Have your debts been piling up lately? Are you burnt out from trying other financial advice and strategies but haven’t solved your problems?
Maybe you’re here because you’ve already tried everything.
In the majority of cases, the most effective approach is to talk to professionals that can help you settle this issue.
CuraDebt is one of the companies that get the most inquiries. A lot of people are asking if they are able to help or help you get into more debt.
According to their clients they can help you control 80% of your debts so that you are able to take few things off of your plate.
But for some people the claims seem too good to be true.
If you’re looking for any solution that could aid you in settling your debt. If that’s the scenario, CuraDebt will mostly be recommended by people. We’ll be taking a deep review of the way CuraDebt works and what problems it can help you solve.
Moreover, before we end we’ll look at its benefits and drawbacks.
Before starting the review, check out this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review.
About the Company Enhanced Relief Remodel Tax Exemption Kendall County
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has been a participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most known feature. However, they also offer other services that can help you be more financially secure.
It all begins by requesting a free savings estimate online. The service is completely confidential and they will not conduct a credit inquiry. By using this estimate of savings you’ll be able to discover more about alternatives towards debt-free.
The savings estimate, as mentioned before, gives you the opportunity to consider your options regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to help you with credit arbitration in the event that you decide to sign up. Some financial advisors can help you on your path to debt-free living.
Following your debt settlement program, CuraDebt will be the one to take care of all your creditors’ calls. They’ll be the ones who will negotiate what you will pay for your repayment depending on the condition of your finances. In determining which option is the most effectively for you, it can be either a lump sum settlement or a payment plan.
Furthermore they will be working with creditors to ensure that you enjoy better rates when you deposit money to your savings account, which in turn, will process to pay off the creditors. Their plans can help you settle the debt within 48 months.
After you’ve signed up with them, they will provide you with access to your information 24/7. All you need to do is login to CuraDebts Client Portal to track your development.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll have to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are the various ways CuraDebt can help you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing with your debt. They can negotiate settlements on your behalf for the majority of types of debt. This includes medical bills, personal loans, credit cards and line of credit. They are also able to settle any outstanding amount on business debts collection, repossessions, or collections.
They may even assist you in negotiating for back taxes as well as IRS debt. However, you won’t get assistance with the majority of your lawsuits, government loans as well as collateral and utility bills. The same goes for student loans.
On the contrary, they’ll assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations in order to get cash settlements, should it be possible. Certain violations could cause your debt to be dismissed as well.
CuraDebt also allows you to pay off debts with less than the amount you have. They also allow you to inquire about your debt during their no-cost consult with their debt advisor.
The most appealing aspect of their plan is that you’ll only be charged once your debt is settled. All you need to sign up for any of the plans and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. After they have gathered all your financial records They will also gather all the documents you’ll require for tax returns.
With this program, you’ll be able to deal with different types of taxes such as garnishments on wages and tax penalties, personal and taxation for business, back taxes, trust fund penalties, and tax liens.
There aren’t hidden fees either. They use only flat-fee pricing and is dependent on the amount you need to settle.
There are a variety of options when it comes to the settlement of your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kind of debt are they able to help with?
While debt settlement is their specialization however, they do not offer all kinds of settlement. CuraDebt concentrates on debt that is not secured. They won’t be able to help you if your credit or loan is tied to an actual item.
If, however, you are in the following kinds of debt, they’ll arrange settlements for you.
Tax Debt
With CuraDebt it is expected that you will be able to pay taxes that are due without any problems. Moreover, this type of service is available across all 50 states, if you owe money to the IRS. There are federal tax experts to assist you with these kinds of problems.
Medical Debt
CuraDebt will also help you resolve any medical-related debt. In certain cases, you may even pay them less than the amount you are owed.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. Still, they can help private students in negotiating any loans they owe.
Personal Loan
Payday loans and personal loans also qualify to be eligible for debt relief programs. It is also possible to avail the program of the program if you also have other unsecured credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards or private label credit cards, CuraDebt can help you pay it off.
What is the cost?
The best part about CuraDebt is the way the company has priced its services. They don’t charge an upfront fee. Only pay when you have paid off all of your debts.
Additionally, they do not charge high charges either. On average, you’ll have to pay as much as 20% of the debt you settled with them.
In general, this type of industry can charge anywhere between 15 and 25 percentage.
In addition, customers can expect to pay off their debts in two to four years. This varies in relation to the amount you are able to save each month.
They also claim that you could save as much as 30% if you include their fees in your equation.
However, the claim may differ based on the situation. Some customers have even talked about saving between 50% and 80percent.
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Advantages to using CuraDebt
Now that you have an idea of what CuraDebt can provide, let’s look into the advantages from using CuraDebt.
The first is that CuraDebt only charges you once you’ve paid off your debt. Additionally they only charge 20% of the cost, whereas the majority of companies charge 25 percent.
Next, if you’re done in the process of debt resolution, you could enroll in their credit restoration program.
It’s a great option to rebuild your credit without going back into debt. However, the program runs different for every person dependent on the circumstances of your case.
Lastly, CureDebt looks into your financial obligations to assist in settlements and negotiations. So, the amount you owe won’t rise over time. They’ll also be looking into any violations by creditors with the help of their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Settlement of debt and debt relief typically require you to stop making payments using . So if you’re trying to increase your rating on your credit, this may set you back while you’re finishing your obligations.
CureDebt does not offer a mobile application. Although they have a client website but it’s old and mundane. It’s not very intuitive, and it can be difficult to navigate.
Furthermore, they are not recognized by the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to resolve your debt without having to spend more on these kinds of services. Additionally their 20% service charge is lower than many companies that offer the 25% cost. There are no upfront payments and you’ll only be required to pay once the debt is paid off.
While they’ll provide you with an account so that you can track your progress but their website isn’t simple to navigate. CuraDebt also doesn’t have an app that would make it easier to track your progress.
However, they have a good support team, and you can reach them, not only via emails but also via phone or sending an e-ticket. Enhanced Relief Remodel Tax Exemption Kendall County
If credit card is a major problem, then we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the programs that they provide are offered in your state.
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FAQ Enhanced Relief Remodel Tax Exemption Kendall County
How long does it take to complete the course?
The average program is 24 to 48 months, depending on the amount of your debt as well as the stipulated settlement.
Can CuraDebt help with state tax problems?
Sure, CuraDebt has a tax relief program that will aid you in dealing with problems such as delinquent payroll taxes and garnishments on wages.
What should I do after joining the program?
You’ll need to constantly communicate with the team and pay the required payments to lower your debt over time.
