Has your debt been piling up lately? Are you burnt out from trying various financial advice and strategies but haven’t solved your problems?
Maybe you’re here because you’ve been through every thing.
In most cases, the best way is to approach experts who can assist you settle this issue.
CuraDebt is among the most frequently contacted companies. A lot of people have been inquiring whether they can assist you or put you in more debt.
According to their clients they can help you manage 80% of your debt so that you are able to take few things off of your plate.
But for some people they believe these claims are too good to be true.
If you’re looking for something that will aid you in settling your debt. If that’s the case, CuraDebt will mostly be recommended by people. We’ll be taking a deep look at the way CuraDebt is used and the problems it could help solve.
Moreover, before we end our discussion, we’ll take a look at its benefits and drawbacks.
Before beginning the review, watch this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Elderly Homeowners Property Tax Relief Washington State
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has been an active part of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have imposed restrictions on their services.
What can CuraDebt do?
Assistance in settling your debt is CuraDebt’s most known feature. However, they also offer other services that can aid you in becoming more financially stable.
It all begins with requesting a free online savings estimate. It is a completely private service, and they won’t be doing a credit check. With this estimate of savings, you will discover more about alternatives towards debt-free.
The savings estimate, as we’ve mentioned earlier, provides you with an insight into your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you in navigating credit arbitration if you decide to join. Some financial advisors can help you in your debt-free journey.
After your debt settlement plan, CuraDebt will be the one to handle all of your creditor’s calls. They’ll be the ones who will negotiate the terms of your repayment in accordance with the state of your finances. Based on what works best your situation, the payment can be a lump-sum settlement or a payment plan.
Furthermore, they will be working with creditors to ensure that you have better rates as you transfer money into your savings account. This, is then processed to pay the creditors. Their programs can assist you to get rid of debt in just two years.
Once you’ve signed up with them, they will provide you with access to your data 24/7. All you need to do is sign in to CuraDebts Client Portal to track your progress.
Before you can benefit from the program, you’ll have to satisfy their criteria first. To be eligible, you’ll have to be:
- Minimum 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they help you?
Here are some of the ways CuraDebt can aid you.
The name of the company suggests that CuraDebt can help you deal your debt. They can negotiate settlements on your behalf for the majority of types of debt. These include medical bills, personal loans credit cards, and line of credit. They are also able to pay off any remaining balance of business debt, collections, or repossessions.
They may also assist in negotiating on tax owed and IRS debt. However, you will not receive support for most cases, loans from the government, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they will assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation so that you can have cash settlements, should it be possible. Certain violations could cause your debt to be removed as well.
CuraDebt lets you repay debt for less than the amount you have. You can also have questions answered during a free consultation with their debt counselor.
The greatest benefit of the program is that you will only have to pay for the charges after your debt has been settled. All you need to sign up for some of their programs and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. After they have gathered all your financial documents They will also gather all the paperwork you’ll need to file tax returns.
Through this program, you should be able to deal with various tax issues like garnishments on wages and tax penalties, personal and business taxes as well as back taxes and trust fund penalties and tax liens.
There aren’t any hidden charges neither are there hidden fees. They only use flat-fee pricing, which depends on the amount that you’ll have to pay.
They have different solutions in the settlement of the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they assist you with?
Although they specialize in debt settlement, it is not their forte however, they do not provide all kinds of debt settlement. CuraDebt only focuses on debt that is not secured. They aren’t able to assist you if your loan or debt is linked to an item that is physical.
If you do have the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt, you should be able to settle taxes that are due without any issues. Moreover, this type of service is accessible to all 50 states if you have a debt towards the IRS. There are federal tax experts who can assist you in resolving these types of issues.
CuraDebt can also help resolve the medical bills. In certain cases, you may even pay them for less than what you have to pay.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. However, they can assist private students with negotiating any student loans that they are owed.
Personal loans and payday loans are also eligible for the debt settlement program. You can also avail the program if you have other unsecure credit lines that you got from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, and private-label credit cards CuraDebt can assist you in paying it off.
How much will it cost?
The most appealing aspect of CuraDebt is how the company has priced its services. They don’t charge upfront fees. The only time you pay is when you settle each of your outstanding debts.
Also, they don’t charge high charges either. In the average, you’ll need to pay up to 20 percent of the debt that you settled with them.
In the average, this kind of industry charges between 15 and 25%.
Additionally, customers can anticipate to pay off their debts in two to four years. This varies depending on the amount that you save per month.
Also, they claim that you could save up to 30% when you factor in their charges into your calculation.
But this claim will also vary, depending on the situation. Some clients even mentioned saving 50 to up to 80%.
Benefits of using CuraDebt
Once you’ve got a clearer picture of what CuraDebt offers, let’s look into the advantages of using CuraDebt.
The first is that CuraDebt only charges you once you’ve paid off your debt. In addition they charge only an amount of 20%, while most companies charge you 25 percent.
Then, if you’re done with the debt settlement program, you could join their credit repair program.
It’s a great method to improve your credit score without having to go in debt again. However, the program lasts differently for each person dependent on the circumstances of your case.
In the end, CureDebt looks into your debt so that they can assist in settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also be looking into any creditor violations using their experts in-house.
Some disadvantages to the use of CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt relief and debt settlements typically require you to stop paying with . If you’re trying to improve your rating on your credit, this may delay you from getting rid of your obligations.
CureDebt also doesn’t have a mobile app available. While they do have a website for clients, it looks outdated and basic. It’s not very intuitive, and it can be challenging to navigate.
In addition, they’re not recognized by their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a good program that allows you to settle your debt without spending more on these kinds of services. Additionally the 20% service fee is less expensive than the majority of businesses that charge an additional 25% charge. There aren’t any upfront fees, and you will only be required to pay once the debt is paid off.
While they’ll provide you with an account that allows you to track your progress however, their website isn’t simple to navigate. CuraDebt isn’t even an app yet, which could make it easier for you to look at your progression.
But, they do have a great support team and can be reached them, not only via emails but by phone or by submitting an e-ticket. Elderly Homeowners Property Tax Relief Washington State
If the credit card is a major issue right now, we recommend CuraDebt’s service. Make sure you’re qualified and that the services that they provide are offered in your area.
FAQ Elderly Homeowners Property Tax Relief Washington State
What is the time frame to complete the course?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as the agreement on the settlement.
Can CuraDebt help with state tax problems?
It is true that CuraDebt provides tax relief programs to aid you in dealing with problems like delinquent tax issues and garnishments on wages.
What do I need to do after joining the program?
You’ll have to keep in constant contact with the team and pay the required payments to lower the amount of debt you have over time.