Have your debts been increasing lately? Are you burnt out from trying other financial tips and advice but still have unsolved issues?
Perhaps you’re here because you’ve been through everything.
In most cases, the most effective approach is to talk to experts who can assist to resolve this issue.
CuraDebt is among the companies that get the most inquiries. A lot of customers have asked if they can assist you or put you into more debt.
According to their customers, they can assist you in managing the majority of your debt , so you can take couple of w
orries off your plate.
However, for certain people, these claims are just too good to be true.
If you’re looking for something that will help you resolve your debt. If that’s the scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth look at how CuraDebt is used and the problems it could help solve.
In addition, prior to our conclusion our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before you begin the review, you can watch this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Eis Income Tax Relief Carry Back
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has been an active member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is the most known feature. They also provide additional services to aid you in becoming more financially stable.
First of all, it starts by requesting a no-cost online savings estimate. This service is very confidential and won’t conduct a credit inquiry. With this savings estimate you’ll learn more about your options to be debt-free.
The savings estimate, as mentioned before, gives you an idea of your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to help you with credit arbitration in the event that you decide to enroll. Some financial advisors can help you with your debt-free journey.
After your debt settlement program, CuraDebt will be the one to handle all of your creditors’ calls. They’ll also be the ones that will negotiate the terms of your payment depending on the condition of your finances. In determining which option is the best your situation, the payment could be a lump-sum settlement or a payment plan.
Additionally, they will work with creditors to ensure that you have better rates as you make deposits to your savings account, which in turn, will process to pay back creditors. The plans they offer can help you get rid of debt in just the period of 48 months.
After you’ve registered with them, they will give you access to your information 24/7. All you need to do is sign in to CuraDebts Client Portal to track your development.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to pass their requirements first. For eligibility, you’ll have to meet the following criteria:
- Minimum 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they assist you with?
Here are some of the ways CuraDebt can assist you.
Debt Relief
Like their name implies, CuraDebt can assist you in dealing with debt. They can negotiate settlements on your behalf to settle most types of debt. They can help with medical bills, personal loans credit cards as well as loans. You can also approach them to pay off any remaining balance on business debt and collections or repossessions.
They may also assist in negotiating for back taxes and IRS debt. However, you won’t get assistance for the majority cases, government loans as well as collateral and utility bills. The same goes for student loans.
On the contrary, they’ll assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation in order to get cash settlements, if they are possible. Some violations can also cause your debt to be removed as well.
CuraDebt can also help you pay off debts with less than the amount you own. You can also inquire about your debt during their no-cost consultation with their debt advisor.
The greatest benefit of their program is that you will only pay the fees after your debt has been settled. All you have to sign up for one of their plans and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they’ve gathered all your financial documents, they will also collect all the necessary paperwork for tax returns.
By using this program, you will be able to deal with the various types of tax problems like garnishments on wages and tax penalties, personal and corporate taxes and back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees also. They use only flat-fee pricing and is dependent on the amount you’ll must settle.
They offer different options for paying off taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What types of debt can they help you with?
Although they specialize in debt settlement, it is not their specialization however, they do not provide all kinds of settlement. CuraDebt only focuses on loans that are not secured. They can’t help you if the credit or loan is tied to an actual item.
However, if you have one of the following kinds of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt it is expected that you will be able to pay tax debts that were due to be paid without any problems. Furthermore, this service is offered to all 50 states in the event that you have a debt towards the IRS. There are tax experts from the federal government that can help you resolve the issues.
Medical Debt
CuraDebt will also help you resolve the medical bills. In some instances you might even be able to pay them for less than what you have to pay.
Private Student Loan
CuraDebt does not cater to Federal student loan. They can however assist private students with negotiating any loans they owe.
Personal Loan
Personal loans and payday loans are also eligible for the debt settlement program. It is also possible to avail the program the program if you have other unsecure credit lines you obtained from an alternative bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards as well as private label credit card CuraDebt will help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt is the way the company has priced its services. They do not charge an upfront cost. Only pay when you have paid off all of your outstanding debts.
Also, they don’t charge high fees as well. In the average, you’ll need to pay between 20 and 20 percent of the debt that you settled through them.
In general, this type of industry can charge anywhere between 15% and 25 percent.
In addition, customers can expect to pay off their debts in 2 to 4 years. But, it also differs depending on the amount that you can save up per month.
They also claim you can save as much as 30% when you factor in their costs into your calculations.
However, the claim may depend on the situation. Some customers even claimed to save 50 to 80percent.
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Advantages to using CuraDebt
Once you’ve got an idea of the benefits CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
First, CuraDebt only charges you when you’ve paid off your debt. Additionally they only charge an amount of 20%, while most companies charge you 25 percent.
If you’re finished with the debt settlement program, you may enroll in their credit restoration program.
It’s an excellent option to rebuild your credit score without having to go into debt again. However, the program lasts in a different way for each individual, depending on your situation.
Lastly, CureDebt looks into your credit to assist in settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also be looking into any creditor violations with the assistance of their own experts.
Drawbacks of the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt settlement and debt relief often require you to stop making payments using your credit card. So if you’re trying to build a better rating on your credit, this might cause you to delay working on your credit card debt.
CureDebt also doesn’t have a mobile app. While they do have a client website, it looks aged and simple. It’s not very user-friendly, and can be challenging to navigate.
Moreover, they are still not accredited with their Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a useful program that allows you to pay off your debts without spending more on these kinds of services. In addition the 20% service cost is lower than many businesses that charge an additional 25% charge. There is no upfront payment, and you will only have to pay when your debt is finally settled.
Although they’ll give you an account so that you can track your progress but their website isn’t user-friendly. CuraDebt does not have an app, which would make it easier to monitor your progression.
But, they do have a good support team that you can contact them not just via email but also by phone or sending an electronic ticket. Eis Income Tax Relief Carry Back
If debt is a big problem, then we highly recommend CuraDebt’s program. Be sure to be eligible and that the services they offer are available in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Eis Income Tax Relief Carry Back
What is the time frame to finish the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt and the stipulated settlement.
Can CuraDebt assist in the fight against state tax issues?
It is true that CuraDebt provides tax relief programs that can aid you in dealing with problems such as delinquent payroll tax and wage garnishments.
What do I need to do when I’m enrolled in the program?
You’ll be required to communicate with your team members and pay the required payments to lower your debt over time.
