Have your debts been increasing lately? Are you burnt out from trying different financial advice and strategies but still have unsolved issues?
Maybe you’re here because been through everything.
In the majority of cases, your best option is to speak with experts who can help you settle this issue.
CuraDebt is one of the most frequently contacted companies. Many people have been inquiring whether they can help you or put you into more debt.
According to their customers, they can help you control 80percent of your debts so that you can take couple of w
orries off your mind.
For some they believe these claims are too good to be true.
Suppose you’re on the lookout for anything that can aid you in settling your debt. In this situation, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth look at the way CuraDebt is used and the problems it can help you solve.
In addition, prior to our conclusion our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before you begin the review, go to this video if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Eis Income Tax Relief Time Limits
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most known feature. However, they also offer other services that can aid you in becoming more financially secure.
The process begins with requesting a free savings estimate online. The service is completely confidential, and they won’t be doing a credit check. With this estimate of savings, you will learn more about your options towards debt-free.
This estimate of savings, as we’ve mentioned previously, offers you an idea of your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you with the process of credit arbitration should you choose to sign up. Some financial advisors can help you with your debt-free journey.
Following your debt settlement program, CuraDebt will be the agency to handle all of your creditors’ calls. They will also be the ones who will negotiate what you will pay for your settlement depending on the condition of your finances. In determining which option is the best your situation, the payment could either be a lump sum settlement or the option of a payment plan.
Additionally they will be working with creditors so that you can have better rates as you deposit money to your savings account. This, is then processed to pay back creditors. Their plans can help you settle the debt within two years.
After you’ve signed up with them, they’ll provide you with access to your account information 24 hours a day. All you have to do is log in to CuraDebts the client portal to monitor your performance.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to pass their requirements first. For eligibility, you’ll need to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are some of the ways CuraDebt can assist you.
Debt Relief
Like their name implies, CuraDebt can assist you in dealing your debt. They can negotiate settlements on behalf of you for most types of debt. They can help with personal loans, medical bills credit cards as well as loans. They are also able to pay off any remaining amount on business debts and collections or repossessions.
They may also assist in negotiating on tax owed and IRS debt. However, you will not receive support for most of your lawsuits, government loans or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they can assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations so that you can have cash settlements, if possible. Certain violations may lead to having your debts removed as well.
CuraDebt also allows you to pay off debts with less than the amount you have. You can also have questions answered during a free consultation with their debt advisor.
The most appealing aspect of their program is that you’ll only pay the fees when your debt is paid off. All you need to sign up to some of their programs, and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they’ve gathered all your financial records and tax documents, they’ll also collect all the documents you’ll require for tax returns.
By using this program, you will be able to deal with the various types of tax problems like wage garnishments, tax penalties, personal and corporate taxes, back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees also. They only offer flat-fee prices and is dependent on the amount that you’ll must settle.
They offer different options when it comes to paying off your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kind of debt can they assist you with?
Although they specialize in debt settlement, it is not their specialty, they don’t provide all kinds in debt resolution. CuraDebt concentrates on debt that is not secured. They aren’t able to help you if your credit or loan is tied to an item that is physical.
However, if you have one of the following kinds of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt, you should be able to pay tax debts that were due to be paid without any problems. Furthermore, this service is accessible across all 50 states, if you owe money towards the IRS. They have federal tax experts to assist you with the issues.
Medical Debt
CuraDebt can also assist in settling any medical-related debt. In some cases you could even settle the debt for less than you are owed.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. However, they can assist private students negotiate any loans they owe.
Personal Loan
Personal and payday loans are also eligible for the debt settlement program. You can also avail the program if you have other unsecure credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards as well as private label credit card CuraDebt will assist you in paying it off.
What is the cost?
The best part about CuraDebt is the way they’ve priced their service. They don’t charge an upfront fee. Only pay when you settle each of your debts.
Also, they don’t charge high fees as well. In the average, you’ll need to pay as much as 20 percent of the debt you settled through them.
In the average, this kind of industry charges from 15% to 25 percent.
In addition, customers can expect to pay off their debts in two to four years. However, this also varies in relation to the amount you can save up per month.
Additionally, they claim you can save as much as 30% when you factor in their costs into your calculations.
However, the claim may depend on your situation. Some clients even mentioned saving 50% to up to 80%.
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Advantages to using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt can offer you let’s look into the advantages that come with using CuraDebt.
First, CuraDebt is only charged once you’ve paid off your debt. In addition they only charge an amount of 20%, while most companies charge you 25 percent.
If you’re finished by the program for debt relief you could also sign up for their credit restoration program.
It’s an excellent option to rebuild your credit without going back into debt. However, the program lasts differently for each person according to your personal situation.
Lastly, CureDebt looks into your debt so that they can help with settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also look into any creditor violations with the help of their in-house experts.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt relief and debt settlements typically require you to stop making payments using your credit card. If you’re trying to build a better credit score, it might cause you to delay working on your obligations.
CureDebt doesn’t even have a mobile app. While they do have a website that clients can access however, it appears old and mundane. It’s not very intuitive and could be challenging to navigate.
Furthermore, they are not credited with the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to resolve your debt without having to spend more on these kinds of services. Additionally, their 20% service charge is less expensive than the majority of firms that charge the 25% cost. There are no upfront payments, and you will only be required to pay once your debt is finally settled.
Although they’ll allow you to access an account that allows you to track your progress however, their website isn’t user-friendly. CuraDebt isn’t even an app yet, which could make it easier for you to look at your performance.
However, they have a good support team that you can contact them not only through emails but also via phone or making an electronic ticket. Eis Income Tax Relief Time Limits
If problem of debt is an problem right now, we highly recommend CuraDebt’s program. Just make sure that you’re qualified and that the services they provide are in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Eis Income Tax Relief Time Limits
How long does it take to finish the program?
The average program is between 24 and 48 months dependent on the size of your debt as well as the agreed settlement.
Can CuraDebt aid in the fight against state tax issues?
It is true that CuraDebt has a tax relief program to aid you in dealing with problems like delinquent taxes and wage garnishments.
What should I do after joining the program?
You’ll be required to communicate with your team members and pay the required payments to reduce the amount of debt you have over time.
