Have your debts increased lately? Are you tired of trying different financial tips and advice but haven’t solved your problems?
Maybe you’re here because been through every thing.
In the majority of cases, the best way is to approach experts who can help you settle this issue.
CuraDebt is among the most asked companies. Many people are asking if they can assist you or put you in more debt.
According to their customers, they can help you manage 80percent of your debt , so you can take couple of things off your shoulders.
For some they believe these claims are too good to be true.
Suppose you’re on the lookout for anything that can assist you in paying off your debt. In this scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep look at how CuraDebt operates and what issues it can help you solve.
Furthermore, before we conclude we’ll look at the advantages and disadvantages of this method.
Before starting the review, watch this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review.
About the Company Employee Pension Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has been an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is the most popular feature. However, they also offer other services that will help you be more financially secure.
First of all, it begins by requesting a free online savings estimate. This service is very confidential and won’t be doing a credit check. With this estimate of savings you’ll be able to learn more about the other options in your journey to be debt-free.
This estimate of savings, as mentioned previously, offers you an insight into your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you in navigating credit arbitration in the event that you decide to sign up. Financial advisors may be able to assist you in your debt-free journey.
Following your debt settlement program, CuraDebt is the one to handle all of your creditor’s calls. They’ll be the ones who negotiate the terms of your settlement based on the status of your financial situation. Depending on which works most effectively to you, this could be either a lump sum settlement or the option of a payment plan.
Moreover they will also work with lenders to help you get better rates when you deposit money to your savings account, which in turn, will process to pay back the creditors. Their programs can assist you to settle the debt within 48 months.
Once you’ve signed up with them, they will allow you access to your information 24/7. All you have to do is log in to CuraDebts Client Portal so that you can monitor your development.
Before you can benefit from their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll need to meet the following requirements:
- At least 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can help you.
As their name suggests, CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on behalf of you for all kinds of debt. These include medical bills, personal loans credit cards as well as line of credit. They are also able to pay off any remaining balance of business debt collection, repossessions, or collections.
They can even help negotiate for back taxes and IRS debt. However, you will not receive assistance for the majority claims, government loans, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations so that you can have cash settlements, if possible. Some violations can also result in having your debts also dismissed.
CuraDebt also allows you to pay off debts with less than the amount you have. They also allow you to ask questions during their free consult with their debt counselor.
The best part about their plan is that you will only be charged when your debt is paid off. All you need to sign up for any of the plans and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they’ve gathered all your financial documents, they will also collect all the paperwork you’ll need for tax returns.
Through this program, you should be able to deal with the various types of tax problems such as wage garnishments, tax penalties, personal and business taxes, back taxes, trust fund penalties, and tax liens.
There aren’t any hidden costs neither are there hidden fees. They only offer flat-fee prices and is dependent on the amount that you’ll need to settle.
There are a variety of options in paying off the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts can they assist you with?
While debt settlement is their specialty however, they do not provide all kinds of settlement. CuraDebt only focuses on unsecured debt. They can’t help you if your debt or loan is tied to a physical item.
If you do have the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt, you should be able pay off tax debts that were due to be paid without difficulty. Additionally, this service is accessible to all 50 states if you have a debt in arrears to IRS. There are tax experts from the federal government to assist you with the issues.
CuraDebt can also help resolve your medical debt. In certain cases you might even be able to pay the debt for less than you are owed.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. They can however assist private students in negotiating the student loans they are owed.
Personal and payday loans are also eligible as debt-settling programs. It is also possible to avail the program of the program if you also have other unsecured credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards or private label credit cards CuraDebt will assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt is how the company has priced its services. They do not charge an upfront cost. The only time you pay is when you settle each of your outstanding debts.
They also don’t have high-cost costs either. In the average, you’ll need to pay as much as 20% of the debt you settled with them.
In the average, this kind of industry charges between 15% and 25%.
In addition, customers can expect to pay off their debts in between 2 and 4 years. This varies according to the amount you save per month.
They also claim that you can save up to 30% when you factor in their charges into your calculation.
However, this statement will depend on your specific situation. Some customers even claimed to save 50 to 80%.
Advantages to using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can offer you let’s look into the advantages from using CuraDebt.
The first is that CuraDebt is only charged once you’ve paid off your debt. In addition they only charge 20% of the cost, whereas the majority of companies charge 25%.
If you’re finished in the process of debt resolution you may also sign up for their credit restoration program.
It’s a fantastic way to restore the credit rating without having to go into debt again. However, the program runs different for every person, depending on your situation.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also look into any violations of creditor with the assistance of their own experts.
The drawbacks of using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt relief and debt settlements often require you to cease making payments with the credit card you use. If you’re trying to build a better rating on your credit, this could delay you from getting rid of your debt.
CureDebt also doesn’t have a mobile app. While they do have a website for clients but it’s outdated and basic. It’s not very intuitive and could be challenging to navigate.
In addition, they’re not accredited with an accreditation from the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a great program that lets you resolve your debt without having to spend more for these types of services. Additionally their 20% service charge is cheaper than most companies that offer an additional 25% charge. There is no upfront payment and you’ll only be required to pay once the debt is settled.
Although they’ll allow you to access an account so that you can track your progress, their website is not simple to navigate. CuraDebt also doesn’t have an app yet, which would make it easier to track your progress. Employee Pension Tax Relief
They do have a good support team that you can contact them not only through emails but also by phone or making an electronic ticket. Employee Pension Tax Relief
If the credit card is a major problem right now, we recommend CuraDebt’s service. Be sure to be eligible and that the programs they offer are available in your area.
FAQ Employee Pension Tax Relief
What is the time frame to complete the course?
The typical program lasts from between 24 and 48 months depending on the amount of your debt and the agreed settlement.
Can CuraDebt aid with state tax problems?
Sure, CuraDebt provides tax relief programs that will aid you in dealing with problems such as delinquent payroll tax and wage garnishments.
What do I need to do once I’m in the program?
You’ll need to constantly communicate with the team and make the necessary payments to lower your debt over time.