Have your debts been increasing lately? Are you exhausted from trying various financial tips and advice but still have unsolved issues?
Maybe you’re here because been through every thing.
In the majority of cases, the best way is to approach experts who can help you settle this issue.
CuraDebt is among the companies that get the most inquiries. Many customers have asked if they can assist you or help you get into more debt.
According to their customers, they can help you control 80percent of your debt , so you can take couple of w
orries off your shoulders.
However, for certain people, these claims are just too good to be true.
You might be looking for anything that can aid you in settling your debt. In that situation, CuraDebt will mostly be recommended by people. We’ll be taking a deep review of how CuraDebt operates and what issues it can solve for you.
Furthermore, before we conclude our discussion, we’ll take a look at its benefits and drawbacks.
Before you begin the review, you can watch this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Emergency Relief Sales Tax
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is a participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Helping you settle your debt is the most popular feature. However, they also offer other services that can help you be more financially secure.
It all starts by requesting a no-cost savings estimate online. The service is completely confidential and they will not conduct a credit inquiry. With this savings estimate you’ll discover more about options to debt-free.
The savings estimate, as we’ve mentioned previously, offers you the opportunity to consider your options, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you in navigating credit arbitration if you decide to enroll. Certain financial advisors can assist you on your path to debt-free living.
After your debt settlement plan, CuraDebt can be the one to take care of all your creditor’s calls. They’ll also be the ones who will negotiate what you will pay for your payment in accordance with the state of your financial situation. Based on what works best your situation, the payment could be a lump-sum settlement or a payment plan.
Additionally they will work with creditors to ensure that you get better rates when you make deposits to your savings account. This, in turn, will process to pay the creditors. The plans they offer can help you pay off the debt in two years.
After you’ve signed up with them, they will give you access to your account information 24 hours a day. All you need to do is sign in to CuraDebts the client portal to track your development.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to pass their requirements first. To be eligible, you’ll have to meet the following criteria:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they help you?
Here are the various ways CuraDebt can assist you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on your behalf to settle most types of debt. They can help with medical bills, personal loans, credit cards as well as lines of credit. They are also able to help settle any remaining balance of business debt collection, repossessions, or collections.
They can even help negotiate for back taxes as well as IRS debt. However, you will not receive assistance with the majority claims, loans from the government or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they can assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations to ensure that you receive cash settlements, if possible. Certain violations may result in having your debts removed as well.
CuraDebt lets you repay debt for less than the amount you own. They also allow you to have questions answered during a free consult with their debt counselor.
The most appealing aspect of the program is that you will only be charged once your debt is settled. All you have to do is sign up with any of the plans and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. After they have gathered all your financial documentation, they will also collect all the paperwork you’ll need to file tax returns.
Through this program, you’ll be able to solve various tax issues like garnishments on wages as well as tax penalties for personal and taxation for business, back taxes and trust fund penalties and tax lien.
There aren’t any hidden charges also. They use only flat-fee pricing and is dependent on the amount you’ll must settle.
There are a variety of options when it comes to settling taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kind of debt can they assist you with?
Although they specialize in debt settlement, it is not their forte but they aren’t able to provide all kinds of debt settlement. CuraDebt only focuses on loans that are not secured. They won’t be able to help you if the debt or loan is tied to a physical item.
However, if you have one of the following kinds of debt, they’ll arrange settlements for you.
Tax Debt
With CuraDebt, you should be able to pay tax debts that were due to be paid without any problems. Furthermore, this service is accessible to all 50 states in the event that you owe money to the IRS. They have federal tax experts to assist you with these types of issues.
Medical Debt
CuraDebt will also help you resolve any medical-related debt. In some instances, you may even pay them less than the amount you have to pay.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. However, they can assist private students with negotiating any loans they owe.
Personal Loan
Payday loans and personal loans are also eligible for the debt settlement program. You can also avail the program if you have other unsecure credit lines that you got from a different financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt can assist you in paying it off.
How much will it cost?
The most appealing aspect of CuraDebt is the way the company has priced its services. They do not charge an upfront cost. The only time you pay is when you settle each of your outstanding debts.
They also do not charge high charges either. On average, you’ll have to pay between 20 and 20 percent of the debt that you settled with them.
In the average, this kind of industry charges between 15 and 25 percent.
Moreover, clients can expect to pay off their debts in two to four years. However, this also varies in relation to the amount you are able to save each month.
Additionally, they claim that you can save up to 30% if you include their fees in your equation.
However, the claim may vary, depending on the situation. Some customers even claimed to save 50 to up to 80%.
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Benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt offers, let’s explore the benefits that come with using CuraDebt.
First, CuraDebt will only charge you when you’ve paid off your debt. Furthermore they only charge 20% of the cost, whereas the majority of companies charge 25 percent.
Then, if you’re done in the process of debt resolution you can also sign up for their credit repair program.
It’s a fantastic way to restore the credit rating without having to go back into debt. The program is however designed different for every person according to your personal situation.
In the end, CureDebt looks into your debt so that they can help with settlements and negotiations. This means your debt won’t inflate over time. They’ll also be looking into any creditor violations with the assistance of their own experts.
The drawbacks of the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt relief and debt settlements often require you to cease making payments with the credit card you use. Therefore, if you’re trying increase your rating on your credit, this might set you back while you’re finishing your credit card debt.
CureDebt doesn’t even offer a mobile application. Although they have a client website but it’s outdated and basic. It’s not particularly intuitive and could be difficult to navigate.
In addition, they’re not credited with an accreditation from the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a useful program that will allow you to pay off your debts without spending more for these types of services. Moreover the 20% service fee is less expensive than the majority of firms that charge the 25% cost. There aren’t any upfront fees and you’ll only have to pay when the debt is settled.
While they’ll provide you with an account to see your progress but their website isn’t easy to navigate. CuraDebt also doesn’t have an app, which would make it easier to look at your performance.
However, they have a good support team and can be reached them not just via email but by phone or by sending an electronic ticket. Emergency Relief Sales Tax
If credit card is a major issue right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the services that they provide are offered in your state.
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FAQ Emergency Relief Sales Tax
How long does it take to finish the program?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as the stipulated settlement.
Can CuraDebt assist with tax problems in the state?
Sure, CuraDebt offers a program for tax relief that can assist you with issues like delinquent tax and wage garnishments.
What do I need to do once I’m in the program?
You’ll be required to communicate with your team members and pay the required payments to reduce the amount of debt you have over time.
