cost is less expensive than the majority of businesses that charge the 25% cost. There aren’t any upfront fees and you’ll only have to pay when the debt is paid off.
Although they’ll give you an account to see your progress however, their website isn’t simple to navigate. CuraDebt does not have an app that could make it easier for you to look at your performance.
They do have a good support team and can be reached them not only through emails but also by phone or making an e-ticket. Equitable Relief For Tax
If your credit card is a major problem, then we highly recommend CuraDebt’s program. Be sure to be eligible and that the programs that they provide are offered in your area.
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FAQ Equitable Relief For Tax
How long does it take to finish the program?
The average program is 24 to 48 months, depending on the amount of your debt as well as your agreed settlement.
Can CuraDebt aid with tax problems in the state?
Sure, CuraDebt offers a program for tax relief that will aid you in dealing with problems such as late payroll taxes and garnishments of wages.
What do I need to do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and pay the required payments to lower your debt over time.
