Have your debts been piling up lately? Are you tired of trying various financial advice and strategies but haven’t solved your problems?
Maybe you’re here because been through everything.
In the majority of cases, your most effective approach is to talk to experts who can help you settle this issue.
CuraDebt is among the most frequently contacted companies. A lot of people are asking if they can assist you or put you in more debt.
According to their customers, they can help you control 80% of your debt , so you can take couple of things off your plate.
But for some people they believe these claims are too good to be true.
Suppose you’re on the lookout for anything that can assist you in paying off your debt. If that’s the scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep study of the way CuraDebt works and what problems it can help you solve.
Moreover, before we end our discussion, we’ll take a look at its benefits and drawbacks.
Before starting the review, you can watch this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review.
About the Company Eis Tax Relief Hmrc
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has been an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best popular feature. They also provide other services that can help you be more financially stable.
The process begins with requesting a free savings estimate online. It is a completely private service and they will not conduct a credit inquiry. With this estimate of savings you’ll learn more about your alternatives to be debt-free.
This estimate of savings, as we’ve mentioned before, gives you an insight into your choices regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you with credit arbitration in the event that you decide to join. Certain financial advisors can assist you on your path to debt-free living.
Following the debt settlement plan, CuraDebt is the agency to take care of all your creditor’s calls. They’ll be the ones who will determine the terms of your repayment in accordance with the state of your financial situation. Depending on which works most effectively for you, it can be either a lump sum settlement or the option of a payment plan.
Additionally they will be working with creditors so that you can have better rates as you transfer money into your savings account. This, is then processed to pay off the creditors. Their plans can help you get rid of debt in just the period of 48 months.
After you’ve registered with them, they’ll allow you access to your account information 24 hours a day. All you need to do is login to CuraDebts Client Portal to monitor your performance.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to satisfy their criteria first. To be eligible, you’ll have to meet the following criteria:
- At least 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they help you with?
Here are some of the ways CuraDebt can assist you.
Debt Relief
As their name suggests, CuraDebt will assist you in dealing with your debt. They can negotiate settlements on behalf of you for the majority of types of debt. They can help with medical bills, personal loans, credit cards and line of credit. You can also approach them to help settle any remaining balance of business debt and collections or repossessions.
They may even assist you in negotiating for back taxes as well as IRS debt. However, you won’t get support for most claims, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the contrary, they’ll assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation so that you can have cash settlements, if possible. Some violations can also lead to having your debts removed as well.
CuraDebt lets you pay off debts with less than the amount you have. They also allow you to ask questions during their free consultation with their debt advisor.
The greatest benefit of the program is that you will only pay the fees once your debt is settled. All you have to sign up for one of their plans and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they’ve gathered all your financial documents and tax documents, they’ll also collect all the necessary paperwork for tax returns.
Through this program, you’ll be able to solve the various types of tax problems like wage garnishments, tax penalties, personal and corporate taxes as well as back taxes and trust fund penalties and tax liens.
There aren’t any hidden costs also. They use only flat-fee pricing that is based on the amount you’ll need to settle.
There are a variety of options when it comes to the settlement of taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts can they help you with?
While debt settlement is their forte but they aren’t able to offer all kinds of settlement. CuraDebt only focuses on unsecured debt. They won’t be able to assist you if your loan or debt is linked to an actual item.
If, however, you are in the following kinds of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt, you should be able to settle your past-due tax debts without any problems. Moreover, this type of service is available to all 50 states if you have a debt towards the IRS. There are tax experts from the federal government to assist you with these kinds of problems.
Medical Debt
CuraDebt can also assist in settling your medical debt. In some cases you might even be able to pay them for less than what you owe.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. They can however assist private students negotiate any loans they owe.
Personal Loan
Personal and payday loans also qualify for the debt settlement program. You may also be eligible of the program if you also have other unsecured credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards and private-label credit cards, CuraDebt can assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt is the way they’ve priced their service. They do not charge an upfront cost. You’ll only pay once you’ve paid each of your outstanding debts.
Also, they do not charge high costs either. In the average, you’ll need to pay up to 20 percent of the debt that you settled with them.
In the average, this kind of industry charges between 15 and 25%.
Additionally, customers can anticipate to settle their debts within between 2 and 4 years. This varies in relation to the amount you save per month.
Also, they claim that you could save up to 30% if you include their costs into your calculations.
But this claim will also vary, depending on the situation. Some customers have even talked about saving 50 to 80percent.
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Advantages to using CuraDebt
Now that you have an understanding of the benefits CuraDebt offers, let’s explore the benefits from using CuraDebt.
First, CuraDebt will only charge you when you’ve paid off your debt. Furthermore they charge only an amount of 20%, while the majority of companies charge 25 percent.
Then, if you’re done in the process of debt resolution you could join their credit repair program.
It’s a great option to rebuild your credit without having to go back into debt. However, the program lasts differently for each person dependent on the circumstances of your case.
Finally, CureDebt looks into your credit to assist in settlements and negotiations. It means that your debt won’t inflate over time. They’ll also investigate any creditor violations with the help of their experts in-house.
Drawbacks of the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt settlement and debt relief typically require you to cease making payments with your credit card. Therefore, if you’re trying increase your credit score, it could set you back while you’re getting rid of your obligations.
CureDebt doesn’t even offer a mobile application. While they do have a website that clients can access, it looks outdated and basic. It’s not particularly user-friendly, and can be challenging to navigate.
In addition, they’re not accredited with their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that will allow you to settle your debt without spending more on those types of services. Additionally the 20% service fee is cheaper than most businesses that charge a 25% fee. There are no upfront payments, and you will only be required to pay once your debt is finally settled.
Although they’ll allow you to access an account that allows you to track your progress, their website is not simple to navigate. CuraDebt also doesn’t have an app that could make it easier for you to look at your performance. Eis Tax Relief Hmrc
However, they have a good support team, and you can reach them not only through emails but also via phone or sending an e-ticket. Eis Tax Relief Hmrc
If your credit card is a major problem, then we strongly recommend CuraDebt’s debt management program. Be sure to be qualified and that the services that they provide are offered in your state.
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FAQ Eis Tax Relief Hmrc
What is the time frame to complete the program?
The average program is between 24 and 48 months depending on the amount of your debt and the agreed settlement.
Can CuraDebt aid with tax problems in the state?
Yes, CuraDebt has a tax relief program to help you with problems like delinquent taxes and garnishments of wages.
What’s the first thing I have to do after joining the program?
You’ll be required to communicate with your team members and make the necessary payments to pay down your debt over time.
