Have your debts been piling up lately? Are you tired of trying different financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because tried every thing.
In the majority of cases, the best way is to approach professionals that can help to resolve this issue.
CuraDebt is among the companies that get the most inquiries. Many people have been inquiring whether they are able to help or put you in more debt.
According to their clients, they can assist you in managing 80% of your debt so that you can finally take a few things off of your shoulders.
But for some people they believe these claims are too good to be true.
Suppose you’re on the lookout for any solution that could aid you in settling your debt. If that’s the case, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep study of how CuraDebt is used and the problems it could help solve.
Furthermore, before we conclude our discussion, we’ll take a look at its advantages and drawbacks.
Before starting the review, go to this video for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Email Address For Frederick County Virginia Residents For Tax Relief For Disable
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have restricted their services.
What can CuraDebt do?
Assistance in settling your debt is CuraDebt’s most popular feature. They also provide other services that will aid you in becoming more financially stable.
The process starts by requesting a no-cost savings estimate on the internet. It is a completely private service and won’t be conducting a credit screening. With this savings estimate, you will learn more about your other options in your journey to debt-free.
The savings estimate, as mentioned previously, offers you an idea of your options regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you with the process of credit arbitration should you choose to join. Certain financial advisors can assist you with your debt-free journey.
Following your debt settlement program is completed, CuraDebt is the company to handle all of the calls from your creditors. They will be the ones who determine the terms of your settlement in accordance with the state of your financial situation. Depending on which works most effectively to you, this can be either a lump sum settlement or a payment plan.
Furthermore, they will work with creditors to ensure that you have better rates as you transfer money into your savings account, which in turn, will be processed to pay back creditors. Their programs can assist you to settle the debt within two years.
After you’ve registered with them, they will give you access to your account information 24 hours a day. All you need to do is log in to CuraDebts’ client portal to monitor your performance.
Before you are able to avail the program, you’ll have to satisfy their criteria first. For eligibility, you’ll have to meet the following criteria:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they help you with?
Here are some of the ways CuraDebt can help you.
Like their name implies, CuraDebt will assist you in dealing your debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. This includes personal loans, medical bills credit cards and lines of credit. They can also be approached to help settle any remaining balance of business debt collection, repossessions, or collections.
They can even help negotiate on tax owed as well as IRS debt. However, you will not receive support for most of your lawsuits, loans from the government, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation so that you can have cash settlements, should it be possible. Certain violations could cause your debt to be removed as well.
CuraDebt can also help you settle debt with less than the amount you own. You can also have questions answered during a free consultation with their debt advisor.
The most appealing aspect of their plan is that you’ll only pay the fees when your debt is paid off. All you have to do is sign up with one of their plans and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they collect all of your financial documents and tax documents, they’ll also collect all the documents you’ll require for tax returns.
By using this program, you should be able to resolve the various types of tax problems like wage garnishments and tax penalties, personal and corporate taxes and back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees also. They use only flat-fee pricing that is based on the amount that you’ll must settle.
They offer different options for the settlement of taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they assist you with?
While debt settlement is their forte, they don’t provide all kinds of debt settlement. CuraDebt only focuses on loans that are not secured. They won’t be able to help you if your loan or debt is linked to an actual item.
However, if you have the following types of debt, they will negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able to settle taxes that are due without difficulty. Furthermore, this service is accessible to all 50 states if you have a debt in arrears to IRS. There are federal tax experts that can help you resolve these types of issues.
CuraDebt will also help you resolve any medical-related debt. In some cases you might even be able to pay them less than the amount you owe.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. However, they can assist private students negotiate the student loans they are owed.
Payday loans and personal loans also qualify for the debt settlement program. It is also possible to avail the program if you have other unsecured credit lines that you have obtained from an alternative bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards as well as private label credit card CuraDebt can assist you in paying it off.
What will it cost you?
The most appealing aspect of CuraDebt is the way they’ve priced their service. They don’t charge upfront fees. Only pay when you have paid off all of your outstanding debts.
Also, they don’t charge high costs either. On average, you’ll be required to pay between 20 and 20 percent of the debt that you settled with them.
In general, this type of industry charges between 15% and 25 percent.
Moreover, clients can expect to pay off their debts in 2 to 4 years. But, it also differs according to the amount you can save up per month.
Additionally, they claim that you could save as much as 30% if you include their charges into your calculation.
However, the claim may vary, depending on your specific situation. Some customers even claimed to save between 50% and 80percent.
Advantages to using CuraDebt
Now that you have an idea of what CuraDebt can offer you let’s explore the benefits of using CuraDebt.
First, CuraDebt only charges you when you’ve paid off your debt. Furthermore, they only charge 20% of the cost, whereas many companies charge 25%.
Next, if you’re done with the debt settlement program, you may enroll in their credit repair program.
It’s a great option to rebuild the credit rating without going into debt again. The program is however designed different for every person according to your personal situation.
Finally, CureDebt looks into your financial obligations to help with settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also look into any violations of creditor using their own experts.
The drawbacks of the use of CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt relief and debt settlements typically require you to stop paying with your credit card. So if you’re trying to increase your rating on your credit, this could cause you to delay finishing your credit card debt.
CureDebt does not have a mobile app available. Although they have a website for clients however, it appears aged and simple. It’s not very user-friendly, and can be difficult to navigate.
Moreover, they are still not credited with the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a good program that lets you pay off your debts without spending more on these kinds of services. Moreover their 20% service cost is less expensive than the majority of companies that offer the 25% cost. There is no upfront payment, and you will only have to pay the fee when the debt is paid off.
Although they’ll allow you to access an account so that you can track your progress however, their website isn’t user-friendly. CuraDebt isn’t even an app that could make it easier for you to track your performance.
But, they do have a good support team, and you can reach them not just via email but by phone or by submitting an e-ticket. Email Address For Frederick County Virginia Residents For Tax Relief For Disable
If your debt is a big problem, then we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the programs they provide are in your area.
FAQ Email Address For Frederick County Virginia Residents For Tax Relief For Disable
How long will it take to complete the program?
The program typically takes 24 to 48 months, depending on the amount of your debt and the stipulated settlement.
Can CuraDebt assist with state tax problems?
Sure, CuraDebt offers a program for tax relief to help you with problems such as late payroll tax issues and garnishments on wages.
What should I do after joining the program?
You’ll have to keep in constant contact with the team and pay the required payments to reduce the amount of debt you have over time.